Chart 8
Household credit market debt to disposable income

Source(s):
Custom Tabulation.
Chart description
This is a line chart.
| US ratio | Adjusted Canadian ratio, comparable with US ratio | |
|---|---|---|
| Second quarter 1993 | 105.5 | 85.6 |
| Third quarter 1993 | 106.5 | 89 |
| Fourth quarter 1993 | 106.9 | 90.3 |
| First quarter 1994 | 106.5 | 90 |
| Second quarter 1994 | 106.6 | 89.9 |
| Third quarter 1994 | 107.0 | 91.2 |
| Fourth quarter 1994 | 107.3 | 91.9 |
| First quarter 1995 | 106.5 | 91.3 |
| Second quarter 1995 | 107.5 | 91.4 |
| Third quarter 1995 | 108.4 | 93.1 |
| Fourth quarter 1995 | 109.1 | 93.5 |
| First quarter 1996 | 109.0 | 93.9 |
| Second quarter 1996 | 109.3 | 95 |
| Third quarter 1996 | 110.0 | 96 |
| Fourth quarter 1996 | 110.7 | 96.9 |
| First quarter 1997 | 110.1 | 97.2 |
| Second quarter 1997 | 110.9 | 97.6 |
| Third quarter 1997 | 111.7 | 97.8 |
| Fourth quarter 1997 | 111.7 | 99.4 |
| First quarter 1998 | 110.8 | 99.4 |
| Second quarter 1998 | 112.0 | 100.7 |
| Third quarter 1998 | 113.0 | 101.3 |
| Fourth quarter 1998 | 114.7 | 101.1 |
| First quarter 1999 | 115.2 | 101 |
| Second quarter 1999 | 117.4 | 100.9 |
| Third quarter 1999 | 119.0 | 101 |
| Fourth quarter 1999 | 120.0 | 101.6 |
| First quarter 2000 | 119.1 | 101.4 |
| Second quarter 2000 | 120.0 | 100.9 |
| Third quarter 2000 | 120.6 | 100.7 |
| Fourth quarter 2000 | 121.6 | 99.1 |
| First quarter 2001 | 121.0 | 98.5 |
| Second quarter 2001 | 123.7 | 102.5 |
| Third quarter 2001 | 124.6 | 102.4 |
| Fourth quarter 2001 | 128.9 | 103.1 |
| First quarter 2002 | 127.7 | 102.4 |
| Second quarter 2002 | 128.5 | 105.5 |
| Third quarter 2002 | 130.9 | 106.5 |
| Fourth quarter 2002 | 132.9 | 106.9 |
| First quarter 2003 | 134.3 | 106.6 |
| Second quarter 2003 | 137.5 | 107.7 |
| Third quarter 2003 | 137.5 | 111 |
| Fourth quarter 2003 | 139.7 | 112.5 |
| First quarter 2004 | 140.9 | 111.9 |
| Second quarter 2004 | 142.7 | 113.1 |
| Third quarter 2004 | 144.8 | 115.8 |
| Fourth quarter 2004 | 146.5 | 117.2 |
| First quarter 2005 | 150.7 | 120 |
| Second quarter 2005 | 152.9 | 120.4 |
| Third quarter 2005 | 155.3 | 121.5 |
| Fourth quarter 2005 | 156.8 | 123.3 |
| First quarter 2006 | 157.8 | 121.8 |
| Second quarter 2006 | 160.5 | 124.8 |
| Third quarter 2006 | 163.4 | 125.2 |
| Fourth quarter 2006 | 165.3 | 126.6 |
| First quarter 2007 | 165.4 | 126.3 |
| Second quarter 2007 | 167.1 | 131.1 |
| Third quarter 2007 | 169.2 | 134.5 |
| Fourth quarter 2007 | 170.2 | 135.3 |
| First quarter 2008 | 170.1 | 133.9 |
| Second quarter 2008 | 165.4 | 136 |
| Third quarter 2008 | 168.7 | 138.1 |
| Fourth quarter 2008 | 167.6 | 140.4 |
| First quarter 2009 | 167.8 | 143.2 |
| Second quarter 2009 | 165.4 | 145.7 |
| Third quarter 2009 | 165.9 | 147 |
| Fourth quarter 2009 | 164.0 | 148.4 |
| First quarter 2010 | 161.4 | 146.2 |
| Second quarter 2010 | 157.9 | 150.5 |
| Third quarter 2010 | 156.2 | 150.8 |
| Fourth quarter 2010 | 154.4 | 150 |
| First quarter 2011 | 151.2 | 149.6 |
| Second quarter 2011 | 149.4 | 151.8 |
| Third quarter 2011 | 147.7 | 153.3 |
| Fourth quarter 2011 | 146.7 | 152.9 |
| First quarter 2012 | 143.3 | 151.8 |
| Second quarter 2012 | 142.2 | 153.4 |
| Third quarter 2012 | 143.3 | 153.8 |
| Fourth quarter 2012 | 138.8 | 154.2 |
| First quarter 2013 | 143.9 | 152.2 |
| Second quarter 2013 | 143.1 | 153.9 |
| Third quarter 2013 | 142.7 | 154.8 |
| Fourth quarter 2013 | 143.6 | 154.5 |
| First quarter 2014 | 141.7 | 154.8 |
| Second quarter 2014 | 140.3 | 155.3 |
| Third quarter 2014 | 139.1 | 156.4 |
| Fourth quarter 2014 | 138.4 | 156.7 |
| First quarter 2015 | 137.3 | 155 |
| Second quarter 2015 | 137.6 | 156.8 |
| Third quarter 2015 | 137.8 | 158.8 |
| Fourth quarter 2015 | 137.6 | 160.5 |
| First quarter 2016 | 137.2 | 165.7 |
| Second quarter 2016 | 138.2 | 165.7 |
| Third quarter 2016 | 138.8 | 166.7 |
| Fourth quarter 2016 | 138.8 | 166.4 |
| First quarter 2017 | 137.7 | 167.4 |
| Second quarter 2017 | 137.8 | 167.5 |
| Third quarter 2017 | 138.1 | 166.5 |
| Fourth quarter 2017 | 138.6 | 166.2 |
| First quarter 2018 | 136.9 | 166.6 |
| Second quarter 2018 | 136.3 | 169.3 |
| Third quarter 2018 | 135.9 | 169.9 |
| Fourth quarter 2018 | 135.5 | 168.9 |
| First quarter 2019 | 133.8 | 167.8 |
| Second quarter 2019 | 134.6 | 167 |
| Third quarter 2019 | 134.7 | 167.2 |
| Fourth quarter 2019 | 134.8 | 166.5 |
| First quarter 2020 | 134.2 | 165.9 |
| Second quarter 2020 | 123.7 | 154.3 |
| Third quarter 2020 | 129.2 | 161.4 |
| Fourth quarter 2020 | 133.4 | 165.7 |
| First quarter 2021 | 118.8 | 160.4 |
| Second quarter 2021 | 130.9 | 166 |
| Third quarter 2021 | 132.7 | 168.2 |
| Fourth quarter 2021 | 135.0 | 173.3 |
| First quarter 2022 | 138.9 | 170.9 |
| Second quarter 2022 | 139.8 | 173.2 |
| Third quarter 2022 | 138.3 | 174.1 |
| Fourth quarter 2022 | 137.2 | 169.4 |
| First quarter 2023 | 132.6 | 169.2 |
| Second quarter 2023 | 131.1 | 168.2 |
| Third quarter 2023 | 130.6 | 165.4 |
| Fourth quarter 2023 | 129.8 | 164.7 |
| First quarter 2024 | 127.8 | 162.8 |
| Second quarter 2024 | 127.1 | 160.5 |
| Third quarter 2024 | 127.2 | 159.4 |
| Fourth quarter 2024 | 125.8 | 160.2 |
| First quarter 2025 | 124.3 | 160.1 |
| Second quarter 2025 | 123.7 | 161.7 |
| Third quarter 2025 | .. | 162.2 |
Source(s):
Custom Tabulation.
- Date modified: