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1995 (ref.) | 2005 | |||||
---|---|---|---|---|---|---|
Both sexes1 | Men | Women | Both sexes | Men | Women | |
'000 | ||||||
Population of graduates2 | 298.2 | 129.3 | 168.6 | 354.2 | 148.9* | 205.3* |
% | ||||||
Graduates | 100 | 43 | 57 | 100* | 42* | 58* |
With student loan from any source | 49 | 49 | 49 | 57* | 55* | 58* |
Borrowers | ||||||
with only government student loan | 67 | 65 | 68 | 52* | 49* | 55* |
with only loan from other sources | 14 | 15 | 13 | 22* | 24* | 20* |
with student loan from government and other sources | 20 | 21 | 19 | 26* | 27* | 26* |
Repaid government student loan by graduation | 8 | 8 | 9 | 17* | 17* | 17* |
$ | ||||||
Average government student debt at graduation3 | 14,700 | 14,100 | 15,100 | 16,600* | 16,100* | 17,000* |
Average student debt from all sources3,4 | 15,200 | 14,800 | 15,400 | 18,800* | 18,600* | 19,000* |
% | ||||||
Owing $25,000 or more5 | 17 | 16 | 17 | 27* | 26* | 27* |
Owing $50,000 or more5 | 2 | 2 | 2 | 6* | 5* | 6* |
years | ||||||
Average years expected to repay student loan | 7.2 | 6.6 | 7.6 | 7.4 | 7.1* | 7.5 |
% | ||||||
Expected to take more than 10 years to repay loan | 18 | 13 | 22 | 20 | 18* | 21 |
1. Some 248 weighted respondents had missing values for their gender. 2. The population in the National Graduates Survey (NGS) includes graduates from Canadian postsecondary institutions. This study examines graduates from the classes of 1995 and 2005. 3. Average estimates of student debt at graduation exclude those who reported "don't know, refusal, or not applicable." 4. The average amount of student debt from all sources is likely underestimated for 1995 as the variable for the amount of loan owing from other sources at graduation is not available for 1995. Instead, the amount of loan owing from other sources now (two years after graduation) is used. Since some students may have fully repaid or reduced the amount owed to other sources within the two-year period, this number would likely be underestimated, which means the difference between the 1995 and 2005 amounts is likely overestimated. 5. Proportion owing estimated at graduation and for those who had positive and non-zero student debts. * significantly different from the reference group (1995) at the 0.05 level. ref.: reference Source: Statistics Canada, National Graduates Survey, 1995 and 2005. |