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  • 1. Immigrant credit visibility: Access to credit over time in Canada
    Articles and reports: 36-28-0001202300900001
    Description: Credit is a key element to modern economic life in Canada and immigrants may be at greater risk of lacking access to credit markets since credit information is, for the most part, not shared across international borders. Using data from the Survey of Financial Security, this paper studies the extent to which immigrants to Canada have access to credit and whether they are credit invisible. A person is credit invisible if they do not have a sufficient credit history for a credit reporting agency to be able to calculate a credit score or sufficient information to calculate the most accurate credit scores.
    Release date: 2023-09-27
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  • 1. Immigrant credit visibility: Access to credit over time in Canada
    Articles and reports: 36-28-0001202300900001
    Description: Credit is a key element to modern economic life in Canada and immigrants may be at greater risk of lacking access to credit markets since credit information is, for the most part, not shared across international borders. Using data from the Survey of Financial Security, this paper studies the extent to which immigrants to Canada have access to credit and whether they are credit invisible. A person is credit invisible if they do not have a sufficient credit history for a credit reporting agency to be able to calculate a credit score or sufficient information to calculate the most accurate credit scores.
    Release date: 2023-09-27
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