Table A.14
Profile of 2009-2010 graduates who owed money to government student loans at graduation, by level of study
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| Graduates with debt remaining three years after graduation | Graduates without debt three years after graduation | Total graduates owing at graduation | |
|---|---|---|---|
| College | |||
| Number of graduates | 17,200 | 7,300 | 26,300 |
| dollars | |||
| Average debt at graduation | 16,000 | 9,200 | 14,000 |
| percent | |||
| Large debt at graduation - $25,000 and over | 17Note E: Use with caution | Note F: too unreliable to be published | 14 |
| dollars | |||
| Average debt three years after graduation | 11,200 | 0 | 7,900 |
| percent | |||
| Large debt three years after graduation - $25,000 and over | Note F: too unreliable to be published | Note ..: not available for a specific reference period | Note F: too unreliable to be published |
| Percentage of debt paid off three years after graduation | 30 | 100 | 44 |
| Reported difficulties repaying debt | Note ..: not available for a specific reference period | Note ..: not available for a specific reference period | Note ..: not available for a specific reference period |
| Employed in 2013 | 89 | 93 | 90 |
| Without income in 2012 | Note x: suppressed to meet the confidentiality requirements of the Statistics Act | Note x: suppressed to meet the confidentiality requirements of the Statistics Act | Note F: too unreliable to be published |
| dollars | |||
| Average amount paid in 2012 | 2,100 | Note .: not available for any reference period | Note .: not available for any reference period |
| Average income in 2012 | 36,800 | 42,500 | 38,400 |
| ratio | |||
| Ratio of debt payments to income | 6 | Note .: not available for any reference period | 6 |
| Debt servicing ratio – 25th percentile | 3 | Note .: not available for any reference period | Note .: not available for any reference period |
| Debt servicing ratio – Median | 5 | Note .: not available for any reference period | Note .: not available for any reference period |
| Debt servicing ratio – 75th percentile | 9 | Note .: not available for any reference period | Note .: not available for any reference period |
| years | |||
| Average age at graduation | 26 | 25 | 26 |
| Median age at graduation | 25 | 22 | 24 |
| percent | |||
| Married or living common-law | 42 | 53 | 46 |
| With dependent children | 31 | 26Note E: Use with caution | 30 |
| With previous postsecondary education | 53 | 45 | 49 |
| Bachelor | |||
| Number of graduates | 24,500 | 12,400 | 39,100 |
| dollars | |||
| Average debt at graduation | 24,900 | 17,700 | 22,300 |
| percent | |||
| Large debt at graduation - $25,000 and over | 44 | 29 | 39 |
| dollars | |||
| Average debt three years after graduation | 16,300 | 0 | 10,800 |
| percent | |||
| Large debt three years after graduation - $25,000 and over | 23 | Note ..: not available for a specific reference period | 23 |
| Percentage of debt paid off three years after graduation | 35 | 100 | 52 |
| Reported difficulties repaying debt | Note ..: not available for a specific reference period | Note ..: not available for a specific reference period | Note ..: not available for a specific reference period |
| Employed in 2013 | 90 | 93 | 90 |
| Without income in 2012 | Note F: too unreliable to be published | Note F: too unreliable to be published | Note F: too unreliable to be published |
| dollars | |||
| Average amount paid in 2012 | 2,900 | Note .: not available for any reference period | Note .: not available for any reference period |
| Average income in 2012 | 46,500 | 57,000 | 49,700 |
| ratio | |||
| Ratio of debt payments to income | 6 | Note .: not available for any reference period | Note .: not available for any reference period |
| Debt servicing ratio – 25th percentile | 3 | Note .: not available for any reference period | Note .: not available for any reference period |
| Debt servicing ratio – Median | 5 | Note .: not available for any reference period | Note .: not available for any reference period |
| Debt servicing ratio – 75th percentile | 9 | Note .: not available for any reference period | Note .: not available for any reference period |
| years | |||
| Average age at graduation | 27 | 26 | 27 |
| Median age at graduation | 25 | 24 | 25 |
| percent | |||
| Married or living common-law | 51 | 47 | 49 |
| With dependent children | 26 | 16 | 23 |
| With previous postsecondary education | 61 | 54 | 59 |
| Master | |||
| Number of graduates | 5,600 | 4,100 | 10,000 |
| dollars | |||
| Average debt at graduation | 23,700 | 16,200 | 20,600 |
| percent | |||
| Large debt at graduation - $25,000 and over | 41 | 23Note E: Use with caution | 34 |
| dollars | |||
| Average debt three years after graduation | 16,000 | 0 | 9,200 |
| percent | |||
| Large debt three years after graduation - $25,000 and over | 22 | Note ..: not available for a specific reference period | 22 |
| Percentage of debt paid off three years after graduation | 33 | 100 | 55 |
| Reported difficulties repaying debt | Note ..: not available for a specific reference period | Note ..: not available for a specific reference period | Note ..: not available for a specific reference period |
| Employed in 2013 | 90 | 96 | 92 |
| Without income in 2012 | Note F: too unreliable to be published | Note x: suppressed to meet the confidentiality requirements of the Statistics Act | Note F: too unreliable to be published |
| dollars | |||
| Average amount paid in 2012 | 2,800 | Note .: not available for any reference period | Note .: not available for any reference period |
| Average income in 2012 | 55,600 | 68,300 | 60,800 |
| ratio | |||
| Ratio of debt payments to income | 5 | Note .: not available for any reference period | Note .: not available for any reference period |
| Debt servicing ratio – 25th percentile | 3 | Note .: not available for any reference period | Note .: not available for any reference period |
| Debt servicing ratio – Median | 5 | Note .: not available for any reference period | Note .: not available for any reference period |
| Debt servicing ratio – 75th percentile | 8 | Note .: not available for any reference period | Note .: not available for any reference period |
| years | |||
| Average age at graduation | 30 | 29 | 29 |
| Median age at graduation | 28 | 27 | 27 |
| percent | |||
| Married or living common-law | 67 | 68 | 67 |
| With dependent children | 39 | 30 | 35 |
| With previous postsecondary education | 98 | 99 | 98 |
| Doctorate | |||
| Number of graduates | 1,200 | 600 | 1,800 |
| dollars | |||
| Average debt at graduation | 25,400 | 18,600 | 23,200 |
| percent | |||
| Large debt at graduation - $25,000 and over | 39 | 26 | 35 |
| dollars | |||
| Average debt three years after graduation | 17,700 | 0 | 11,700 |
| percent | |||
| Large debt three years after graduation - $25,000 and over | 23Note E: Use with caution | Note ..: not available for a specific reference period | 23Note E: Use with caution |
| Percentage of debt paid off three years after graduation | 30 | 100 | 49 |
| Reported difficulties repaying debt | Note ..: not available for a specific reference period | Note ..: not available for a specific reference period | Note ..: not available for a specific reference period |
| Employed in 2013 | 95 | 95 | 95 |
| Without income in 2012 | Note ..: not available for a specific reference period | Note x: suppressed to meet the confidentiality requirements of the Statistics Act | Note x: suppressed to meet the confidentiality requirements of the Statistics Act |
| dollars | |||
| Average amount paid in 2012 | 3,200 | Note .: not available for any reference period | Note .: not available for any reference period |
| Average income in 2012 | 81,700 | 95,600 | 86,900 |
| ratio | |||
| Ratio of debt payments to income | 4 | Note .: not available for any reference period | Note .: not available for any reference period |
| Debt servicing ratio – 25th percentile | 2 | Note .: not available for any reference period | Note .: not available for any reference period |
| Debt servicing ratio – Median | 4 | Note .: not available for any reference period | Note .: not available for any reference period |
| Debt servicing ratio – 75th percentile | 6 | Note .: not available for any reference period | Note .: not available for any reference period |
| years | |||
| Average age at graduation | 31 | 34 | 32 |
| Median age at graduation | 30 | 32 | 31 |
| percent | |||
| Married or living common-law | 81 | 82 | 81 |
| With dependent children | 43 | 54 | 47 |
| With previous postsecondary education | 100 | 100 | 100 |
|
. not available for any reference period .. not available for a specific reference period x suppressed to meet the confidentiality requirements of the Statistics Act E use with caution F too unreliable to be published Notes: Graduates who pursued further education after their 2009-2010 graduation are excluded from this table. Dollars and numbers of graduates are rounded to the nearest 100. Caution should be used when comparing results over time due to differences in questions and wording. Source: Statistics Canada, National Graduates Survey, 2013 (Class of 2009-2010). |
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