Sort Help
entries

Results

All (25)

All (25) (0 to 10 of 25 results)

  • Articles and reports: 11F0019M2017397
    Description:

    Rates of low income among immigrants continue to be high relative to the Canadian-born population. This paper examines the rate of chronic low income among immigrants aged 25 or older in Canada during the 2000s. Chronic low income is defined as having a family income under a low income cut-off for five consecutive years or more. A regionally adjusted low-income measure is used for the analysis.

    Release date: 2017-09-29

  • Articles and reports: 11F0019M2014364
    Description:

    During the 1980s and 1990s, immigration was associated with the rise in low-income rates and family-income inequality in Canada. Over the 2000s, there were significant changes in the labour market and in immigrant selection. This paper focuses on the direct effect of immigration on the change in low income and family-income inequality over the 1995-to-2010 period. The paper outlines recent trends in low-income rates and income inequality for both the Canadian-born and immigrants. The low-income rate in Canada fell during the 2000s. Was this driven in part by changes in economic outcomes among immigrants? Inequality increased considerably in the late 1990s. Did immigration contribute to this increase?

    Release date: 2014-12-15

  • Articles and reports: 11F0019M2012343
    Geography: Canada
    Description:

    The financial security of widowed and divorced women during their retirement years has long been a concern. This paper places this issue within the context of research on replacement rates, the extent to which family income during the working years (here, the mid-50s) is "replaced" as individuals move into their late 70s. Using a longitudinal database and fixed-effects econometric models, the paper assesses the effect of widowhood/widowerhood and divorce after age 55 on replacement rates during the retirement years.

    Release date: 2012-06-20

  • Articles and reports: 75-001-X201010811331
    Geography: Canada
    Description:

    This article examines the extent to which family income of individuals in their mid-fifties is 'replaced' by other sources of income during the retirement years. It does so by tracking various cohorts of tax filers as they age from their mid-fifties to their late seventies and over. Earlier work examined this question for the 50% of the population with strong labour market attachment during their mid-fifties. This paper extends that work to include 80% to 85% of the population.

    Release date: 2010-08-27

  • Articles and reports: 11F0019M2010328
    Geography: Canada
    Description:

    This paper examines the extent to which family income during working years is replaced during the retirement years. It does so by tracking cohorts as they age from their mid-50s to their late 70s, using a taxation-based longitudinal data source that covers 26 years from 1982 to 2007. Earlier work by the same authors examined this question with respect to the 50% of the population with strong labour force attachment during their mid-50s. This paper extends that work to include almost all Canadians (80% to 85% of the population). The adult-equivalent-adjusted family income available to the median Canadian during his or her late 70s is about 80% of that observed when the same person was in his or her mid-50s (a replacement rate of 0.8). Replacement rates in retirement are negatively correlated with income earned around age 55. Median replacement rates are 1.1 among individuals in the bottom income quintile, 0.75 in the middle quintile, and 0.7 in the top quintile. In retirement, public pensions and other transfers more than replace earnings and other income of bottom quintile individuals. However, some individuals have very low replacement rates. For example, 20% of individuals in the middle income quintile had replacement rates below 0.6. More recent cohorts had higher family incomes in retirement than did earlier cohorts as a result of higher earnings and private-pension income.

    Release date: 2010-07-29

  • Articles and reports: 75-001-X200911211055
    Geography: Canada
    Description:

    The decline in earnings among immigrants over the past quarter century is well-documented, but its impact on various segments of the immigrant population is less well-known. This study examines long-term trends in the incidence of low income among working-age immigrants, immigrant seniors and the children of immigrants. The study looks at two main factors that contribute to the incidence of low income: market income and government transfers.

    Release date: 2009-12-21

  • Articles and reports: 11F0019M2008306
    Geography: Canada
    Description:

    Past research has shown that the Canadian pension system is relatively effective in helping seniors to stay out of poverty. However, the extent to which the pension system enables individuals and families to maintain living standards achieved during their working years after retirement (income security) is less well understood. To help fill this knowledge gap, we employ 20-year longitudinal data to track individuals as they move from age 55 through their retirement years. We use various measures of an individual's family income to study four main issues: change in income levels through retirement; the role that various income sources play in this change; variation in replacement rates through time and between poorer and richer individuals; and, finally, the degree of long-term stability in individual incomes. For workers with average incomes, family income falls after age 60, declines until age 68, and then stabilizes at approximately 80% of the income level they had at age 55. In contrast, low income individuals (those in the bottom income quintile) experience little change in income as they move from age 55 through the retirement years, largely because of the income maintenance effects of the public pension system. They experience high levels of individual income instability in their late 50s and early 60s, but income instability falls dramatically after retirement. Individuals in the top quintile experience substantially larger income declines in retirement so that income inequality within a cohort declines as the cohort ages. More recent groups of retirees are experiencing higher income levels than earlier cohorts, largely because of higher private pensions. Replacement rates have changed little among cohorts, however. Whether recent gains in income levels will persist in future cohorts is unknown since pension coverage has been falling among younger workers.

    Release date: 2008-03-10

  • Articles and reports: 11F0019M2007294
    Geography: Canada
    Description:

    The deteriorating economic outcomes among immigrants entering during the 1980s and 1990s have prompted much public concern and policy debate. In 1993, immigrant selection procedures were further modified to increase immigrants' educational attainment and the share of immigrants in the "skilled" economic class. By 2000, dramatic increases in the educational attainment of entering immigrants and the share in the skilled class were observed. In the face of these and other changes, this research focuses on three issues: (1) whether entering immigrants economic outcomes improved after 2000 (the last date for which we have such information from the census), (2) low-income dynamics among successive cohorts of entering immigrants, including changes in the entry and exit probabilities, and the extent of "chronic" low income among successive cohorts, and, (3) whether rising educational attainment and increasing share in the "skilled" class resulted in improvements in economic outcomes as measured by poverty entry, exit and chronic low income.

    Release date: 2007-01-30

  • Articles and reports: 11F0019M2005262
    Geography: Canada
    Description:

    This paper reviews the increase in the earnings gap between immigrants and Canadian-born over the past two decades, and the current explanations of this labour market deterioration among recent immigrants in particular. The paper also outlines the rising gap in low-income rates between immigrants and non-immigrants. Like previous research, the paper concludes that the earnings gap at entry has increased for immigrants entering Canada during the 1990s, as compared to those of the 1970s. Furthermore, the gap in the low-income rate has been increasing. The rate of low income has been rising among immigrants (particularly recent immigrants) during the 1990s, while falling among the Canadian-born. The rise in low-income rates among immigrants was widespread, affecting immigrants in all education groups, age groups, and from most source countries (except the "traditional source regions"). Immigrants with university degrees were not excluded from this rise in low-income rates, in spite of the discussion regarding the rising demand for more highly-skilled workers in Canada. As a result of both rising low-income rates among immigrants, and their increasing share of the population, in Canada's major cities virtually all of the increase in the city low-income rates during the 1990s was concentrated among the immigrant population.

    Also reviewed here are the explanations discussed in the literature for the deterioration of immigrant economic outcomes. Three major sources are identified as being empirically important, all of which follow from declining labour market outcomes. First, the change in the characteristics of immigrants (e.g., from different source regions, rising levels of educational attainment, etc.) appears to have accounted for about one-third of the increase in the earnings gap at entry (i.e., the gap between immigrants and comparable Canadian-born). Second, decreasing economic returns to foreign work experience appears to play an equally large role. Third, there has been a general decline in the labour market outcomes of all new entrants to the Canadian labour market, and when new immigrants arrive in Canada they, regardless of age, appear to face a similar phenomenon. Other possible explanations are also discussed. Importantly, one potential factor that does not appear to be behind the decline is a reduction in the economic return to education. Immigrants, on average, do have a somewhat lower return to education obtained prior to immigrating (although not to education obtained once in Canada), but this has not changed much over the past two decades.

    Release date: 2005-06-27

  • Articles and reports: 11F0019M2005248
    Geography: Canada
    Description:

    We examine the evolution of low-paid work and the position of economically vulnerable families in Canada over the last two decades. Despite substantial growth in workers' educational attainment and experience, the proportion of jobs paying less than $10.00 per hour has remained fairly stable since the early 1980s. However, union coverage in low-paid jobs has dropped, especially for males. The risk of job loss has changed little but the proportion of newly hired employees who hold temporary jobs has increased markedly, thereby indicating important changes in the employer-employee relationship. Despite their rising educational attainment, most low earners (except women aged 25 to 29) have not seen their chances of escaping low earnings improved between the 1980s and the 1990s.

    Of all full-time employees, 5% were low-paid and lived in low income families in 1980 and 2000. In 2000, individuals with no high school diploma, recent immigrants, unattached individuals, lone mothers and persons living alone accounted for fully 71% of all full-time workers in low-paid jobs and in low-income, but only 37% of all full-time workers. While members of these five groups account for the majority of low-paid workers in low-income families, two of these groups have seen their economic position declined significantly: low-educated couples and recent immigrants.

    Release date: 2005-04-25
Stats in brief (0)

Stats in brief (0) (0 results)

No content available at this time.

Articles and reports (25)

Articles and reports (25) (0 to 10 of 25 results)

  • Articles and reports: 11F0019M2017397
    Description:

    Rates of low income among immigrants continue to be high relative to the Canadian-born population. This paper examines the rate of chronic low income among immigrants aged 25 or older in Canada during the 2000s. Chronic low income is defined as having a family income under a low income cut-off for five consecutive years or more. A regionally adjusted low-income measure is used for the analysis.

    Release date: 2017-09-29

  • Articles and reports: 11F0019M2014364
    Description:

    During the 1980s and 1990s, immigration was associated with the rise in low-income rates and family-income inequality in Canada. Over the 2000s, there were significant changes in the labour market and in immigrant selection. This paper focuses on the direct effect of immigration on the change in low income and family-income inequality over the 1995-to-2010 period. The paper outlines recent trends in low-income rates and income inequality for both the Canadian-born and immigrants. The low-income rate in Canada fell during the 2000s. Was this driven in part by changes in economic outcomes among immigrants? Inequality increased considerably in the late 1990s. Did immigration contribute to this increase?

    Release date: 2014-12-15

  • Articles and reports: 11F0019M2012343
    Geography: Canada
    Description:

    The financial security of widowed and divorced women during their retirement years has long been a concern. This paper places this issue within the context of research on replacement rates, the extent to which family income during the working years (here, the mid-50s) is "replaced" as individuals move into their late 70s. Using a longitudinal database and fixed-effects econometric models, the paper assesses the effect of widowhood/widowerhood and divorce after age 55 on replacement rates during the retirement years.

    Release date: 2012-06-20

  • Articles and reports: 75-001-X201010811331
    Geography: Canada
    Description:

    This article examines the extent to which family income of individuals in their mid-fifties is 'replaced' by other sources of income during the retirement years. It does so by tracking various cohorts of tax filers as they age from their mid-fifties to their late seventies and over. Earlier work examined this question for the 50% of the population with strong labour market attachment during their mid-fifties. This paper extends that work to include 80% to 85% of the population.

    Release date: 2010-08-27

  • Articles and reports: 11F0019M2010328
    Geography: Canada
    Description:

    This paper examines the extent to which family income during working years is replaced during the retirement years. It does so by tracking cohorts as they age from their mid-50s to their late 70s, using a taxation-based longitudinal data source that covers 26 years from 1982 to 2007. Earlier work by the same authors examined this question with respect to the 50% of the population with strong labour force attachment during their mid-50s. This paper extends that work to include almost all Canadians (80% to 85% of the population). The adult-equivalent-adjusted family income available to the median Canadian during his or her late 70s is about 80% of that observed when the same person was in his or her mid-50s (a replacement rate of 0.8). Replacement rates in retirement are negatively correlated with income earned around age 55. Median replacement rates are 1.1 among individuals in the bottom income quintile, 0.75 in the middle quintile, and 0.7 in the top quintile. In retirement, public pensions and other transfers more than replace earnings and other income of bottom quintile individuals. However, some individuals have very low replacement rates. For example, 20% of individuals in the middle income quintile had replacement rates below 0.6. More recent cohorts had higher family incomes in retirement than did earlier cohorts as a result of higher earnings and private-pension income.

    Release date: 2010-07-29

  • Articles and reports: 75-001-X200911211055
    Geography: Canada
    Description:

    The decline in earnings among immigrants over the past quarter century is well-documented, but its impact on various segments of the immigrant population is less well-known. This study examines long-term trends in the incidence of low income among working-age immigrants, immigrant seniors and the children of immigrants. The study looks at two main factors that contribute to the incidence of low income: market income and government transfers.

    Release date: 2009-12-21

  • Articles and reports: 11F0019M2008306
    Geography: Canada
    Description:

    Past research has shown that the Canadian pension system is relatively effective in helping seniors to stay out of poverty. However, the extent to which the pension system enables individuals and families to maintain living standards achieved during their working years after retirement (income security) is less well understood. To help fill this knowledge gap, we employ 20-year longitudinal data to track individuals as they move from age 55 through their retirement years. We use various measures of an individual's family income to study four main issues: change in income levels through retirement; the role that various income sources play in this change; variation in replacement rates through time and between poorer and richer individuals; and, finally, the degree of long-term stability in individual incomes. For workers with average incomes, family income falls after age 60, declines until age 68, and then stabilizes at approximately 80% of the income level they had at age 55. In contrast, low income individuals (those in the bottom income quintile) experience little change in income as they move from age 55 through the retirement years, largely because of the income maintenance effects of the public pension system. They experience high levels of individual income instability in their late 50s and early 60s, but income instability falls dramatically after retirement. Individuals in the top quintile experience substantially larger income declines in retirement so that income inequality within a cohort declines as the cohort ages. More recent groups of retirees are experiencing higher income levels than earlier cohorts, largely because of higher private pensions. Replacement rates have changed little among cohorts, however. Whether recent gains in income levels will persist in future cohorts is unknown since pension coverage has been falling among younger workers.

    Release date: 2008-03-10

  • Articles and reports: 11F0019M2007294
    Geography: Canada
    Description:

    The deteriorating economic outcomes among immigrants entering during the 1980s and 1990s have prompted much public concern and policy debate. In 1993, immigrant selection procedures were further modified to increase immigrants' educational attainment and the share of immigrants in the "skilled" economic class. By 2000, dramatic increases in the educational attainment of entering immigrants and the share in the skilled class were observed. In the face of these and other changes, this research focuses on three issues: (1) whether entering immigrants economic outcomes improved after 2000 (the last date for which we have such information from the census), (2) low-income dynamics among successive cohorts of entering immigrants, including changes in the entry and exit probabilities, and the extent of "chronic" low income among successive cohorts, and, (3) whether rising educational attainment and increasing share in the "skilled" class resulted in improvements in economic outcomes as measured by poverty entry, exit and chronic low income.

    Release date: 2007-01-30

  • Articles and reports: 11F0019M2005262
    Geography: Canada
    Description:

    This paper reviews the increase in the earnings gap between immigrants and Canadian-born over the past two decades, and the current explanations of this labour market deterioration among recent immigrants in particular. The paper also outlines the rising gap in low-income rates between immigrants and non-immigrants. Like previous research, the paper concludes that the earnings gap at entry has increased for immigrants entering Canada during the 1990s, as compared to those of the 1970s. Furthermore, the gap in the low-income rate has been increasing. The rate of low income has been rising among immigrants (particularly recent immigrants) during the 1990s, while falling among the Canadian-born. The rise in low-income rates among immigrants was widespread, affecting immigrants in all education groups, age groups, and from most source countries (except the "traditional source regions"). Immigrants with university degrees were not excluded from this rise in low-income rates, in spite of the discussion regarding the rising demand for more highly-skilled workers in Canada. As a result of both rising low-income rates among immigrants, and their increasing share of the population, in Canada's major cities virtually all of the increase in the city low-income rates during the 1990s was concentrated among the immigrant population.

    Also reviewed here are the explanations discussed in the literature for the deterioration of immigrant economic outcomes. Three major sources are identified as being empirically important, all of which follow from declining labour market outcomes. First, the change in the characteristics of immigrants (e.g., from different source regions, rising levels of educational attainment, etc.) appears to have accounted for about one-third of the increase in the earnings gap at entry (i.e., the gap between immigrants and comparable Canadian-born). Second, decreasing economic returns to foreign work experience appears to play an equally large role. Third, there has been a general decline in the labour market outcomes of all new entrants to the Canadian labour market, and when new immigrants arrive in Canada they, regardless of age, appear to face a similar phenomenon. Other possible explanations are also discussed. Importantly, one potential factor that does not appear to be behind the decline is a reduction in the economic return to education. Immigrants, on average, do have a somewhat lower return to education obtained prior to immigrating (although not to education obtained once in Canada), but this has not changed much over the past two decades.

    Release date: 2005-06-27

  • Articles and reports: 11F0019M2005248
    Geography: Canada
    Description:

    We examine the evolution of low-paid work and the position of economically vulnerable families in Canada over the last two decades. Despite substantial growth in workers' educational attainment and experience, the proportion of jobs paying less than $10.00 per hour has remained fairly stable since the early 1980s. However, union coverage in low-paid jobs has dropped, especially for males. The risk of job loss has changed little but the proportion of newly hired employees who hold temporary jobs has increased markedly, thereby indicating important changes in the employer-employee relationship. Despite their rising educational attainment, most low earners (except women aged 25 to 29) have not seen their chances of escaping low earnings improved between the 1980s and the 1990s.

    Of all full-time employees, 5% were low-paid and lived in low income families in 1980 and 2000. In 2000, individuals with no high school diploma, recent immigrants, unattached individuals, lone mothers and persons living alone accounted for fully 71% of all full-time workers in low-paid jobs and in low-income, but only 37% of all full-time workers. While members of these five groups account for the majority of low-paid workers in low-income families, two of these groups have seen their economic position declined significantly: low-educated couples and recent immigrants.

    Release date: 2005-04-25
Journals and periodicals (0)

Journals and periodicals (0) (0 results)

No content available at this time.

Date modified: