Analysis

Description: The Analytical Studies Branch Research Paper Series provides for the circulation of research conducted by Analytical Studies and Modelling Branch staff and collaborators. The Series is intended to stimulate discussion on a variety of topics, such as labour, immigration, education and skills, income mobility, well-being, aging, firm dynamics, productivity, economic transitions, and economic geography. Readers of the Series are encouraged to contact the authors with their comments and suggestions. All the papers in the Analytical Studies Branch Research Paper Series go through institutional and peer review to ensure that they conform to Statistics Canada's mandate as a governmental statistical agency and adhere to generally accepted standards of good professional practice.

Description: Release published in The Daily – Statistics Canada’s official release bulletin

Description: Release published in The Daily – Statistics Canada’s official release bulletin

Description: This analysis is divided into three sections. Section 1 looks at the principal components of non-mortgage loans, while section 2 looks at mortgage loans and the breakdown of insured and uninsured mortgages. Section 3 looks at both mortgage and non-mortgage loans and highlights indicators related to household indebtedness and financial stability.

Description: This publication brings together and analyzes a wide range of data sources in order to provide information on various aspects of Canadian society, including labour, income, education, social, and demographic issues, that affect the lives of Canadians.

Description: Release published in The Daily – Statistics Canada’s official release bulletin

Description: Release published in The Daily – Statistics Canada’s official release bulletin

Description: Release published in The Daily – Statistics Canada’s official release bulletin

Description: Release published in The Daily – Statistics Canada’s official release bulletin

Description: This article is the first main release by Statistics Canada based on findings from the 2022 Canadian Survey on Disability (CSD). It is divided into three sections—demographics, employment, and income—and provides a general snapshot on persons with disabilities to inform on government priorities and community interest in the areas of disability prevalence, labour market participation, and income inequality. Where possible, the report will be compared with results from the 2017 CSD to provide insight into changes over the past five years.

Description:

This fact sheet offers brief outlines of spending on postsecondary education, based on data from three Statistics Canada data sources: the Survey of Household Spending (SHS); the Tuition and Living Accommodation Costs for Full-time Students at Canadian Degree-granting Institutions (TLAC) survey; and the Financial Information of Universities and Colleges (FIUC) survey. Information on household spending on postsecondary tuition, on university tuition fees paid by students, and on student fees as a proportion of university revenues is presented for Canada and the provinces.

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This Economic Fact Sheet provides data on the labour market, hourly wages, pension coverage and registered retirement savings plan (RRSPs) for women and men.

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This fact sheet provides information on the proportion of the school-age population - defined as children and youth aged 5 to 24 - living in low-income circumstances, including the duration of low-income spells, using data from Statistics Canada's Survey of Labour and Income Dynamics (SLID). The percentage of children in low-income is calculated based on Statistics Canada's low income cut-offs (LICOs), using data on family income after government benefits are received and after federal and provincial taxes are paid.

Description:

This fact sheet provides an overview of household spending related to education between 1997 and 2007. The text and accompanying charts summarize data at the Canadian and provincial levels from the Survey of Household Spending.

Description:

This report provides information on homeownership and shelter costs in Canada from the 2006 Census. Topics include homeownership, the presence of a mortgage, condominium status, housing life cycle (or housing career), shelter costs and housing affordability. The report looks at the impact on several key groups: households in lower income groups, persons living alone, lone-parent households, seniors, immigrants and recent immigrants. Geographical differences are considered for provinces, territories and selected census metropolitan areas. The 2006 Census data showed that homeownership rose between 2001 and 2006, continuing an upward trend that began in 1991.

Description:

This report provides an overview of the results of the Survey of Financial Security (SFS). This survey collected information on the assets and debts of families and unattached individuals. Data collection took place from May to July 2005, in all provinces.

The 2005 SFS provides a comprehensive picture of the wealth of Canadians. Information was collected on the value of all major financial and non-financial assets and on the money owing on mortgages, vehicles, credit cards, student loans and other debts. The value of these assets less the debts is referred to in this report as net worth.

Description:

This document presents the results of the Pension Plans in Canada Survey as of January 1, 2003. It gives a brief overview of changes over time in the participation of men and women in registered pension plans, the coverage of the labour force by these plans, membership in defined benefit and defined contribution plans, and total contributions paid into these plans. The document also briefly describes retirement compensation arrangements with an analysis covering the period 1991 to 2001.

Description:

A look at the 1993 growth in the number of RRSP contributors and the amounts invested in this tax-assisted retirement savings program.

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An analysis of families in the top percentile of the income distribution, focusing on their sources of income.

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A look at how the 1992 expenditure of couples without children varied according to the age of the partners.

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Many Canadians with RRSP savings are dipping into these funds before the "normal" retirement age. Who are they, and can their actions be linked to job losses resulting from the recession?

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Canada's 'Mr. Pensions' discusses retirement issues facing employers, workers, and pensioners.

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Major revisions in the tax treatment of retirement savings came into effect in 1991. This study shows how much RRSP contribution room was made available, how much was used up, and who were the contributors.

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The costs of the Canada and Quebec Pension Plans continue to climb. This article explores how this rise may affect employer-sponsored registered pension plans.

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A demographic profile of tax filers reporting interest and dividend income.

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An up-to-date look at RRSP contributions and benefits.

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A look at some of the basic retirement planning done by working Canadians aged 45 to 64 and at the financial resources that will enable them to enjoy retirement.

Description:

The papers in this series are based on the Survey of Financial Security which is a study of what families own (assets) and what they owe (debts). Various topics are covered by this survey, such as the value of family assets (home; other property; vehicles; bank accounts; term deposits; life insurance; and investments in registered savings plans, bonds, mutual funds, stocks, etc.), the amount of family debts (amount owed on mortgages, car loans, credit cards, other charge accounts, student loans, etc.), major on-going expenses for housing and child care, and any employer pensions plans that members of the family belong to. Information is also available on the demographic, employment, income and educational characteristics of family members. This research paper series covers various topics relating to survey content, concepts and operations.

Description:

This book is designed to contribute to the foundation of basic information that leaders and researchers will need when they begin to devote much more time and resources to the institutional adjustments that the up-coming wave of retirements among baby boomers will require. Its contents deal with aspects of retirement that have been outside the main focus in the research literature, but which will likely receive much greater attention in the future. These aspects include social issues arising from the emergence of a large number of people who form a substantial proportion of the adult population and whose length of time in retirement will be as long as that of a generation, roughly 25 years; women's retirement; family dynamics and retirement; and retirement processes among people with no career job as conventionally defined. A large part of the book is devoted to scientific papers that are based upon Statistics Canada's data and which require substantial innovations of useful concepts and data series that serve to illustrate the potentials of our data.

Description:

This series of reports provides key background information on the trends and conditions in Canadian census metropolitan areas (CMAs) across a number of dimensions. Subjects covered include demographics, housing, immigration, Aboriginal persons, low-income and stressed neighbourhoods, economic conditions, health, location of work and commuting mode, and culture. Most reports cover the 1981-to-2001 period.

Description:

These products present extensive historical, up-to-date and detailed information covering the following topics: Old Age Security programs, registered pension plans (RPPs), registered retirement savings plans (RRSPs), trusteed pension funds, pension adjustment (PA), retirement compensation arrangements (RCAs), Canada Pension Plan (CPP) and Quebec Pension Plan (QPP).

These products will be useful for a wide audience, including pension professionals (e.g., employee benefit and investment specialists), employers and policy analysts, as well as educational institutions whose curricula cover these increasingly important programs.

Important note: Please refer to the content note for specifics concerning the information available in each medium.

Description:

This annual publication is derived from Income in Canada, catalogue no. 75-202-X. It presents short analyses on families' income. The main components of family incomes are: market income, government transfers, total income, income tax, income after tax and low income.

Analysis of Income in Canada is replaced by the now offered for free publication Income in Canada, catalogue number 75-202-XIE with issue 2003.

Description:

The Canada e-Book is an online version of the Canada Year Book with texts, tables, charts and audio clips that present the country's economic and social trends. The Canada e-Book illustrates Canada and Canadians under four broad headings: The Land, The People, The Economy, and The State. You will find a wealth of information on topics including the human imprint on the environment, population and demography, health, education, household and family life, labour force, arts and leisure, industries, finance, government and justice. All Canadians will enjoy this useful reference that helps explain the social, economic and cultural forces that shape our nation.

Description:

This series includes a number of comprehensive articles that supplement the day-of-release information launched through The Daily. These catalogued articles provide an analytical perspective on the 2001 Census release topics. The number and length of these articles vary for each census release and are based on the 21 census release topics disseminated over 8 major release dates.

More focused articles were disseminated as major releases in The Daily in the weeks following the official release of the data. Other more specialized articles were also announced in The Daily. The articles in the 2001 Census Analysis Series are available free of charge via the Internet.

Description:

For the first time in a Canadian asset and debt survey, the 1999 Survey of Financial Security (SFS) includes an estimate of the value of benefits accrued in employer (i.e.registered) pension plans (RPPs). Although not an asset in the sense that it can be sold and used for another purpose, employer pension plan benefits are nonetheless an important part of the net worth of Canadians, as they provide many with at least a portion of their income in retirement. For many families, it is likely to be one of the largest assets.

The 1999 SFS provides the most comprehensive picture of the net worth of Canadians yet available. Information was collected on the value of all major financial and non-financial assets, and on the money owing on mortgages, vehicles, credit cards, student loans and other debts. The value of these assets, less the debts, is referred to as net worth. Data collection took place from May to July 1999, in all provinces. Although this is the seventh time that an asset and debt survey has been conducted by Statistics Canada, over 15 years have passed since the last survey was done, in 1984. Many changes have taken place since that time, in both the economy and the structure of families. Survey findings are available in the report The assets and debts of Canadians: an overview of the results of the Survey of Financial Security (catalogue no. 13-595-XIE).

Description:

This report provides an overview of the results of the Survey of Financial Security (SFS). This survey collected information on the assets and debts of families and unattached individuals. Data collection took place from May to July 1999, in all provinces. Although this is the seventh time that an asset and debt survey has been conducted by Statistics Canada, over 15 years have passed since the last survey was done, in 1984. Many changes have taken place since that time, in both the economy and the structure of families.

The 1999 SFS provides the most comprehensive picture of the net wealth of Canadians yet available. Information was collected on the value of all major financial and non-financial assets and on the money owing on mortgages, vehicles, credit cards, student loans and other debts. The value of these assets less the debts is referred to in this report as net worth.

Description:

Low income cut-offs (LICOs) are intended to convey the income level at which a family may be in straitened circumstances because it has to spend a greater portion of its income on the basics (food, clothing and shelter) than does the average family of similar size. The LICOs vary by family size and by size of community.

This publication provides a brief explanation of how the LICOs are derived and updated annually. In addition, it provides on a historical basis, LICOs for different family sizes by size of area of residence. LICOs are calculated based on the spending patterns of families on basic 'necessities' - food, shelter and clothing - as collected from the Survey of Household Spending (formerly referred to as the Family Expenditure Survey (FAMEX)).