Table A.1
Selected characteristics of non-retired adults aged 45 to 64, by bankruptcy experience, 2007

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  Experienced bankruptcy1 Never bankrupt
percentage
Demographic and socio-economic characteristics
Educational attainment
University 12* 29
College 29 29
Some postsecondary 14* 11
High school 19 17
Less than high school 25* 14
Current legal marital status
Married 51* 68
Common-law 15* 10
Widowed F 2
Divorced, separated 24* 12
Single 8 8
Experienced marital dissolution
Never 44* 71
Divorced, separated 53* 27
Widowed F 3
Long-term activity limitation
Yes 25* 14
Income and employment characteristics
Number of jobs held in working life
None F 3
1 to 5 jobs 65* 75
More than 5 jobs 33* 22
Main activity in previous 12 months
Employed 78* 84
Unemployed (looking for work) F 2
In the household F 7
Long-term illness 13* 5
Other F 2
Current occupation (employed only)
Management; professional; technologists, technicians and technical 27* 42
Clerical and sales and services 44* 35
Trades, transport and equipment and related; primary industries; processing, manufacturing and utilities 28* 23
Pension from current or previous employment
Yes 37* 47
Median personal income
Below median ($0 to $42,999) 67* 48
Median or above ($43,000 or more) 33* 52
Main source of personal income
No personal income F 3
Employment 77* 85
Private pension plan and investments 7* 5
Transfer payments 8* 4
Other (includes child support, scholarships, etc) 5E 3
Household income
Under $50,000 61* 37
$50,000 to $99,999 26 29
$100,000 or more 13* 34
Number of other persons in the household with income
Nobody else 29* 19
One or more other people 71* 81
† reference group
* statistically significant from reference group at p < 0.05
1. Experienced at least one bankruptcy since the age of 25.
Source: Statistics Canada, General Social Survey, 2007.