Income, pensions and wealth

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  • 41. Retirement plan awareness Archived
    Articles and reports: 75-001-X200410113111
    Geography: Canada
    Description:

    Many employers offer registered pension plans to their employees, but group registered retired saving plans (RRSPs) are becoming more common. This product looks at how well full-time permanent employees in the private sector in 2001 understood their retirement pension plan coverage.

    Release date: 2004-03-19
  • 42. Finances in the golden years Archived
    Articles and reports: 75-001-X200311113103
    Geography: Canada
    Description:

    This paper looks at income and wealth as important indicators of financial well-being for seniors. It also examines their debts and preparedness for unexpected expenses.

    Release date: 2003-12-08
  • 43. Income of Canadian Families, 2001 Census Archived
    Articles and reports: 96F0030X2001014
    Geography: Canada
    Description:

    This release of the 2001 Census data focuses on the income of Canadian families. The analysis compares median family income in 1980, 1990 and 2000 and examines how the share of family income that comes from government transfers has changed over these two decades. In addition, it provides a detailed description of the distribution of Canadian family income in 2000 and looks at how incomes have changed for families at the high, low, and middle of the income distribution in the past decade. Finally, the report examines low-income among Canada's children and senior population. All of the analyses are done at the national level, but selected variables are examined at the provincial/territorial and census metropolitan area levels.

    This series includes a number of comprehensive articles that supplement the day-of-release information launched through The Daily. These catalogued articles provide an analytical perspective on the 2001 Census release topics. The number and length of these articles vary for each census release and are based on the 21 census release topics disseminated over 8 major release dates.

    More focused articles were disseminated as major releases in The Dailyin the weeks following the official release of the data. Other more specialized articles were also announced in The Daily. The articles in the 2001 Census Analysis Series are available free of charge via the Internet.

    Release date: 2003-05-13
  • 44. Winners and Losers in the Labour Market of the 1990s Archived
    Articles and reports: 11F0019M2002184
    Geography: Canada
    Description:

    This paper examines the Canadian labour market during the 1990s and contrasts it to prior decades, with a special focus on distributional outcomes. It discusses changes in relative earnings between groups, changes in relative labour market outcomes of women and older workers, changes in earnings and income inequality, and changes in low-income.

    Release date: 2002-03-01
  • 45. Private pension savings, 1999 Archived
    Articles and reports: 75-001-X20010126037
    Geography: Canada
    Description:

    This report focuses on employer pension plan assets, together with other private pension assets such as registered retirement savings plans. It also presents estimates of net worth, including the value of employer pension plan benefits.

    Release date: 2001-12-17
  • 46. The Maturation of Canada's Retirement Income System: Income Levels, Income Inequality and Low Income Among the Elderly Archived
    Articles and reports: 11F0019M2000147
    Geography: Canada
    Description:

    This paper revisits trends in the level and distribution of income among Canadian seniors in the context of what is arguably the major source of change in these trends since the end of the seventies, the maturation of Canada's public and private earnings-related pension systems. The expanded role of earnings-related pensions in the 1980s and 1990s is largely the result of changes that occurred in the 1950s and 1960s. The Canada and Quebec Pension Plans (C/QPP) were implemented in 1966 and the first cohort to receive full C/QPP benefits turned 65 in 1976. Cohorts retiring after this period were also the beneficiaries of the expansion of private occupational pensions that took place between the 1950s and the 1970s. The author relies on a detailed decomposition of income by source to show that not only did the maturation of these earnings-related programs produce a substantial increase in average real incomes but also to a substantial reduction in income inequality among the elderly, due mainly to C/QPP benefits. Rising real incomes went disproportionately to lower income seniors contributing to the well-known decline in low-income rates among the elderly.

    Release date: 2000-03-06
  • 47. Seniors... a market to watch in the next millenium Archived
    Articles and reports: 87-003-X19990044721
    Geography: Canada
    Description:

    As the Internation Year of the Senior Persons winds down, attention on this growing group of consumers will continue well into the next millenium. This event marked the first year that seniors have been recognized by a worldwide designation.

    Release date: 1999-10-29
  • 48. Income transition upon retirement Archived
    Articles and reports: 75-001-X19980044041
    Geography: Canada
    Description:

    This article examines the situation of people who retired in the first half of the 1990s to see how well their retirement income has replaced their former income.

    Release date: 1998-12-09
  • 49. Men retiring early: How are they doing? Archived
    Articles and reports: 75-001-X19950042458
    Geography: Canada
    Description:

    During the first half of the century, men generally worked until at least age 65. In the past four decades, however, an increasing proportion have been leaving the workforce before the traditional retirement age. How are these men doing financially?

    Release date: 1995-12-05
  • 50. Pension plan potpourri Archived
    Articles and reports: 75-001-X19950021599
    Geography: Canada
    Description:

    A focus not on the pension plans themselves, but on the members: how their pension accruals can be vastly different, how many earn relatively generous benefits and how many have much lower pension savings.

    Release date: 1995-06-01
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