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All (30) (20 to 30 of 30 results)

  • Journals and periodicals: 73F0008X
    Geography: Canada
    Description:

    The Employment Insurance Coverage Survey was conducted during 4 months of 1998 to provide information on the ceverage of the jobless and part-time worker population by Employment Insurance. It is a survey of individuals sampled from Labour Force Survey participants; these were interviewed by telephone. The report attempts to answer the following questions: How many unemployed persons has insurable employment? How many have access to the benefits provided by EI? How many are eligible for benefits? Those not covered or not receiving benefits are identified. Finally, what are the alternative sources of revenue of the unemployed? This report analyses the main findings from the survey for Canada. It compares outcomes to the previous years' results. It also presents some beneficiary/unemployed ratio data to put the results in a historical context.

    Release date: 1999-07-12

  • Journals and periodicals: 88-517-X
    Geography: Canada
    Description:

    New firms are seen to play a key role in the innovation process, especially in certain key sectors of the economy. This study therefore examines the differences in the profiles of successful new firms in science-based industries and other industries. The firms that are examined are entrants who survey into their early teen years. The study examines numerous factors that are seen to influence the success of new businesses. These include the competitive environment, business strategies and the financial structure of the businesses.

    Successful new firms in science-based industries are found to differ in a number of dimensions from new firms in other industries. They are more likely to be exporters. They face greater technological change and intense competition with regards to the rate at which new products are being introduced. They tend to put more emphasis on quality, the frequent introduction of new products and the customization of products. They make greater use of information technology. They place more stress on new technology development, research and development facilities and the use of intellectual property. They are much more likely to innovate and they place more importance on recruiting skilled labour and on training. Finally, they are more likely to use non-traditional financial measures to evaluate performance and they are less likely to rely on secured credit for financing both their research and development activity and their machinery and equipment that are firms in other sectors.

    Release date: 1999-03-31

  • Notices and consultations: 13F0026M1999001
    Description:

    The main objectives of a new Canadian survey measuring asset and debt holding of families and individuals will be to update wealth information that is over one decade old; to improve the reliability of the wealth estimates; and, to provide a primary tool for analysing many important policy issues related to the distribution of assets and debts, future consumption possibilities, and savings behaviour that is of interest to governments, business and communities.

    This paper is the document that launched the development of the new asset and debt survey, subsequently renamed the Survey of Financial Security. It looks at the conceptual framework for the survey, including the appropriate unit of measurement (family, household or person) and discusses measurement issues such as establishing an accounting framework for assets and debts. The variables proposed for inclusion are also identified. The paper poses several questions to readers and asks for comments and feedback.

    Release date: 1999-03-23

  • Surveys and statistical programs – Documentation: 13F0026M1999003
    Description:

    This paper presents a proposal for conducting a Canadian asset and debt survey. The first step in preparing this proposal was the release, in February 1997, of a document entitled Towards a new Canadian asset and debt survey whose intent was to elicit feedback on the initial thinking regarding the content of the survey.

    This paper reviews the conceptual framework for a new asset and debt survey, data requirements, survey design, collection methodology and testing. It provides also an overview of the anticipated data processing system, describes the analysis and dissemination plan (analytical products and microdata files), and identifies the survey costs and major milestones. Finally, it presents the management/coordination approach used.

    Release date: 1999-03-23

  • Articles and reports: 75-001-X19990014410
    Geography: Canada
    Description:

    As students are increasingly pressured to find new ways of funding their education, many turn to student loan programs for assistance, and, as a result, are faced with a post-graduation debt load. Using data from the National Graduates Survey, this study assesses the debt and repayment record for holders of college certificates and diplomas, and bachelor's degrees. It also examines the effect of high debt on these graduates. (Adapted from an article in Canadian Social Trends published in Winter 1998.)

    Release date: 1999-03-03

  • Articles and reports: 63F0002X1999021
    Description:

    Consumer expenditures by households are increasingly a driving force behind economic growth, and are affected by several factors. Consumer tastes can shift over time, as new commodities are introduced and others become outdated. Changes in the demographic, economic and social characteristics of consumers can also affect consumer preferences, as can shifts in the relative prices, utilities and quality levels of various goods and services.

    Based on Family Expenditure Survey data for both 1986 and 1996, this study examines how the household consumption of services has shifted over the past decade. Particular attention is paid to spending on: communications services; finance and real estate services; food and beverage services; traveler accommodation services; amusement and recreation services; and personal and household services. Insights are also provided on why household spending patterns for specific service commodities have changed from 1986 to 1996.

    Release date: 1999-01-28

  • Articles and reports: 11-008-X19980034002
    Geography: Canada
    Description:

    This article examines the extent of indebtedness, the repayment record and the impact of high debt on postsecondary graduates who used government loans to help finance their studies.

    Release date: 1998-12-14

  • Articles and reports: 63-016-X19980023999
    Geography: Canada
    Description:

    Consumer expenditures by households are increasingly a driving force behind economic growth - not only for many individual industries, but also for the overall economy. In 1996, personal expenditures amounted to 58.3% of Canada's nominal gross domestic product (GDP), up from 56.6% in 1986. Aggregate consumer spending patterns are affected by several factors. Consumer tastes can shift over time, as new commodities are introduced and others become outdated. As well, changes in the demographic, economic and social characteristics of consumers can affect consumer decisions, as can shifts in the relative prices, utilities and quality levels of different goods and services.

    Release date: 1998-10-15

  • Surveys and statistical programs – Documentation: 13F0031M2000004
    Description:

    The changes made in this historical revision elaborate on the changes, over one hundred in all, made in the accounts. This paper updates an earlier report issued in August 1996 in several ways: decisions which did not involve any change in the accounts were pruned out; several new issues were added and many decisions were rewritten.

    Release date: 1998-04-01

  • 30. Facing retirement Archived
    Articles and reports: 75-001-X1993001161
    Geography: Canada
    Description:

    A look at some of the basic retirement planning done by working Canadians aged 45 to 64 and at the financial resources that will enable them to enjoy retirement.

    Release date: 1993-03-04
Data (1)

Data (1) ((1 result))

  • Public use microdata: 13M0006X
    Description: The cross-sectional public-use microdata file for the Survey of Financial Security is a collection of income, assets, debts and wealth data on the economy of Canadian families. The production of this file includes many safeguards to prevent the identification of any one person or family.

    The file is produced at the economic family level with information on family demographics; income; financial behaviours and attitudes; principal residence; assets, debts and net worth; family composition and size; and the major income recipient.

    Please see the user guide for more information.  

    Release date: 2021-08-31
Analysis (25)

Analysis (25) (0 to 10 of 25 results)

  • Articles and reports: 11-621-M2021001
    Description:

    Despite COVID-19's impact on the broader economy, the Canadian housing market remained resilient through 2020 as interest rates fell to historic lows. Using data derived from the National Economic Accounts Division and the Bank of Canada, this paper examines trends observed in the mortgage market leading up to and during the COVID-19 pandemic.

    Release date: 2021-02-17

  • Articles and reports: 13-605-X202000100001
    Description:

    Since March, Canadian governments, federal, provincial and local, along with their associated government business enterprises, have been implementing a wide range of policy measures to address the COVID-19 pandemic. Many of these measures are economic in nature, taking the form of financial transfers and concessional loans to individuals, businesses and other groups. These actions will be reflected in the national accounts estimates for March and subsequent months, quarters and years. This paper outlines the main policy measures of an economic nature and identifies where their effects will be seen in the accounts.

    Release date: 2020-05-29

  • Articles and reports: 75-006-X201900100010
    Description:

    This study uses data from the 2016 Survey of Financial Security to examine financial distress indicators for Canadian families. Three financial distress indicators are examined: the proportion of Canadian families who skipped or delayed a mortgage payment, the proportion who skipped or delayed a non-mortgage payment and the proportion who borrowed money through a payday loan. This paper also examines the factors associated with financial distress among Canadians, with a particular focus on their debt level.

    Release date: 2019-06-26

  • Articles and reports: 13-605-X201800154971
    Description:

    The Bank of Canada (the Bank) and Statistics Canada both produce aggregate measures of borrowing, or credit, for sectors of the Canadian economy. The Statistics Canada measures are part of the National Balance Sheet Accounts (NBSA), which cover the entire economy and directly align with the internationally recognized national accounting principles detailed in the United Nations System of National Accounts. The Bank’s data are presented based on the issuer of credit, i.e., the holder of the financial assets, and do not display liabilities. Both measures are constructed primarily from records of Canadian financial institutions and provide thorough coverage of lending by those institutions. They show a similar picture of the indebtedness of Canadian non-financial businesses, currently and in the past. However, the use of differing classification systems, methodologies and definitions result in some reconcilable differences in the aggregate measures. Therefore, the Bank and Statistics Canada conducted a joint study to understand and identify key differences between their respective measures of business credit loans, including non-mortgage business loans, non-residential mortgages and commercial paper.

    Release date: 2018-12-14

  • Articles and reports: 13-605-X201800154972
    Description:

    The principal motivation in producing estimates of seasonally adjusted household sector borrowing arose as a result of the observed seasonality present in the unadjusted credit market debt estimates. For example, Canadians tend to borrow more in the form of consumer credit in the fourth quarter, with the arrival of significant retail activity tied to the holidays, and then subsequently retrench in the first quarter. Moreover, mortgage borrowing has a tendency to slow down in the first quarter, but then pick up in the second and third quarters as winter recedes in many areas of Canada and resale activity picks up and families look to secure housing before the start of the upcoming school year. This phenomena of sub-annual cyclical patterns is not constrained to the household sector and can be seen in other areas such as government borrowing. Consequently, seasonal adjustment in this context enhances the interpretability of estimates that possess a strong cyclical component, eliminating the variation due to predictable and recurrent events, and provides data users, policy makers, and researchers with more accurate quarter-to-quarter movements that reveal the underlying trends in the data. While only household borrowing is the current sector of interest, seasonal adjustment will be eventually expanded to encompass other pertinent sectors in the Financial and Wealth Accounts.

    Release date: 2018-12-14

  • Articles and reports: 89-28-0001201800100008
    Description:

    This edition presents changes in new home prices for Canada and select census metropolitan areas (CMAs) between August 2017 and August 2018. During this period, Canadians experienced rising mortgage rates, tighter lending rules and some provincial policy interventions.

    Release date: 2018-10-31

  • 7. 2010 in review Archived
    Articles and reports: 11-010-X201100411434
    Geography: Canada
    Description:

    As the recovery matured during the year, some economic trends closely resembled the performance of the economy before the recession. This was most evident in commodity prices, the stock market and the exchange rate. However, the pattern of net lending and borrowing showed a fundamental shift occurred during the recession and into the recovery.

    Release date: 2011-04-14

  • Articles and reports: 11-010-X200900610893
    Geography: Canada
    Description:

    Using national accounts data on the financial flows, balance sheets and Canada's international investments, this paper shows how the crisis in financial markets has affected financial behaviour in Canada.

    Release date: 2009-06-11

  • 9. 2008 in review Archived
    Articles and reports: 11-010-X200900410848
    Geography: Canada
    Description:

    A review of the Canadian economy in 2008.

    Release date: 2009-04-17

  • 10. Payday loans Archived
    Articles and reports: 75-001-X200710413185
    Geography: Canada
    Description:

    Payday loans are part of the growing alternative consumer credit market in Canada. These loans are for relatively small amounts ($100 to $1,000) and are short-term, with repayment usually made on or before the next payday. Although the convenience of payday loans makes them attractive, concerns have been raised about questionable practices within the industry, including high borrowing costs, insufficient disclosure of contract terms, and unfair collection practices. Who uses payday loans and why?

    Release date: 2007-06-19
Reference (4)

Reference (4) ((4 results))

  • Surveys and statistical programs – Documentation: 13-606-G201600114621
    Description:

    An explanation of the structure and concepts of Canada’s financial flow and national balance sheet accounts.

    Release date: 2016-11-30

  • Notices and consultations: 13F0026M1999001
    Description:

    The main objectives of a new Canadian survey measuring asset and debt holding of families and individuals will be to update wealth information that is over one decade old; to improve the reliability of the wealth estimates; and, to provide a primary tool for analysing many important policy issues related to the distribution of assets and debts, future consumption possibilities, and savings behaviour that is of interest to governments, business and communities.

    This paper is the document that launched the development of the new asset and debt survey, subsequently renamed the Survey of Financial Security. It looks at the conceptual framework for the survey, including the appropriate unit of measurement (family, household or person) and discusses measurement issues such as establishing an accounting framework for assets and debts. The variables proposed for inclusion are also identified. The paper poses several questions to readers and asks for comments and feedback.

    Release date: 1999-03-23

  • Surveys and statistical programs – Documentation: 13F0026M1999003
    Description:

    This paper presents a proposal for conducting a Canadian asset and debt survey. The first step in preparing this proposal was the release, in February 1997, of a document entitled Towards a new Canadian asset and debt survey whose intent was to elicit feedback on the initial thinking regarding the content of the survey.

    This paper reviews the conceptual framework for a new asset and debt survey, data requirements, survey design, collection methodology and testing. It provides also an overview of the anticipated data processing system, describes the analysis and dissemination plan (analytical products and microdata files), and identifies the survey costs and major milestones. Finally, it presents the management/coordination approach used.

    Release date: 1999-03-23

  • Surveys and statistical programs – Documentation: 13F0031M2000004
    Description:

    The changes made in this historical revision elaborate on the changes, over one hundred in all, made in the accounts. This paper updates an earlier report issued in August 1996 in several ways: decisions which did not involve any change in the accounts were pruned out; several new issues were added and many decisions were rewritten.

    Release date: 1998-04-01
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