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- Articles and reports: 11F0019M1999138Geography: CanadaDescription:
In this paper, we assemble data from several household surveys to document how pension coverage of young and older workers has evolved in Canada between the mid-1980s and the mid-1990s. Our main findings are the following. First, both administrative data from the Pension Plans in Canada (PPIC) database and data from household surveys show an increase in RPP coverage for women. In contrast, while PPIC data show a decrease in coverage for men, household surveys indicate no downward trend for males. Second, sample aggregates hide interesting differences within the population. We find that the pension coverage of young workers (aged 25-34) has declined relative to older workers (aged 35-54). Young males have experienced a decline in coverage while RPP coverage has remained fairly stable for older men. In contrast, pension coverage has remained fairly constant for young women but has risen substantially for older women. Third, the decline in unionism and shifts towards industries with low-coverage explain most of the decrease in coverage observed among young men. Fourth, the growth in older women's coverage appears to be the result of their greater propensity to be employed in highly paid/highly covered occupations.
Release date: 1999-12-22 - Articles and reports: 91-209-X19990004852Geography: CanadaDescription: Fifteen years ago in this series, A. Romaniuc published a comprehensive study of how fertility in Canada had evolved over the century. It described the phenomenal increase of fertility in the postwar period, resulting in the baby boom. With the largest cohorts ever known in Canada, the baby boomers, by their numbers alone, will have left their mark on Canada's social, economic and political structure throughout their life cycle.Release date: 1999-12-22
- 3. Moving to be better off ArchivedArticles and reports: 11-008-X19990034789Geography: CanadaDescription:
This article draws a brief profile of Canadians who move to improve their quality of life.
Release date: 1999-12-09 - 4. Characteristics of Dual-earner Families ArchivedTable: 13-215-XGeography: CanadaDescription:
This annual publication presents detailed tabulations on income of two-spouse families. It highlights families where both spouses work for pay by exploring their income and related characteristics and comparing them with other two-spouse families where only one spouse, or neither spouse, receives earnings from employment.
Release date: 1999-09-10 - Articles and reports: 81-003-X19980044653Geography: CanadaDescription:
This paper is a joint project of Human Resources Development Canada and Statistics Canada which uses data from the Canada Sudent Loans Program administrative data system to examine general patterns of Canada Student Loan debt in the 1990-91 to 1995-96 time frame for all full-time students, as well as specific trends in student debt by type of educational institution attended. It does not examine loans received through provincial programs. First, we look at the number of students with Canada Student Loans who entered into repayment and the average values of their loans in 1995 constant dollars. We then go on to analyse trends in loan activity and replayment patterns, including repayment difficulties, loan defaults and bankruptcies, and early repayment in full.
Release date: 1999-07-30 - 6. Saving for retirement: RRSPs and RPPs ArchivedArticles and reports: 75-001-X19990024602Geography: CanadaDescription:
The two principal tax-assisted vehicles for retirement income planning in Canada are registered retirement savings plans (RRSPs) and employer-sponsored registered pension plans (RPPs). Using 1996 tax data, this study compares various groups of workers and their retirement saving patterns.
Release date: 1999-06-09 - Articles and reports: 11F0019M1999135Geography: CanadaDescription:
Two quasi-experiments are used to estimate the impact of parental divorce on the adult incomes and labour market behaviour of adolescents, as well as on their use of social programs, and their marital/fertility behaviour. These involve the use of individuals experiencing the death of a parent, and legislative changes to the Canadian divorce law in 1986. Parental loss by death is assumed to be exogenous; the experiences of children with a bereaved background offering a benchmark to assess the endogeneity of parental loss through divorce. Differences between individuals with divorced parents and those from intact and bereaved families significantly overstate the impact of divorce across a broad range of outcomes. When background characteristics are controlled for-most notably the income and labour market activity of parents in the years leading up to the divorce-parental divorce seems to influence the marital and fertility decisions of children, but not their labour market outcomes. Adolescents whose parents divorced tend to put off marriage, and once married suffer a greater likelihood of marital instability, but their earnings and incomes are not on average much different from others.
Release date: 1999-06-09 - 8. Distribution, Inequality and Concentration of Income Among Older Immigrants in Canada, 1990 ArchivedArticles and reports: 11F0019M1999129Geography: CanadaDescription:
While there are many studies on differences in earnings between immigrants and the native-born or among immigrant groups, they ignore the distribution and concentration of income. These aspects are important for understanding the distribution of economic welfare and consumer behaviour among members and hence are policy relevant.
Using the 1991 Census data, the distribution and concentration of income have been examined among 15 broad birthplace groups for population aged 55 years and over. About 19% of males and 15% of females receive less than half the median income and obtain 5% and 3% of the aggregate income respectively. About 30% of males and 29% of females receive more than one and half times the median income and obtain 61% and59% of aggregate income respectively. About 51% of males and 56% of females who receive incomes between half and one and half times the median income are termed middle-class and their shares of aggregate income amount to 34 and 38% respectively.
Although, older immigrants aged 55 years and over, as a group, have roughly the same quartile distribution and concentration of income as their Canadian-born counterparts, the birthplace groups differ from each other. The groups coming from the developing regions, that is, the very groups that have lower average annual incomes, also have more inequitable distribution of income than the Canadian-born or their counterparts from the developed regions. Thus, the income distribution is more polarized in the populations from developing regions than in the populations from developed regions or in the Canadian-born population. On average, females receive 45% less income than males, and there is less polarization of income among them than among males regardless of the place of birth. A part of the explanation lies in the receipt of government transfers which tend to equalize rather than polarize incomes, and older women derive higher proportion of their income from government transfers than older men.
Release date: 1999-04-21 - 9. The gambling industry: raising the stakes ArchivedArticles and reports: 63-016-X19980044488Geography: CanadaDescription:
This article presents an updated statistical portrait of the gambling industry in Canada. It examines economic output, jobs and government revenue, and provides provincial comparisons.
Release date: 1999-04-15 - Articles and reports: 21-006-X1998004Geography: CanadaDescription:
A defining feature of rural populations is that they are distant from major metropolitan centres. Thus, households in rural areas have different needs than those in urban areas and, therefore, different spending patterns. In 1996, the total expenditure of an average Canadian household was $49,054. Rural households spent an average of $42,620 while urban households had an average spending of $50,283. This article gives an overview of the differences and similarities in the spending patterns of rural and urban households.
Release date: 1999-03-30
Data (1)
Data (1) ((1 result))
- 1. Characteristics of Dual-earner Families ArchivedTable: 13-215-XGeography: CanadaDescription:
This annual publication presents detailed tabulations on income of two-spouse families. It highlights families where both spouses work for pay by exploring their income and related characteristics and comparing them with other two-spouse families where only one spouse, or neither spouse, receives earnings from employment.
Release date: 1999-09-10
Analysis (12)
Analysis (12) (0 to 10 of 12 results)
- Articles and reports: 11F0019M1999138Geography: CanadaDescription:
In this paper, we assemble data from several household surveys to document how pension coverage of young and older workers has evolved in Canada between the mid-1980s and the mid-1990s. Our main findings are the following. First, both administrative data from the Pension Plans in Canada (PPIC) database and data from household surveys show an increase in RPP coverage for women. In contrast, while PPIC data show a decrease in coverage for men, household surveys indicate no downward trend for males. Second, sample aggregates hide interesting differences within the population. We find that the pension coverage of young workers (aged 25-34) has declined relative to older workers (aged 35-54). Young males have experienced a decline in coverage while RPP coverage has remained fairly stable for older men. In contrast, pension coverage has remained fairly constant for young women but has risen substantially for older women. Third, the decline in unionism and shifts towards industries with low-coverage explain most of the decrease in coverage observed among young men. Fourth, the growth in older women's coverage appears to be the result of their greater propensity to be employed in highly paid/highly covered occupations.
Release date: 1999-12-22 - Articles and reports: 91-209-X19990004852Geography: CanadaDescription: Fifteen years ago in this series, A. Romaniuc published a comprehensive study of how fertility in Canada had evolved over the century. It described the phenomenal increase of fertility in the postwar period, resulting in the baby boom. With the largest cohorts ever known in Canada, the baby boomers, by their numbers alone, will have left their mark on Canada's social, economic and political structure throughout their life cycle.Release date: 1999-12-22
- 3. Moving to be better off ArchivedArticles and reports: 11-008-X19990034789Geography: CanadaDescription:
This article draws a brief profile of Canadians who move to improve their quality of life.
Release date: 1999-12-09 - Articles and reports: 81-003-X19980044653Geography: CanadaDescription:
This paper is a joint project of Human Resources Development Canada and Statistics Canada which uses data from the Canada Sudent Loans Program administrative data system to examine general patterns of Canada Student Loan debt in the 1990-91 to 1995-96 time frame for all full-time students, as well as specific trends in student debt by type of educational institution attended. It does not examine loans received through provincial programs. First, we look at the number of students with Canada Student Loans who entered into repayment and the average values of their loans in 1995 constant dollars. We then go on to analyse trends in loan activity and replayment patterns, including repayment difficulties, loan defaults and bankruptcies, and early repayment in full.
Release date: 1999-07-30 - 5. Saving for retirement: RRSPs and RPPs ArchivedArticles and reports: 75-001-X19990024602Geography: CanadaDescription:
The two principal tax-assisted vehicles for retirement income planning in Canada are registered retirement savings plans (RRSPs) and employer-sponsored registered pension plans (RPPs). Using 1996 tax data, this study compares various groups of workers and their retirement saving patterns.
Release date: 1999-06-09 - Articles and reports: 11F0019M1999135Geography: CanadaDescription:
Two quasi-experiments are used to estimate the impact of parental divorce on the adult incomes and labour market behaviour of adolescents, as well as on their use of social programs, and their marital/fertility behaviour. These involve the use of individuals experiencing the death of a parent, and legislative changes to the Canadian divorce law in 1986. Parental loss by death is assumed to be exogenous; the experiences of children with a bereaved background offering a benchmark to assess the endogeneity of parental loss through divorce. Differences between individuals with divorced parents and those from intact and bereaved families significantly overstate the impact of divorce across a broad range of outcomes. When background characteristics are controlled for-most notably the income and labour market activity of parents in the years leading up to the divorce-parental divorce seems to influence the marital and fertility decisions of children, but not their labour market outcomes. Adolescents whose parents divorced tend to put off marriage, and once married suffer a greater likelihood of marital instability, but their earnings and incomes are not on average much different from others.
Release date: 1999-06-09 - 7. Distribution, Inequality and Concentration of Income Among Older Immigrants in Canada, 1990 ArchivedArticles and reports: 11F0019M1999129Geography: CanadaDescription:
While there are many studies on differences in earnings between immigrants and the native-born or among immigrant groups, they ignore the distribution and concentration of income. These aspects are important for understanding the distribution of economic welfare and consumer behaviour among members and hence are policy relevant.
Using the 1991 Census data, the distribution and concentration of income have been examined among 15 broad birthplace groups for population aged 55 years and over. About 19% of males and 15% of females receive less than half the median income and obtain 5% and 3% of the aggregate income respectively. About 30% of males and 29% of females receive more than one and half times the median income and obtain 61% and59% of aggregate income respectively. About 51% of males and 56% of females who receive incomes between half and one and half times the median income are termed middle-class and their shares of aggregate income amount to 34 and 38% respectively.
Although, older immigrants aged 55 years and over, as a group, have roughly the same quartile distribution and concentration of income as their Canadian-born counterparts, the birthplace groups differ from each other. The groups coming from the developing regions, that is, the very groups that have lower average annual incomes, also have more inequitable distribution of income than the Canadian-born or their counterparts from the developed regions. Thus, the income distribution is more polarized in the populations from developing regions than in the populations from developed regions or in the Canadian-born population. On average, females receive 45% less income than males, and there is less polarization of income among them than among males regardless of the place of birth. A part of the explanation lies in the receipt of government transfers which tend to equalize rather than polarize incomes, and older women derive higher proportion of their income from government transfers than older men.
Release date: 1999-04-21 - 8. The gambling industry: raising the stakes ArchivedArticles and reports: 63-016-X19980044488Geography: CanadaDescription:
This article presents an updated statistical portrait of the gambling industry in Canada. It examines economic output, jobs and government revenue, and provides provincial comparisons.
Release date: 1999-04-15 - Articles and reports: 21-006-X1998004Geography: CanadaDescription:
A defining feature of rural populations is that they are distant from major metropolitan centres. Thus, households in rural areas have different needs than those in urban areas and, therefore, different spending patterns. In 1996, the total expenditure of an average Canadian household was $49,054. Rural households spent an average of $42,620 while urban households had an average spending of $50,283. This article gives an overview of the differences and similarities in the spending patterns of rural and urban households.
Release date: 1999-03-30 - 10. Family income: 25 years of stability and change ArchivedArticles and reports: 75-001-X19990014407Geography: CanadaDescription:
The distribution of income changes over time, as does the proportion of total income received by different family types. This aritcle examines the relative shares of total family income for different family groups between 1970 and 1995, along with changes in the composition of these groups. It complements the family income study published in the Winter 1998 issue of perspectives.
Release date: 1999-03-03
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