Immigrant credit visibility: Access to credit over time in Canada

Articles and reports: 36-28-0001202300900001

Description: Credit is a key element to modern economic life in Canada and immigrants may be at greater risk of lacking access to credit markets since credit information is, for the most part, not shared across international borders. Using data from the Survey of Financial Security, this paper studies the extent to which immigrants to Canada have access to credit and whether they are credit invisible. A person is credit invisible if they do not have a sufficient credit history for a credit reporting agency to be able to calculate a credit score or sufficient information to calculate the most accurate credit scores.
Issue Number: 2023009
Author(s): Tweedle, Jesse; Lafrance-Cooke, Amélie; Oakes, Rebecca; Imecs, Attila
DOI: https://doi.org/10.25318/36280001202300900001-eng

Main Product: Economic and Social Reports

FormatRelease dateMore information
HTMLSeptember 27, 2023
  • Correction: February 29, 2024

    Corrections to this article modify the age category from “25 to 44” to “35 to 54” and affect the section “Data sources and definitions”, paragraphs 5-11 and 13, as well as the titles of Tables 3, 5 and 7.
PDFSeptember 27, 2023
  • Correction: February 29, 2024

    Corrections to this article modify the age category from “25 to 44” to “35 to 54” and affect the section “Data sources and definitions”, paragraphs 5-11 and 13, as well as the titles of Tables 3, 5 and 7.

Corrections

  • February 29, 2024 - (HTML)

    Corrections to this article modify the age category from “25 to 44” to “35 to 54” and affect the section “Data sources and definitions”, paragraphs 5-11 and 13, as well as the titles of Tables 3, 5 and 7.

  • February 29, 2024 - (PDF)

    Corrections to this article modify the age category from “25 to 44” to “35 to 54” and affect the section “Data sources and definitions”, paragraphs 5-11 and 13, as well as the titles of Tables 3, 5 and 7.

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