Analysis

This article looks at the RRSP Home Buyers' Plan in terms of the amounts withdrawn and the number of participants by age, sex and income. In addition, it considers the number of taxfilers who defaulted on their 1995 repayments and the amounts involved.

Relatively few eligible taxfilers take advantage of their unused RRSP contribution room in a given year, and they use only a fraction of it. This article looks at how much room has accumulated since 1991. It also examines which taxfilers are using their RRSP room.

The rate of RRSP participation of persons with low incomes has been increasing since the early 1980s. This note explores the reasons for this and examines participation among men and women by personal and family income.

Despite improved economic conditions in recent years, Canadians have continued to cash in their RRSPs. This article looks at RRSP withdrawals during the 1990s, including those made through the Home Buyers' Plan. Who made these withdrawals, and for what reasons, and how will such behaviour affect immediate tax obligations and future retirement savings?

This article challenges the notion that defined benefit registered pension plans have been abandoned in great numbers. It also examines why this perception has arisen and to what extent recent conversions to group RRSPs have contributed to this idea.

This article provides previously unavailable information on RRSPs by tracking taxfilers' RRSP participation over a three-year period. It shows who contributed regularly, sporadically or not at all, and explores the extent to which individuals used their RRSP room.

A focus not on the pension plans themselves, but on the members: how their pension accruals can be vastly different, how many earn relatively generous benefits and how many have much lower pension savings.

A look at the 1993 growth in the number of RRSP contributors and the amounts invested in this tax-assisted retirement savings program.

Many Canadians with RRSP savings are dipping into these funds before the "normal" retirement age. Who are they, and can their actions be linked to job losses resulting from the recession?

Canada's 'Mr. Pensions' discusses retirement issues facing employers, workers, and pensioners.

This article looks at the RRSP Home Buyers' Plan in terms of the amounts withdrawn and the number of participants by age, sex and income. In addition, it considers the number of taxfilers who defaulted on their 1995 repayments and the amounts involved.

Relatively few eligible taxfilers take advantage of their unused RRSP contribution room in a given year, and they use only a fraction of it. This article looks at how much room has accumulated since 1991. It also examines which taxfilers are using their RRSP room.

The rate of RRSP participation of persons with low incomes has been increasing since the early 1980s. This note explores the reasons for this and examines participation among men and women by personal and family income.

Despite improved economic conditions in recent years, Canadians have continued to cash in their RRSPs. This article looks at RRSP withdrawals during the 1990s, including those made through the Home Buyers' Plan. Who made these withdrawals, and for what reasons, and how will such behaviour affect immediate tax obligations and future retirement savings?

This article challenges the notion that defined benefit registered pension plans have been abandoned in great numbers. It also examines why this perception has arisen and to what extent recent conversions to group RRSPs have contributed to this idea.

This article provides previously unavailable information on RRSPs by tracking taxfilers' RRSP participation over a three-year period. It shows who contributed regularly, sporadically or not at all, and explores the extent to which individuals used their RRSP room.

A focus not on the pension plans themselves, but on the members: how their pension accruals can be vastly different, how many earn relatively generous benefits and how many have much lower pension savings.

A look at the 1993 growth in the number of RRSP contributors and the amounts invested in this tax-assisted retirement savings program.

Many Canadians with RRSP savings are dipping into these funds before the "normal" retirement age. Who are they, and can their actions be linked to job losses resulting from the recession?

Canada's 'Mr. Pensions' discusses retirement issues facing employers, workers, and pensioners.