Table 4 Self-reported disadvantages of self-employment

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	Involuntary self-employment	Voluntary self-employment	Involuntary self-employment	Voluntary self-employment
	Canadian-born		Immigrants
	% answering yes
What do you dislike about being self-employed?
Uncertainty, insecurity, risk, lack of stability	43	30^*	48	29^*
Income fluctuations, cash-flow problems	29	21^*	26	23
Difficulties obtaining financing, with banks	11	7^*	11	6^*
Tax burden	8	9	3	7^*
Low income	10	7	12	6^*
Lack of benefits	19	15^*	31	15^*
Too much responsibility	7	7	9	12
Long hours, no time off	20	26^*	19	31^*
Interference in family life	4	5	4	7
Working alone, isolation	5	4	5	6
Tasks related to running a business	12	9	6	9
Stress	10	15^*	14	15
* significantly different between involuntarily and voluntarily self-employed workers at p <0.05 Source: Statistics Canada, Survey of Self-Employment, 2000.