Housing Statistics in Canada
Housing Experiences in Canada: Korean people in 2016

The Housing Experiences in Canada series of fact sheets highlights the diversity of housing situations experienced by different groups of people living across Canada.

This fact sheet focuses on Korean people living in private dwellings. The statistics below are derived from the 2016 Census. For the purposes of this analysis, Korean people were identified based on responses to the population group question in the census questionnaire, which are primarily used to identify racialized Canadians defined as the visible minority population in the Employment Equity Act.^{Note 1} Because this fact sheet focuses on Korean people in private dwellings, those living in collective dwellings are not included in the data.^{Note 2} More fact sheets are available on the Housing Experiences in Canada series page.

The National Housing Strategy Act (2019) declared that “the right to adequate housing is a fundamental human right affirmed in international law.” Adequate housing is understood in international law as housing that provides secure tenure; is affordable; is habitable; provides access to basic infrastructure; is located close to employment, services and amenities; is accessible for people of all abilities; and is culturally appropriate.

This fact sheet focuses on the experience of Korean people living in private dwellings using the following indicators collected and produced by Statistics Canada: tenure status of the household, shelter costs, housing affordability and suitability, condition of the dwelling, core housing need, and household living arrangements.

While these indicators together do not perfectly measure adequate housing as defined in international law, they are nevertheless useful proxies for understanding the housing experiences of people living in Canada.

Tenure status of household

The tenure status of a household refers to whether the household owns or rents its private dwelling.^{Note 3} Homeownership is an important aspect of Canadian society and can affect outcomes for many housing indicators. For this reason, owner and renter households are often considered separately in housing analyses. In many cases, researchers further examine whether households in owner-occupied dwellings have mortgages on their dwellings and whether renter households pay subsidized rent.

According to the 2016 Census, Korean people were less likely to live in a private dwelling owned by a member of their household in 2016. Of the 188,710 Korean people in Canada, 61.8% lived in a private dwelling owned by a member of their household, compared with 71.6% of the total population.

The proportion of Korean people (38.2%) living in rented dwellings was higher than that of the total population (26.6%), and Korean people (3.0%) lived in subsidized rented dwellings at a similar rate as the total population (3.3%). Of the 72,050 Korean people who lived in rented dwellings, 5,660 (3.0%) lived in subsidized housing and 66,375 (35.2%) lived in non-subsidized housing.

Of the 116,655 Korean people who owned their homes or lived with someone who owned their home, 89,600 (47.5%) lived in a dwelling with a mortgage and 26,855 (14.2%) lived in a dwelling without a mortgage. Korean people were less likely to live in an owner-occupied dwelling without a mortgage than the total population (23.3%).



Shelter costs

Shelter costs refer to the monthly dwelling-related expenses paid by households, including mortgage or rent. For owner-occupied dwellings, shelter costs include, where applicable, mortgage payments, property taxes and condominium fees, along with the costs of electricity, heat, water and other municipal services. For renter households, shelter costs include, where applicable, rent and the costs of electricity, heat, water and other municipal services.

In Canada, the median shelter cost paid by Korean households ($1,430) was higher than the median shelter cost paid by all households ($1,020) in 2016.^{Note 4}

Korean households in owner-occupied and rented dwellings also had higher median shelter costs than all households in dwellings of the same tenure status. The median shelter cost paid by Korean households in owner-occupied dwellings was $1,640, compared with $1,130 for all households. For Korean households in rented dwellings, the median shelter cost was $1,290, compared with $910 for all households.

The median shelter cost paid by households in owner-occupied dwellings is typically larger when there is a mortgage, which can represent a large portion of monthly shelter costs. Korean households with a mortgage on their dwelling ($1,960) paid more per month in median shelter costs than all households in owner-occupied dwellings with a mortgage ($1,620). Median shelter costs for Korean households in owner-occupied dwellings without a mortgage ($665) were also higher compared with those of all households in owner-occupied dwellings without a mortgage ($540).

The median shelter cost paid by renter households usually depends on the presence of a rent subsidy.^{Note 5} Korean households in rented dwellings with a subsidy ($775) had higher median monthly shelter costs than all households in rented dwellings with a subsidy ($524). Median shelter costs for Korean households in rented dwellings without a subsidy ($1,410) were higher than the median shelter costs for all households in rented dwellings without a subsidy ($960).



Housing affordability

Housing affordability is derived using the shelter-cost-to-income ratio, which refers to the proportion of average total income households spend on shelter costs. A household is said to have affordable housing if it spends less than 30% of its total income on shelter costs.^{Note 6}

According to the 2016 Census, Korean people were more than twice as likely as the total population to live in households that spent more than 30% of their total household income on shelter; 90,895 Korean people (48.5%) lived in households that spent more than 30% of their total income on shelter, compared with 20.0% of the total population.

Korean people in owner-occupied dwellings (40.4%) were also more than two and a half times as likely to live in unaffordable housing as the total population in owner-occupied dwellings (14.7%). Korean people in rented dwellings (61.6%) experienced a rate of unaffordable housing that was nearly double the rate for the total population in rented dwellings (34.5%).

For those living in owner-occupied dwellings, the rate of unaffordable housing differed depending on the presence of a mortgage. Korean people in households with a mortgage (47.3%) were more likely to be in unaffordable housing than the total population in households with a mortgage (19.6%). The proportion of Korean people in households without a mortgage living in unaffordable housing (17.5%) was nearly four times higher than that of the total population in households without a mortgage living in unaffordable housing (4.4%).

The rate of unaffordable housing was nearly double for Korean people in renter households with a subsidy (59.1% compared with 32.3% for the total population) and without a subsidy (61.8% compared with 34.8% for the total population).



Housing suitability

Housing suitability refers to whether a private household is living in suitable accommodations according to the National Occupancy Standard (NOS), that is, whether the dwelling has enough bedrooms for the size and composition of the household. The indicator assesses the required number of bedrooms for a household based on the age and sex of household members, and the relationships between them.

According to the 2016 Census, Korean people were about twice as likely as the total population to live in unsuitable housing, meaning that there were not enough bedrooms in the dwelling to meet the needs of the household, according to the National Occupancy Standard. That is, 34,315 Korean people (18.2%) lived in unsuitable housing compared with 8.9% of the total population.

Korean people in rented dwellings (31.8%) were more likely to live in unsuitable housing than the total population living in rented dwellings (17.8%). This was also true for Korean people in owner-occupied dwellings (9.8%), who experienced unsuitable housing at a rate nearly double that of the total population in owner-occupied dwellings (5.4%).

Korean people in renter households with and without a subsidy experienced higher rates of unsuitable housing than the total population. There was a 3.5 percentage point difference in the unsuitable housing rate for Korean people (22.7%) and the total population (19.2%) living in subsidized renter households and a 15 percentage point difference in the unsuitable housing rate for Korean people (32.6%) and the total population (17.6%) living in non-subsidized renter households.

When owner-occupied dwellings are differentiated by the presence of a mortgage, Korean people living in dwellings with a mortgage (9.9%) experienced unsuitable housing at a higher rate than the total population in dwellings with a mortgage (6.4%). The difference was more pronounced for Korean people in owner-occupied dwellings without a mortgage, where the rate of unsuitable housing was 9.0% compared with 3.4% for the total population.



Condition of dwelling

Data on condition of dwelling are used to provide some insight into whether housing is habitable. Dwellings are classified into three groups by condition: needing regular maintenance only, needing minor repairs and needing major repairs. Dwellings in need of major repairs are considered to be inadequate housing. Examples of dwellings in need of major repairs include homes with defective plumbing or electrical wiring, and housing needing structural repairs to walls, floors, or ceilings.

According to the 2016 Census, Korean people (4.1%) were less likely to live in private dwellings that were in need of major repairs than the total population (6.7%).

Korean people in owner-occupied dwellings (3.8%) also lived in dwellings in need of major repairs at a lower rate than the total population in owner-occupied dwellings (5.5%). Among those in renter households, Korean people (4.6%) were nearly half as likely to live in a dwelling in need of major repairs as the total population (8.8%).

Korean people in owner-occupied dwellings with a mortgage (3.7%) were as likely to live in a dwelling in need of major repairs as those without a mortgage (4.1%), whereas 5.7% of the total population in owner-occupied dwellings with a mortgage lived in dwellings in need of major repairs and 4.9% of the total population in owner-occupied dwellings without a mortgage lived in dwellings in need of major repairs.

Among Korean people in renter households, 6.1% of those with a subsidy lived in dwellings in need of major repairs and 4.4% of those without a subsidy lived in dwellings in need of major repairs. Both of these proportions were lower than those for the total population living in rented dwellings in need of major repairs with (11.6%) and without (8.4%) a subsidy.



Core housing need

Core housing need touches on several elements of the right to adequate housing. It considers whether the affordability, suitability, and condition of dwelling needs of the household are being met and if not, whether affordable rental housing is available that meets all these needs. A household is said to be in core housing need if their dwelling falls below at least one of the affordability, suitability, or condition of dwelling standards, and would have to spend 30% or more of their total before-tax income to pay the median rent of alternative local housing that is acceptable (meets all three housing standards).

According to the 2016 Census, Korean people (27.4%) were more than twice as likely to live in households in core housing need as the total population (10.6%).

Korean people in owner-occupied dwellings (19.3%) were in core housing need at a rate over three times higher than the total population in owner-occupied dwellings (5.4%). A significant difference also existed for renter households, where the rate of core housing need was higher for Korean people (42.7%) than the total population (25.3%).

The incidence of core housing need was higher for Korean people in owner-occupied dwellings with (20.4%) and without (16.0%) a mortgage compared with the total population in owner-occupied dwellings with (6.0%) and without (4.3%) a mortgage.

Similarly, the incidence of core housing need varied for renters depending on whether there was a rent subsidy. Korean people in renter households with a subsidy (53.5%) were more likely to be in core housing need than the total population with a subsidy (39.9%), and Korean people in renter households without a subsidy (41.6%) also experienced a rate of core housing need nearly twice as high as the total population without a subsidy (23.2%).



Housing experiences of Korean men and women

In 1995, the Government of Canada committed to using GBA+ to advance gender equality in Canada, as part of the ratification of the United Nations’ Beijing Platform for Action.

Gender equality is enshrined in the Charter of Rights and Freedoms, which is part of the Constitution of Canada. Gender equality means that diverse groups of women, men and gender diverse people are able to participate fully in all spheres of Canadian life, contributing to an inclusive and democratic society.

GBA+ is an analytical process used to assess how diverse groups of women, men, and gender diverse people may experience policies, programs and initiatives. The “plus” in GBA+ is not just about differences between people on the basis of gender. We all have multiple characteristics that intersect and contribute to who we are. GBA+ considers many other identity factors such as race, ethnicity, immigrant status, religion, age, presence of a mental or physical disability and how the interaction between these factors influences the way we experience government policies and initiatives.

The data presented here highlight differences in housing experiences for Korean men and women. Compared to Korean men, Korean women were more likely to live in unsuitable housing.

The data presented here highlight differences in housing experiences for Korean men and women. Compared with Korean men, Korean women were more likely to live in unsuitable housing.



Table 7
Housing indicators for Korean men and women, Canada, 2016
Table summary
This table displays the results of Housing indicators for Korean men and women Korean men and Korean women, calculated using percent units of measure (appearing as column headers).

	Korean men	Korean women
	percent
In an owner-occupied dwelling	61.9	61.7
In household spending 30% or more of income on shelter costsTable 7 Note 1	48.5	48.5
In unsuitable housing	17.7	18.7
In dwelling requiring major repairs	4.1	4.2
In core housing needTable 7 Note 2	27.3	27.6
Note 1 All persons in owner and renter households with household total income greater than zero in non-farm, off-reserve private dwellings. Return to note 1 referrer Note 2 Only persons in private, non-farm, non-reserve and owner- or renter-households with incomes greater than zero and shelter-cost-to-income ratios less than 100% are assessed for 'core housing need.' Return to note 2 referrer Source: 2016 Census of Population

More information on GBA+ can be found at the Government of Canada’s Status of Women web page.

More information on the housing experiences of other subpopulations, broken down by age and gender groups, immigrant status, population groups designated as visible minorities, Indigenous populations and other groups can be found in the additional fact sheets on the Housing Experiences in Canada issue page. Additional data products that focus more on an intersectional GBA+ analysis of housing experiences will also be released through the Housing Experiences in Canada issue page as they become available.

Household living arrangements

Household living arrangements refer to whether a person lives with another person or people, and, if so, whether they are related to that person or those people. Households can be further differentiated based on whether they are census family households or non-census-family households. Census family households contain at least one census family.^{Note 7} Non-census-family households are either one person living alone or a group of two or more people who live together but do not constitute a census family (for example, roommates).

According to the 2016 Census, 83.8% of Korean people lived as part of a one-census-family household. This was higher than the rate for the total population (79.6%). Korean people in one-census-family households were more likely to live in a couple family with children (56.9%) than without children (15.1%). This was also true for the total population, where 45.7% of individuals lived in one-census-family households with children and 22.5% lived in one-census-family households without children. Korean people (11.8%) lived in one-parent family households at a similar rate as the total population (11.3%).

Living in a non-census-family household was less common for Korean people (11.6%) than the total population (15.4%). This is because a small proportion of Korean people lived alone (6.7%). By comparison, 11.5% of the total population in private households in Canada lived alone.



About the data

The estimates presented in this fact sheet are from the 2016 Census of Population. For detailed information on any of the indicators in this fact sheet, please refer to the Census of Population main page.

The Census of Population data on housing is collected on the long-form questionnaire which draws its sample from a frame of private dwellings across Canada. Since the survey sample is drawn from private households, individuals living in the following forms of housing are not included in the data:

• official representatives of foreign countries living in Canada, and their families
• members of religious and other communal colonies
• members of the Canadian Armed Forces living on military bases
• people living in seniors’ residences
• people living full time in institutions (e.g., inmates of penal institutions, and chronic care patients living in hospitals and nursing homes)
• people living in other types of collective dwellings (e.g., shelters, campgrounds and hotels).