Chart 8
Household credit market debt to disposable income

line chart&8211;Chart8, from second quarter 1993 to third quarter 2025
Source(s):
Custom Tabulation.

Chart description


This is a line chart.

Household credit market debt to disposable income, %
  US ratio Adjusted Canadian ratio, comparable with US ratio
Second quarter 1993 105.5 85.6
Third quarter 1993 106.5 89
Fourth quarter 1993 106.9 90.3
First quarter 1994 106.5 90
Second quarter 1994 106.6 89.9
Third quarter 1994 107.0 91.2
Fourth quarter 1994 107.3 91.9
First quarter 1995 106.5 91.3
Second quarter 1995 107.5 91.4
Third quarter 1995 108.4 93.1
Fourth quarter 1995 109.1 93.5
First quarter 1996 109.0 93.9
Second quarter 1996 109.3 95
Third quarter 1996 110.0 96
Fourth quarter 1996 110.7 96.9
First quarter 1997 110.1 97.2
Second quarter 1997 110.9 97.6
Third quarter 1997 111.7 97.8
Fourth quarter 1997 111.7 99.4
First quarter 1998 110.8 99.4
Second quarter 1998 112.0 100.7
Third quarter 1998 113.0 101.3
Fourth quarter 1998 114.7 101.1
First quarter 1999 115.2 101
Second quarter 1999 117.4 100.9
Third quarter 1999 119.0 101
Fourth quarter 1999 120.0 101.6
First quarter 2000 119.1 101.4
Second quarter 2000 120.0 100.9
Third quarter 2000 120.6 100.7
Fourth quarter 2000 121.6 99.1
First quarter 2001 121.0 98.5
Second quarter 2001 123.7 102.5
Third quarter 2001 124.6 102.4
Fourth quarter 2001 128.9 103.1
First quarter 2002 127.7 102.4
Second quarter 2002 128.5 105.5
Third quarter 2002 130.9 106.5
Fourth quarter 2002 132.9 106.9
First quarter 2003 134.3 106.6
Second quarter 2003 137.5 107.7
Third quarter 2003 137.5 111
Fourth quarter 2003 139.7 112.5
First quarter 2004 140.9 111.9
Second quarter 2004 142.7 113.1
Third quarter 2004 144.8 115.8
Fourth quarter 2004 146.5 117.2
First quarter 2005 150.7 120
Second quarter 2005 152.9 120.4
Third quarter 2005 155.3 121.5
Fourth quarter 2005 156.8 123.3
First quarter 2006 157.8 121.8
Second quarter 2006 160.5 124.8
Third quarter 2006 163.4 125.2
Fourth quarter 2006 165.3 126.6
First quarter 2007 165.4 126.3
Second quarter 2007 167.1 131.1
Third quarter 2007 169.2 134.5
Fourth quarter 2007 170.2 135.3
First quarter 2008 170.1 133.9
Second quarter 2008 165.4 136
Third quarter 2008 168.7 138.1
Fourth quarter 2008 167.6 140.4
First quarter 2009 167.8 143.2
Second quarter 2009 165.4 145.7
Third quarter 2009 165.9 147
Fourth quarter 2009 164.0 148.4
First quarter 2010 161.4 146.2
Second quarter 2010 157.9 150.5
Third quarter 2010 156.2 150.8
Fourth quarter 2010 154.4 150
First quarter 2011 151.2 149.6
Second quarter 2011 149.4 151.8
Third quarter 2011 147.7 153.3
Fourth quarter 2011 146.7 152.9
First quarter 2012 143.3 151.8
Second quarter 2012 142.2 153.4
Third quarter 2012 143.3 153.8
Fourth quarter 2012 138.8 154.2
First quarter 2013 143.9 152.2
Second quarter 2013 143.1 153.9
Third quarter 2013 142.7 154.8
Fourth quarter 2013 143.6 154.5
First quarter 2014 141.7 154.8
Second quarter 2014 140.3 155.3
Third quarter 2014 139.1 156.4
Fourth quarter 2014 138.4 156.7
First quarter 2015 137.3 155
Second quarter 2015 137.6 156.8
Third quarter 2015 137.8 158.8
Fourth quarter 2015 137.6 160.5
First quarter 2016 137.2 165.7
Second quarter 2016 138.2 165.7
Third quarter 2016 138.8 166.7
Fourth quarter 2016 138.8 166.4
First quarter 2017 137.7 167.4
Second quarter 2017 137.8 167.5
Third quarter 2017 138.1 166.5
Fourth quarter 2017 138.6 166.2
First quarter 2018 136.9 166.6
Second quarter 2018 136.3 169.3
Third quarter 2018 135.9 169.9
Fourth quarter 2018 135.5 168.9
First quarter 2019 133.8 167.8
Second quarter 2019 134.6 167
Third quarter 2019 134.7 167.2
Fourth quarter 2019 134.8 166.5
First quarter 2020 134.2 165.9
Second quarter 2020 123.7 154.3
Third quarter 2020 129.2 161.4
Fourth quarter 2020 133.4 165.7
First quarter 2021 118.8 160.4
Second quarter 2021 130.9 166
Third quarter 2021 132.7 168.2
Fourth quarter 2021 135.0 173.3
First quarter 2022 138.9 170.9
Second quarter 2022 139.8 173.2
Third quarter 2022 138.3 174.1
Fourth quarter 2022 137.2 169.4
First quarter 2023 132.6 169.2
Second quarter 2023 131.1 168.2
Third quarter 2023 130.6 165.4
Fourth quarter 2023 129.8 164.7
First quarter 2024 127.8 162.8
Second quarter 2024 127.1 160.5
Third quarter 2024 127.2 159.4
Fourth quarter 2024 125.8 160.2
First quarter 2025 124.3 160.1
Second quarter 2025 123.7 161.7
Third quarter 2025 .. 162.2
Source(s):
Custom Tabulation.
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