Household spending and savings

Description: Release published in The Daily – Statistics Canada’s official release bulletin

Description:

Registered Education Savings Plans (RESPs) are an important vehicle to help families save for postsecondary education. However, large differences in RESP savings persist between families of different income levels, despite targeted incentives aimed at encouraging low- and middle-income families to open RESP accounts and contribute to them. This article documents the differences in RESP contributions between families with different levels of income and liquid wealth.

Description: Shelter-cost-to-income ratio by tenure for Canada, provinces and territories, census metropolitan areas and census agglomerations. Includes household total income groups, household type including census family structure, housing suitability and dwelling condition.

Description: Shelter-cost-to-income ratio by tenure including presence of mortgage payments and subsidized housing for Canada, provinces and territories, census divisions and census subdivisions. Includes residence on or off reserve, and household type including census family structure.

Description:

This report examines the shelter costs of households living on reserve using the new data from the 2021 Census. It describes the 2021 Census definition of shelter costs on reserve and describes important considerations when using this data to measure housing affordability. It presents the first statistics from the Census for shelter costs on reserve, including the number of households facing housing challenges due to shelter costs in addition to crowding and need for repairs.

Description:

The Public-Use Microdata File (PUMF) for the Survey of Household Spending (SHS) provides information on household expenditures as well as selected information on dwelling characteristics and household equipment. The production of this file includes many safeguards to prevent the identification of any one person or household.

PUMFs were produced on an annual basis for SHS 1997 to 2009, before a redesigned survey was introduced with the 2010 reference year. The SHS 2017 PUMF is the first SHS PUMF based on data collected after the 2010 survey redesign.

Due to changes to data collection, processing and estimation methods introduced with the 2010 redesign, users are advised not to compare data from SHS 1997 to 2009 with data from any subsequent years, unless otherwise noted.

Description: Household contributions to registered savings accounts by selected household characteristics.

Description: Release published in The Daily – Statistics Canada’s official release bulletin

Description: This infographic provides a snapshot of how rising prices are affecting the Canadian population in 2022. It uses data from the Portrait of Canadian Society - Impacts of Rising Prices survey. It examines how recent rising prices are affecting Canadians' ability to meet day-to-day expenses, the areas in which people have been most affected and what people have started doing or are doing more than before to deal with rising prices.

Description:

This descriptive video provides an American Sign Language translation of the Daily for the Survey on Savings for Persons with Disabilities.

Description: Monthly indexes and percentage changes for selected sub-groups of the shelter component of the Consumer Price Index (CPI), not seasonally adjusted, for Canada, provinces, Whitehorse and Yellowknife. Data are presented for the corresponding month of the previous year, the previous month and the current month. The base year for the index is 2002=100.

Description: Quarterly household final consumption expenditure components in chained (2017) and current dollars.

Description: Quarterly current and capital accounts for the household sector, including property income, disposable income, net saving and net lending, Canada.

Description: Quarterly final consumption expenditure for the household sector, in current and constant 2017 prices, Canada.

Description: Contributions to annual percent change in real household final consumption expenditure.

Description:

This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada);  Statistics (4 items: Value; Distribution of value; Value per household; Value per consumption unit);  Characteristics (21 items: All households; Lowest income quintile; Second income quintile; Third income quintile; ...);  Income, consumption and savings (23 items: Household disposable income; Compensation of employees; Net mixed income; Property income received; ...).

Description:

Geography (14 items: Canada; Newfoundland and Labrador; Prince Edward Island; Nova Scotia; ...);  Statistics (4 items: Value; Distribution of value; Value per household; Value per consumption unit);  Characteristics (1 item: All households);  Income, consumption and savings (23 items: Household disposable income; Compensation of employees; Net mixed income; Property income received; ...).

Description:

Household income, consumption and saving and their subcomponents, distributions, dollar values and dollar value per household, by household characteristics such as income quintile, age, housing tenure and composition, Canada, provinces and territories, 2020 quarter one to current quarter.

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Annual household actual final consumption including social transfers in kind from general government and social transfers in kind from non-profit institutions serving households.

Description: Annual final consumption expenditure for the household sector, in current and constant 2017 prices, by province and territory.

Description:

This fact sheet offers brief outlines of spending on postsecondary education, based on data from three Statistics Canada data sources: the Survey of Household Spending (SHS); the Tuition and Living Accommodation Costs for Full-time Students at Canadian Degree-granting Institutions (TLAC) survey; and the Financial Information of Universities and Colleges (FIUC) survey. Information on household spending on postsecondary tuition, on university tuition fees paid by students, and on student fees as a proportion of university revenues is presented for Canada and the provinces.

Description:

The value of education and the benefits that flow from it are substantial for many Canadian families. Previous research has found that Canadian parents are strongly committed to their children's postsecondary education. However, many parents of children under the age of 18 are confronted with a number of competing savings priorities. Based on data from the 2009 Canadian Financial Capability Survey (CFCS), this article examines who saves for postsecondary education and how they do so.

Description:

Mortgages consistently account for two-thirds of Canadians' household debt. This study uses the Survey of Household Spending to examine the characteristics of mortgagees and the size of their payments. It focuses on mortgage payments expressed as a percentage of disposable income-the mortgage-liability ratio. This analysis highlights differences in personal characteristics, and spending and saving patterns among households with higher and lower mortgage-liability ratios.

Description:

Previous studies of older Canadians well-being have focused on changes in income as individuals age and leave the workforce. However, little has been published on the extent to which consumption levels change in this transitional period. This study uses data from the Survey of Family Expenditures and the Survey of Household Spending to develop a synthetic cohort approach to determine how the consumption patterns of households headed by those born in the late 1930s changed from middle age (in the early 1980s) to retirement (in the late 2000s).

Description:

Studies of pre- and post-retirement annual income have focused on the extent to which income falls at this crucial stage in life. Although these studies vary in scope and intent, the overall consensus is that the Canadian retirement income system provides income replacement rates that are in the excess of 60% to 70% for a plurality of Canadians, especially for those who had low incomes during their prime working years. However, little has been published on the extent to which retirees maintain their same levels of consumption. Using data from the Survey of Family Expenditures (FAMEX) and from the Survey of Household Spending (SHS), this study develops a synthetic cohort approach to determine how the consumption patterns of households headed by individuals in their late 40s (in the early 1980s) differ from those of a group of households headed by individuals in their early 70s (in the late 2000s). It finds that, even though the nature of consumption changes over time, the overall levels of consumption "per adult" do not decline by substantial amounts among Canadians as they age.

Description:

This article uses data from the General Social Survey (GSS) from 2003 and 2008 to explore consumers' propensity to choose some products and boycott others based on ethical criteria. It compares the evolution of citizens' ethical consumption to other types of political participation. It also provides information on the persons most likely to choose or boycott a product for ethical reasons.

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This product presents the latest facts and figures on gambling in Canada.

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This special study analyses price movements using three groupings of the CPI items based on frequency of purchase (frequent purchases, non-frequent purchases and contractual purchases), to provide a better understanding of the sources of consumer inflation and to help shed light on people's perception of inflation.

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This fact sheet provides an overview of household spending related to education between 1997 and 2007. The text and accompanying charts summarize data at the Canadian and provincial levels from the Survey of Household Spending.

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Buoyed by rising incomes coupled with stable inflation and low interest rates, Canadians went on a spending spree between 1999 and 2005. However, much of the increased spending was financed through credit, as the personal savings rate slumped and per capita debt jumped. This paper divides families into seven cohorts, based on the year of birth of the major income recipient, and compares family assets and debts in 2005 with the situation in 1999 to provide a rough life-cycle portrait of Canadian families.

Description:

This document provides a detailed description of the methodology of the Survey of Household Spending. Topics covered include: target population; sample design; data collection; data processing; weighting and estimation; estimation of sampling error; and data suppression and confidentiality.

Description:

This guide presents information of interest to users of data from the Survey of Household Spending. Data are collected via personal interview conducted in January, February and March after the reference year using a paper questionnaire. Information is gathered about the spending habits, dwelling characteristics and household equipment of Canadian households during the reference year. The survey covers private households in the ten provinces and three territories. (The three territories are surveyed every second year.)

This guide includes definitions of survey terms and variables and descriptions of survey methodology and data quality. There is also a section describing the various statistics that can be created using expenditure data (e.g., budget share, market share, and aggregates).

Description:

This guide presents information of interest to users of data from the Survey of Household Spending. Data are collected via personal interviews conducted in January, February and March after the reference year using a paper questionnaire. Information is gathered about the spending habits, dwelling characteristics and household equipment of Canadian households during the reference year. The survey covers private households in the ten provinces and three territories. (The three territories are surveyed every second year.)

This guide includes definitions of survey terms and variables and descriptions of survey methodology and data quality. There is also a section describing the various statistics that can be created using expenditure data (e.g., budget share, market share, and aggregates).

Description:

Starting with the 1997 survey year, the Family Expenditure Survey was replaced by the Survey of Household Spending (SHS). This note provides information to users and prospective users of data from the SHS about the differences between the SHS and the former Family Expenditure Survey. Topics covered include sample size, number of questions, coverage, and concepts.

Description:

Starting with the 1997 survey year, the Household Facilities and Equipment Survey was replaced by the Survey of Household Spending (SHS). This note provides information to users and prospective users of data from the SHS about the differences between the SHS and the former Household Facilities and Equipment Survey. Topics covered include sample size, weighting, collection method, reference period, and concepts.

Description: The purpose of the survey is to collect tuition fees and living accommodation costs for all publicly funded universities and degree-granting colleges in Canada.

Description: This survey is conducted to measure the socio-economic living conditions of households in Canada. The information is used to provide major data components needed for the production of the weights used in the compilation of the Consumer Price Index.

Description: This survey was conducted to provide the socio-economic living conditions of households in Canada. The information was used to provide major data components needed for the production of the weights used in the compilation of the Consumer Price Index.

Description: This statistical activity is a cost recovery survey, funded in part by Canada Mortgage and Housing Corporation. The data is used to measure the adequacy and affordability of housing in Canada.

Description: The main purpose of the survey is to obtain detailed information about household spending as well as limited information on dwelling characteristics and household equipment.