Student debt from 1990-91 to 1995-96: an analysis of Canada Student Loans data - ARCHIVED

This paper is a joint project of Human Resources Development Canada and Statistics Canada which uses data from the Canada Sudent Loans Program administrative data system to examine general patterns of Canada Student Loan debt in the 1990-91 to 1995-96 time frame for all full-time students, as well as specific trends in student debt by type of educational institution attended. It does not examine loans received through provincial programs. First, we look at the number of students with Canada Student Loans who entered into repayment and the average values of their loans in 1995 constant dollars. We then go on to analyse trends in loan activity and replayment patterns, including repayment difficulties, loan defaults and bankruptcies, and early repayment in full.