Household spending and savings

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All (81)

All (81) (10 to 20 of 81 results)

  • 11. Use of e-money transfer methods: Lessons from the Study on International Money Transfers from Canada
    Articles and reports: 75-006-X202000100006
    Description:

    Based on data from the 2018 Study on International Money Transfers, this study examines the money transfer methods used by immigrants and non-permanent residents to send money to relatives or friends living outside Canada. The target population includes Canadian residents born in official development assistance-eligible countries in 2017, the majority of whom were immigrants from low- and middle-income countries. It first examines differences in sending fees between non-electronic and electronic money transfer methods by region of destination. It also examines the factors associated with the use of EMT methods versus traditional methods.

    Release date: 2020-10-02
  • 12. The Canadian Housing Survey, 2018: Core housing need of renter households living in social and affordable housing
    Articles and reports: 75F0002M2020003
    Description:

    This article provides a high level overview of those living in social and affordable housing by painting a portrait of them based on the results of the 2018 CHS. Socio-demographic and household characteristics are examined using housing indicators such as core housing need.

    Release date: 2020-10-02
  • 13. Why are Lower-income Parents Less Likely to Open an RESP Account? The Roles of Literacy, Education and Wealth
    Articles and reports: 11F0019M2020012
    Description:

    The Government of Canada offers various financial incentives for parents to save for their children’s postsecondary education by contributing to a Registered Education Savings Plan (RESP). However, RESP participation rates tend to rise substantially with family income, and previous research has demonstrated that family wealth was the single most important reason for this trend (among factors that could be examined). This study explores whether differences in parental literacy, numeracy and financial literacy can further account for some of the gap in RESP participation by level of family income.

    Release date: 2020-07-06
  • 14. Canadian Consumers Adapt to COVID-19: A Look at Canadian Grocery Sales up to April 11
    Articles and reports: 62F0014M2020005
    Description:

    An analysis of trends in Canadian consumer demand and sales using transaction data for grocery products amid the COVID-19 pandemic. This analysis includes Canadian grocery sales up to April 11.

    Release date: 2020-05-11
  • 15. Canadian Consumers Prepare for COVID-19
    Articles and reports: 62F0014M2020004
    Description:

    An analysis of trends in Canadian consumer demand and sales using transaction data for grocery products amid the COVID-19 pandemic.

    Release date: 2020-04-08
  • 16. Economic Well-being Across Generations of Young Canadians: Are Millennials Better or Worse Off? Archived
    Articles and reports: 11-626-X2019006
    Description:

    This article in the Economic Insights series examines economic well-being of millennials by comparing their household balance sheets to those of previous generations of young Canadians.

    Release date: 2019-04-18
  • 17. Study on International Money Transfers from Canada Archived
    Articles and reports: 89-657-X2019007
    Description:

    This analytical report presents highlights from the 2018 Study on International Money Transfers, including total amount sent to relatives or friends living abroad, costs of remitting and money transfer methods.

    Release date: 2019-04-17
  • 18. New approach for estimating the rent component of the Consumer Price Index Archived
    Articles and reports: 62F0014M2019002
    Description:

    This paper describes a new methodology that Statistics Canada has adopted to measure the rent index.

    Release date: 2019-02-27
  • 19. Investments in Registered Education Savings Plans and Postsecondary Attendance Archived
    Articles and reports: 11-626-X2017071
    Description:

    This Economic Insights article documents the characteristics of families with children under the age of 18 who hold registered education savings plan (RESP) investments. The article also examines the relationship between holding an RESP account at age 15 and postsecondary enrolment between the ages of 19 and 27. The data are drawn from the 1999 and 2012 Survey of Financial Security and from the Youth in Transition Survey, Cohort A, linked to the T1 Family File. Postsecondary enrolment is derived from education deductions and tuition credits in the tax data.

    Release date: 2017-04-12
  • 20. Which Families Invest in Registered Education Savings Plans and Does It Matter for Postsecondary Enrolment? Archived
    Articles and reports: 11F0019M2017392
    Description:

    The registered education savings plan (RESP) savings vehicle is designed to encourage parents of school-age children to save for their children’s postsecondary education through tax sheltered earnings on contributions, as well as through additional contributions from the federal government. No recent evidence exists on the characteristics of RESP holders, and little exists on the association between having an RESP and enrolling in postsecondary education.

    This study makes three contributions to the literature. First, it documents differences in RESP holdings by family income and how these have evolved over time. Second, it decomposes these differences (particularly between the top and bottom quintiles of family income) into portions that are related to differences in key determinants of RESP participation (e.g., family wealth and parental education). And, third, it examines the relationship between having an RESP account and attending a postsecondary institution.

    Release date: 2017-04-12
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Analysis (81)

Analysis (81) (70 to 80 of 81 results)

  • 71. Entertainment services: a growing consumer market Archived
    Articles and reports: 63-016-X19980034327
    Geography: Canada
    Description:

    Canada's consumer market for entertainment services grew almost 50% in real terms from 1986 to 1996. Canadians are spending more on renting cablevision, video games videotapes and satellite services, and they still attend live sports events, movies and theatre. As a result, spending on entertainment services comprises a growing proportion of the average household's budget. This article explores the shares of Canada's consumer market for entertainment services that are accounted for by various household types and income groups.

    Release date: 1999-01-15
  • 72. "Can I help you?": The rise in household spending on services Archived
    Articles and reports: 63-016-X19980023999
    Geography: Canada
    Description:

    Consumer expenditures by households are increasingly a driving force behind economic growth - not only for many individual industries, but also for the overall economy. In 1996, personal expenditures amounted to 58.3% of Canada's nominal gross domestic product (GDP), up from 56.6% in 1986. Aggregate consumer spending patterns are affected by several factors. Consumer tastes can shift over time, as new commodities are introduced and others become outdated. As well, changes in the demographic, economic and social characteristics of consumers can affect consumer decisions, as can shifts in the relative prices, utilities and quality levels of different goods and services.

    Release date: 1998-10-15
  • 73. The RRSP Home Buyers' Plan Archived
    Articles and reports: 75-001-X19980023827
    Geography: Canada
    Description:

    This article looks at the RRSP Home Buyers' Plan in terms of the amounts withdrawn and the number of participants by age, sex and income. In addition, it considers the number of taxfilers who defaulted on their 1995 repayments and the amounts involved.

    Release date: 1998-06-25
  • 74. Tapping unused RRSP room Archived
    Articles and reports: 75-001-X19980013597
    Geography: Canada
    Description:

    Relatively few eligible taxfilers take advantage of their unused RRSP contribution room in a given year, and they use only a fraction of it. This article looks at how much room has accumulated since 1991. It also examines which taxfilers are using their RRSP room.

    Release date: 1998-03-25
  • 75. Who's saving for retirement? Archived
    Articles and reports: 75-001-X19950042455
    Geography: Canada
    Description:

    Current projections estimate that almost a quarter of the population will be 65 years or older by 2031. Ensuring that this group will have an adequate income has become an important concern. A look at the programs that now exist to help Canadians save for retirement, as well as who participates in them and how much is being saved.

    Release date: 1995-12-05
  • 76. Spending patterns of couples without children Archived
    Articles and reports: 75-001-X199400233
    Geography: Canada
    Description:

    A look at how the 1992 expenditure of couples without children varied according to the age of the partners.

    Release date: 1994-06-01
  • 77. RRSP withdrawals Archived
    Articles and reports: 75-001-X19940015
    Geography: Canada
    Description:

    Many Canadians with RRSP savings are dipping into these funds before the "normal" retirement age. Who are they, and can their actions be linked to job losses resulting from the recession?

    Release date: 1994-03-02
  • 78. Alimony and child support Archived
    Articles and reports: 75-001-X1992002115
    Geography: Canada
    Description:

    A study of alimony and child support payments in Canada, according to selected characteristics of both recipients and payers.

    Release date: 1992-06-03
  • 79. Tracking down discretionary income Archived
    Articles and reports: 75-001-X199100142
    Geography: Canada
    Description:

    After paying all the monthly bills, some people actually have money left over. This article reviews some of the problems in identifying discretionary income and then provides a profile of families with "extra cash".

    Release date: 1991-03-05
  • 80. Where the money goes: Spending patterns in Canada and the U.S. Archived
    Articles and reports: 75-001-X1990003145
    Geography: Canada
    Description:

    Does a Canadian household spend its money differently than its American counterpart? This article examines the breakdowns in personal consumption, future security and income taxes by family type in the two countries.

    Release date: 1990-08-24
Reference (1)

Reference (1) ((1 result))

  • 1. User Guide for the Survey of Household Spending, 2021
    Surveys and statistical programs – Documentation: 62F0026M2023001
    Description: This guide presents information of interest to users of data from the Survey of Household Spending (SHS). It includes descriptions of the survey terms and variables definitions as well as of the survey methodology and data quality. The guide also includes a section describing various examples of estimates that can be drawn from the survey data.
    Release date: 2023-10-18
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