Household spending and savings

Description: Release published in The Daily – Statistics Canada’s official release bulletin

Description:

Registered Education Savings Plans (RESPs) are an important vehicle to help families save for postsecondary education. However, large differences in RESP savings persist between families of different income levels, despite targeted incentives aimed at encouraging low- and middle-income families to open RESP accounts and contribute to them. This article documents the differences in RESP contributions between families with different levels of income and liquid wealth.

Description: Shelter-cost-to-income ratio by tenure for Canada, provinces and territories, census metropolitan areas and census agglomerations. Includes household total income groups, household type including census family structure, housing suitability and dwelling condition.

Description: Shelter-cost-to-income ratio by tenure including presence of mortgage payments and subsidized housing for Canada, provinces and territories, census divisions and census subdivisions. Includes residence on or off reserve, and household type including census family structure.

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This report examines the shelter costs of households living on reserve using the new data from the 2021 Census. It describes the 2021 Census definition of shelter costs on reserve and describes important considerations when using this data to measure housing affordability. It presents the first statistics from the Census for shelter costs on reserve, including the number of households facing housing challenges due to shelter costs in addition to crowding and need for repairs.

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The Public-Use Microdata File (PUMF) for the Survey of Household Spending (SHS) provides information on household expenditures as well as selected information on dwelling characteristics and household equipment. The production of this file includes many safeguards to prevent the identification of any one person or household.

PUMFs were produced on an annual basis for SHS 1997 to 2009, before a redesigned survey was introduced with the 2010 reference year. The SHS 2017 PUMF is the first SHS PUMF based on data collected after the 2010 survey redesign.

Due to changes to data collection, processing and estimation methods introduced with the 2010 redesign, users are advised not to compare data from SHS 1997 to 2009 with data from any subsequent years, unless otherwise noted.

Description: Household contributions to registered savings accounts by selected household characteristics.

Description: This infographic provides a snapshot of how rising prices are affecting the Canadian population in 2022. It uses data from the Portrait of Canadian Society - Impacts of Rising Prices survey. It examines how recent rising prices are affecting Canadians' ability to meet day-to-day expenses, the areas in which people have been most affected and what people have started doing or are doing more than before to deal with rising prices.

Description: Release published in The Daily – Statistics Canada’s official release bulletin

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This descriptive video provides an American Sign Language translation of the Daily for the Survey on Savings for Persons with Disabilities.

Description: Monthly indexes and percentage changes for selected sub-groups of the shelter component of the Consumer Price Index (CPI), not seasonally adjusted, for Canada, provinces, Whitehorse and Yellowknife. Data are presented for the corresponding month of the previous year, the previous month and the current month. The base year for the index is 2002=100.

Description: Quarterly household final consumption expenditure components in chained (2017) and current dollars.

Description: Quarterly current and capital accounts for the household sector, including property income, disposable income, net saving and net lending, Canada.

Description: Quarterly final consumption expenditure for the household sector, in current and constant 2017 prices, Canada.

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This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada);  Statistics (4 items: Value; Distribution of value; Value per household; Value per consumption unit);  Characteristics (21 items: All households; Lowest income quintile; Second income quintile; Third income quintile; ...);  Income, consumption and savings (23 items: Household disposable income; Compensation of employees; Net mixed income; Property income received; ...).

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Geography (14 items: Canada; Newfoundland and Labrador; Prince Edward Island; Nova Scotia; ...);  Statistics (4 items: Value; Distribution of value; Value per household; Value per consumption unit);  Characteristics (1 item: All households);  Income, consumption and savings (23 items: Household disposable income; Compensation of employees; Net mixed income; Property income received; ...).

Description:

Household income, consumption and saving and their subcomponents, distributions, dollar values and dollar value per household, by household characteristics such as income quintile, age, housing tenure and composition, Canada, provinces and territories, 2020 quarter one to current quarter.

Description: Contributions to annual percent change in real household final consumption expenditure.

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Annual household actual final consumption including social transfers in kind from general government and social transfers in kind from non-profit institutions serving households.

Description: Annual final consumption expenditure for the household sector, in current and constant 2017 prices, by province and territory.

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The Food Expenditure Survey (FES) is a periodic survey collecting data from households on food spending habits. Data are collected mainly using weekly diaries of purchases that the respondents must fill in daily during two consecutive weeks.

The FES, like all surveys, is subject to error despite all the precautions taken at the various stages of the survey to control them. Although there is no exhaustive measure of a survey's data quality, certain quality measures taken at various stages of the survey can provide the user with relevant information to ensure sound data interpretation.

This paper presents, for the 2001 FES, the following quality indicators the coefficients of variation, the non-response rates, the vacancy rates, the slippage rates, the imputation rates as well the impacts of imputation on the estimates.

Description:

The national savings rate has been oscillating around historic lows for several years, prompting concerns about the resilience of a macro-level economy increasingly reliant on debt-financed consumer spending. Many are also troubled by the balance sheets of households, where ever-expanding debt has rapidly outpaced earnings growth. The resulting record-high, debt-to-income ratios leave households more vulnerable to interruptions in income. This article examines changes in saving and spending patterns over 20 years, and differences in the characteristics and spending patterns of saving versus spending households.

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In 2003 more Canadian households were paying for their goods and services online. Access is critical and households with a high-speed connection were more likely to be electronic commerce households. This article presents data from the Household Internet Use Survey 2003.

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This paper examines the effects of changes in consumer spending and asset holdings over the last 20 years on the economic landscape.

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This study looks at the decision of parents to save, and amounts saved, for the future education of children aged under 19 years in 2002. A model is used to estimate cumulative parental savings, taking into consideration characteristics of the family and the child, aspirations and involvement of parents, awareness of saving incentive programs, and expectations about grant programs.

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This article examines retail sales and household expenditures data from 1997 to 2002 to show the impact of homebuyers on furniture and appliance spending.

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This summary of Canada's economic growth in 2003 also examines economic data from the last decade.

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This document examines the effects of gambling in today's society.

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This article examines household spending on entertainment services in 2001, focussing on differences in spending by household type and income. Entertainment services industries rely on spending by various types of households. Knowledge about the characteristics of consumers and their spending patterns enables entertainment service providers to market their products to meet the needs of the current market, and to develop programs to attract new consumers.

Previous research looking at differences in spending on entertainment services has shown that consumer preferences vary across socio-economic factors such as income, household type and geographical region. Similar to entertainment spending patterns in 1997, there was evidence that Canadians continued to 'cocoon' in 2001, spending more on entertainment inside the home and less outside the home.

Spending on entertainment services also varied by level of household income. It is not surprising that both the percentage of households that spent on entertainment and the average amount spent increased with income. Households in the highest income quintile accounted for a disproportionate share of the consumer market for entertainment services in 2001.

The presence of children in the household made a real difference in spending patterns. Households with children represented the highest percentage of reporting households in seven of the eight categories of entertainment spending and, on average, they spent the most in six of the eight categories.

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This paper examines the factors that influence the decision to hire domestic help.

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This report describes the quality indicators produced for the 1999 Survey of Household Spending. It covers the usual quality indicators that help users interpret data, such as coefficients of variation, nonresponse rates, imputation rates and the impact of imputed data on the estimates. Added to these are various less often used indicators such as slippage rates and measures of the representativity of the sample for particular characteristics that are useful for evaluating the survey methodology.

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This document provides a detailed description of the methodology of the Survey of Household Spending. Topics covered include: target population; sample design; data collection; data processing; weighting and estimation; estimation of sampling error; and data suppression and confidentiality.

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This guide presents information of interest to users of data from the Survey of Household Spending. Data are collected via personal interview conducted in January, February and March after the reference year using a paper questionnaire. Information is gathered about the spending habits, dwelling characteristics and household equipment of Canadian households during the reference year. The survey covers private households in the ten provinces and three territories. (The three territories are surveyed every second year.)

This guide includes definitions of survey terms and variables and descriptions of survey methodology and data quality. There is also a section describing the various statistics that can be created using expenditure data (e.g., budget share, market share, and aggregates).

Description:

This guide presents information of interest to users of data from the Survey of Household Spending. Data are collected via personal interviews conducted in January, February and March after the reference year using a paper questionnaire. Information is gathered about the spending habits, dwelling characteristics and household equipment of Canadian households during the reference year. The survey covers private households in the ten provinces and three territories. (The three territories are surveyed every second year.)

This guide includes definitions of survey terms and variables and descriptions of survey methodology and data quality. There is also a section describing the various statistics that can be created using expenditure data (e.g., budget share, market share, and aggregates).

Description:

Starting with the 1997 survey year, the Family Expenditure Survey was replaced by the Survey of Household Spending (SHS). This note provides information to users and prospective users of data from the SHS about the differences between the SHS and the former Family Expenditure Survey. Topics covered include sample size, number of questions, coverage, and concepts.

Description:

Starting with the 1997 survey year, the Household Facilities and Equipment Survey was replaced by the Survey of Household Spending (SHS). This note provides information to users and prospective users of data from the SHS about the differences between the SHS and the former Household Facilities and Equipment Survey. Topics covered include sample size, weighting, collection method, reference period, and concepts.

Description: The purpose of the survey is to collect tuition fees and living accommodation costs for all publicly funded universities and degree-granting colleges in Canada.

Description: This survey is conducted to measure the socio-economic living conditions of households in Canada. The information is used to provide major data components needed for the production of the weights used in the compilation of the Consumer Price Index.

Description: This survey was conducted to provide the socio-economic living conditions of households in Canada. The information was used to provide major data components needed for the production of the weights used in the compilation of the Consumer Price Index.

Description: This statistical activity is a cost recovery survey, funded in part by Canada Mortgage and Housing Corporation. The data is used to measure the adequacy and affordability of housing in Canada.