Household and family debt

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All (51)

All (51) (0 to 10 of 51 results)

  • Table: 10-10-0006-01
    (formerly: CANSIM 176-0091)
    Geography: Canada
    Frequency: Monthly
    Description:

    This table contains 102 series, with data starting from 2013, and some select series starting from 2016. This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada), Components (51 items: Total, funds advanced, residential mortgages, insured; Variable rate, insured; Fixed rate, insured, less than 1 year; Fixed rate, insured, from 1 to less than 3 years; ...), and Unit of measure (2 items: Dollars; Interest rate). For additional clarification on the component dimension, please visit the OSFI website for the Report on New and Existing Lending.

    Release date: 2019-10-07

  • Table: 10-10-0006-02
    Geography: Canada
    Frequency: Monthly
    Description:

    This table contains 51 series, with data starting from 2013, and some select series starting from 2016. This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada), Components (51 items: Total, funds advanced, residential mortgages, insured; Variable rate, insured; Fixed rate, insured, less than 1 year; Fixed rate, insured, from 1 to less than 3 years; ...), and Unit of measure (1 item: Dollars). For additional clarification on the component dimension, please visit the OSFI website for the Report on New and Existing Lending.

    Release date: 2019-10-07

  • Table: 11-10-0065-01
    Frequency: Quarterly
    Description:

    Debt service ratios, interest and obligated principal payments on debt, and related statistics for households, Canada.

    Release date: 2019-09-13

  • Table: 36-10-0441-01
    (formerly: CANSIM 378-0128)
    Frequency: Quarterly
    Description:

    Reconciliation between the different aggregate measures of household borrowing produced by the Bank of Canada and Statistics Canada (National Balance Sheet Accounts), by loan instrument, on a quarterly basis.

    Release date: 2019-09-13

  • Table: 36-10-0441-02
    Frequency: Quarterly
    Description:

    Reconciliation between the different aggregate measures of household credit produced by the Bank of Canada and Statistics Canada (National Balance Sheet Accounts), by loan instrument, on a quarterly basis.

    Release date: 2019-09-13

  • Table: 36-10-0441-03
    Frequency: Quarterly
    Description:

    Reconciliation between the different aggregate measures of mortgage liabilities of the household sector produced by the Bank of Canada and Statistics Canada (National Balance Sheet Accounts), by loan instrument, on a quarterly basis.

    Release date: 2019-09-13

  • Table: 36-10-0441-04
    Frequency: Quarterly
    Description:

    Reconciliation between the different aggregate measures of consumer credit produced by the Bank of Canada and Statistics Canada (National Balance Sheet Accounts), by loan instrument, on a quarterly basis.

    Release date: 2019-09-13

  • Table: 36-10-0112-01
    (formerly: CANSIM 380-0072)
    Geography: Canada
    Frequency: Quarterly
    Description: Quarterly current and capital accounts for the household sector, including property income, disposable income, net saving and net lending, Canada.
    Release date: 2019-08-30

  • Table: 10-10-0134-01
    (formerly: CANSIM 176-0014)
    Geography: Canada
    Frequency: Quarterly
    Description:

    This table contains 80 series, with data starting from 1982 (not all combinations necessarily have data for all years). This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada);  Mortgages (4 items: Total, mortgage loans outstanding; Mortgages in Canada outstanding; Mortgage loans outside Canada outstanding; Allowance for credit losses);  Increases and decreases (15 items: Total, increases and decreases; Gross increase; Cash disbursement of principal; Purchases of mortgages from; ...);  Type of mortgage (7 items: Total, mortgages; Total, residential mortgages; Residential mortgages, insured; Residential mortgages, uninsured; ...).

    Release date: 2019-08-29

  • Table: 10-10-0134-02
    Geography: Canada
    Frequency: Quarterly
    Description:

    This table contains 80 series, with data starting from 1982 (not all combinations necessarily have data for all years). This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada);  Mortgages (4 items: Total, mortgage loans outstanding; Mortgages in Canada outstanding; Mortgage loans outside Canada outstanding; Allowance for credit losses);  Increases and decreases (15 items: Total, increases and decreases; Gross increase; Cash disbursement of principal; Purchases of mortgages from; ...);  Type of mortgage (7 items: Total, mortgages; Total, residential mortgages; Residential mortgages, insured; Residential mortgages, uninsured; ...).

    Release date: 2019-08-29
Data (22)

Data (22) (0 to 10 of 22 results)

  • Table: 10-10-0006-01
    (formerly: CANSIM 176-0091)
    Geography: Canada
    Frequency: Monthly
    Description:

    This table contains 102 series, with data starting from 2013, and some select series starting from 2016. This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada), Components (51 items: Total, funds advanced, residential mortgages, insured; Variable rate, insured; Fixed rate, insured, less than 1 year; Fixed rate, insured, from 1 to less than 3 years; ...), and Unit of measure (2 items: Dollars; Interest rate). For additional clarification on the component dimension, please visit the OSFI website for the Report on New and Existing Lending.

    Release date: 2019-10-07

  • Table: 10-10-0006-02
    Geography: Canada
    Frequency: Monthly
    Description:

    This table contains 51 series, with data starting from 2013, and some select series starting from 2016. This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada), Components (51 items: Total, funds advanced, residential mortgages, insured; Variable rate, insured; Fixed rate, insured, less than 1 year; Fixed rate, insured, from 1 to less than 3 years; ...), and Unit of measure (1 item: Dollars). For additional clarification on the component dimension, please visit the OSFI website for the Report on New and Existing Lending.

    Release date: 2019-10-07

  • Table: 11-10-0065-01
    Frequency: Quarterly
    Description:

    Debt service ratios, interest and obligated principal payments on debt, and related statistics for households, Canada.

    Release date: 2019-09-13

  • Table: 36-10-0441-01
    (formerly: CANSIM 378-0128)
    Frequency: Quarterly
    Description:

    Reconciliation between the different aggregate measures of household borrowing produced by the Bank of Canada and Statistics Canada (National Balance Sheet Accounts), by loan instrument, on a quarterly basis.

    Release date: 2019-09-13

  • Table: 36-10-0441-02
    Frequency: Quarterly
    Description:

    Reconciliation between the different aggregate measures of household credit produced by the Bank of Canada and Statistics Canada (National Balance Sheet Accounts), by loan instrument, on a quarterly basis.

    Release date: 2019-09-13

  • Table: 36-10-0441-03
    Frequency: Quarterly
    Description:

    Reconciliation between the different aggregate measures of mortgage liabilities of the household sector produced by the Bank of Canada and Statistics Canada (National Balance Sheet Accounts), by loan instrument, on a quarterly basis.

    Release date: 2019-09-13

  • Table: 36-10-0441-04
    Frequency: Quarterly
    Description:

    Reconciliation between the different aggregate measures of consumer credit produced by the Bank of Canada and Statistics Canada (National Balance Sheet Accounts), by loan instrument, on a quarterly basis.

    Release date: 2019-09-13

  • Table: 36-10-0112-01
    (formerly: CANSIM 380-0072)
    Geography: Canada
    Frequency: Quarterly
    Description: Quarterly current and capital accounts for the household sector, including property income, disposable income, net saving and net lending, Canada.
    Release date: 2019-08-30

  • Table: 10-10-0134-01
    (formerly: CANSIM 176-0014)
    Geography: Canada
    Frequency: Quarterly
    Description:

    This table contains 80 series, with data starting from 1982 (not all combinations necessarily have data for all years). This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada);  Mortgages (4 items: Total, mortgage loans outstanding; Mortgages in Canada outstanding; Mortgage loans outside Canada outstanding; Allowance for credit losses);  Increases and decreases (15 items: Total, increases and decreases; Gross increase; Cash disbursement of principal; Purchases of mortgages from; ...);  Type of mortgage (7 items: Total, mortgages; Total, residential mortgages; Residential mortgages, insured; Residential mortgages, uninsured; ...).

    Release date: 2019-08-29

  • Table: 10-10-0134-02
    Geography: Canada
    Frequency: Quarterly
    Description:

    This table contains 80 series, with data starting from 1982 (not all combinations necessarily have data for all years). This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada);  Mortgages (4 items: Total, mortgage loans outstanding; Mortgages in Canada outstanding; Mortgage loans outside Canada outstanding; Allowance for credit losses);  Increases and decreases (15 items: Total, increases and decreases; Gross increase; Cash disbursement of principal; Purchases of mortgages from; ...);  Type of mortgage (7 items: Total, mortgages; Total, residential mortgages; Residential mortgages, insured; Residential mortgages, uninsured; ...).

    Release date: 2019-08-29
Analysis (21)

Analysis (21) (0 to 10 of 21 results)

  • Stats in brief: 11-627-M2019054
    Description:

    A dream of many Canadians is to someday own their own home. Canadians work hard to achieve this goal and most take on debt for that reason. Using data from the Survey on Financial Security, this infographic describes trends in homeownership and mortgage debt from 1999 to 2016.

    Release date: 2019-08-08

  • Articles and reports: 75-006-X201900100010
    Description:

    This study uses data from the 2016 Survey of Financial Security to examine financial distress indicators for Canadian families. Three financial distress indicators are examined: the proportion of Canadian families who skipped or delayed a mortgage payment, the proportion who skipped or delayed a non-mortgage payment and the proportion who borrowed money through a payday loan. This paper also examines the factors associated with financial distress among Canadians, with a particular focus on their debt level.

    Release date: 2019-06-26

  • Articles and reports: 11-626-X2019005
    Description:

    This Economic Insights article quantifies the degree to which families who expect their financial situation to get better in the next two years have, all else equal, more debt than comparable families. The data are drawn from the Survey of Financial Security for 1999, 2005 and 2016. The term “family” is used to refer to family units and includes economic families and unattached individuals. Debt and income estimates are shown in 2016 dollars. The study shows that even after a large set of socioeconomic characteristics is controlled for, families who expect their financial situation to improve in the near future have significantly more debt and generally higher debt-to-income ratios than other families.

    Release date: 2019-04-04

  • Articles and reports: 75-006-X201900100005
    Description:

    Using data from the Survey of Financial Security (SFS), this article looks at changes in debt, assets and net worth among senior Canadian families over the period from 1999 to 2016. It also examines changes in the debt-to-income ratio and the debt-to-asset ratio of Canadian senior families with debt.

    Release date: 2019-04-03

  • Stats in brief: 11-001-X201908520383
    Description: Release published in The Daily – Statistics Canada’s official release bulletin
    Release date: 2019-03-26

  • Articles and reports: 11-626-X2019003
    Description:

    This article in the Economic Insights series examines data on the financial conditions of Canadian households, focusing on recent trends related to indebtedness, income growth, and net worth. Aggregate leverage indicators are examined for the household sector as a whole, followed by a more detailed analysis of households with different income profiles in selected urban areas. This study highlights the extent to which indebtedness and household wealth differ across the country, along with the financial vulnerabilities facing low income households.

    Release date: 2019-03-26

  • Stats in brief: 11-627-M2019016
    Description:

    Debt-to-income ratios in Canada have continued to rise since the 2008-2009 recession, while they declined in the United States over the same period. This infographic provides information on indebtedness in selected metropolitan areas, illustrating that economic well-being varies considerably across the country and across households, with those at the lower end of the income distribution in a more vulnerable position.

    Release date: 2019-03-05

  • Articles and reports: 91-621-X2017001
    Description:

    This document briefly describes Demosim, the microsimulation population projection model, how it works as well as its methods and data sources. It is a methodological complement to the analytical products produced using Demosim.

    Release date: 2017-01-25

  • Articles and reports: 13-605-X201500614219
    Description:

    This article describes new quarterly estimates of household sector debt payments (mortgage and non-mortgage), including both interest and principal components, from 1990 to the present.

    Release date: 2015-09-01

  • Articles and reports: 75-006-X201500114167
    Description:

    This paper examines changes in debt, assets and net worth among Canadian families with debt over the period 1999 to 2012, by selected family characteristics. It also examines the extent to which two key ratios of indebtedness, the debt-to-income ratio and the debt-to-asset ratio, varied over the period.

    Release date: 2015-04-29
Reference (8)

Reference (8) ((8 results))

  • Notices and consultations: 13-605-X201501314304
    Description:

    This note provides users with a reconciliation between Canadian and American measures of household disposable income, debt and the household credit market debt to disposable income ratio.

    Release date: 2015-12-14

  • Surveys and statistical programs – Documentation: 13F0026M2001001
    Description:

    This document briefly describes the Survey of Financial Security and presents the questionnaire used for the interview. The Survey of Financial Security (SFS) was conducted during May and June of 1999. The information was collected by personal interview, using a paper questionnaire. Introductory material was sent to the respondent prior to the first contact by the interviewer.

    Approximately 23,000 dwellings were selected for the sample, most using the Labour Force Survey frame. The high-income sample was drawn from geographic areas with a larger concentration of high-income households.

    The survey collected the following type of information: (1) general demographic information on all members of the family, (2) more detailed information on the education, employment, income, etc., on those family members 15 years of age and older, and, (3) asset and debt information on the family as a whole.

    Release date: 2001-01-24

  • Notices and consultations: 13F0026M1999001
    Description:

    The main objectives of a new Canadian survey measuring asset and debt holding of families and individuals will be to update wealth information that is over one decade old; to improve the reliability of the wealth estimates; and, to provide a primary tool for analysing many important policy issues related to the distribution of assets and debts, future consumption possibilities, and savings behaviour that is of interest to governments, business and communities.

    This paper is the document that launched the development of the new asset and debt survey, subsequently renamed the Survey of Financial Security. It looks at the conceptual framework for the survey, including the appropriate unit of measurement (family, household or person) and discusses measurement issues such as establishing an accounting framework for assets and debts. The variables proposed for inclusion are also identified. The paper poses several questions to readers and asks for comments and feedback.

    Release date: 1999-03-23

  • Notices and consultations: 13F0026M1999002
    Description:

    This document summarizes the comments and feedback received on an earlier document: Towards a new Canadian asset and debt survey - A content discussion paper. The new asset and debt survey (now called the Survey of Financial Security) is to update the wealth information on Canadian families and unattached individuals. Since the last data collection was conducted in 1984, it was essential to include a consultative process in the development of the survey in order to obtain feedback on issues of concern and to define the conceptual framework for the survey.

    Comments on the content discussion paper are summarized by major theme and sections indicate how the suggestions are being incorporated into the survey or why they could not be incorporated. This paper also mentions the main objectives of the survey and provides an overview of the survey content, revised according to the feedback from the discussion paper.

    Release date: 1999-03-23

  • Surveys and statistical programs – Documentation: 13F0026M1999003
    Description:

    This paper presents a proposal for conducting a Canadian asset and debt survey. The first step in preparing this proposal was the release, in February 1997, of a document entitled Towards a new Canadian asset and debt survey whose intent was to elicit feedback on the initial thinking regarding the content of the survey.

    This paper reviews the conceptual framework for a new asset and debt survey, data requirements, survey design, collection methodology and testing. It provides also an overview of the anticipated data processing system, describes the analysis and dissemination plan (analytical products and microdata files), and identifies the survey costs and major milestones. Finally, it presents the management/coordination approach used.

    Release date: 1999-03-23

  • Notices and consultations: 13F0026M1999004
    Description:

    During September and October 1997, the Questionnaire Design Resource Centre (QDRC) completed 10 focus groups and 4 in-depth interviews with respondents and 6 debriefing sessions with interviewers in a test of the proposed questionnaires and data collection methodology for the 1998 Asset and Debt Survey (now called the Survey of Financial Security, to be done in 1999).

    The main goals of the testing were: to evaluate the data collection methodology and survey instruments (including the introductory materials [guide] and questionnaires [Part 1: background information about family members, Part 2: questions on assets and debts]); to identify problem areas; to make recommendations to ensure that the final survey instruments are respondent-friendly and interview-friendly, that the questionnaires can be easily understood and accurately completed; and finally, to investigate how respondents recall information.

    This report summarizes the highlights of the study, including the recommendations based on the findings of the focus groups, in-depth interviews and debriefing sessions, as well as those from the experience of the QDRC in carrying out similar studies for other household surveys.

    Release date: 1999-03-23

  • Surveys and statistical programs – Documentation: 5249
    Description: The purpose of this survey is to collect detailed information from non-federally regulated lenders on residential mortgages.

  • Surveys and statistical programs – Documentation: 7508
    Description: This is non-Statistics Canada information.
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