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All (5) ((5 results))

  • 1. Rising prices and the impact on the most financially vulnerable: A profile of those in the bottom family income quintile
    Articles and reports: 75-006-X202300100002
    Description: This study uses the 2022 Portrait of Canadian Society Survey to examine the impact of rising inflation on the lowest income Canadians. Using multiple pre-pandemic data sources, the study also takes a closer look at people living in the bottom income quintile, examining their family income, debt and assets levels, as well as some indicators of economic hardship.
    Release date: 2023-02-08
  • 2. The evolution of wealth over the life cycle Archived
    Articles and reports: 75-001-X201200311690
    Geography: Canada
    Description:

    Canadians accumulate wealth to deal with unforeseen circumstances, fund their children's education, invest in business opportunities and fund their retirement, among other reasons. Wealth is therefore a key indicator of household financial well-being. However, the financial and housing markets in which households invest have changed substantially. This study develops a synthetic cohort approach to examine the effect of these changes on the wealth accumulation of successive generations of Canadians' with a particular focus on younger households.

    Release date: 2012-06-22
  • 3. Measuring voluntary interhousehold transfers in Canada Archived
    Articles and reports: 75-001-X201100211455
    Geography: Canada
    Description:

    Some households provide money, goods and services directly to help other households: these interhousehold transfers add up to a sizeable flow of economic resources between households. While measured by Statistics Canada surveys, voluntary interhousehold transfers are not included in the recipient household's total income. This article examines the conceptual and measurement issues related to voluntary interhousehold transfers, and provides a profile of voluntary interhousehold transfers in Canada. It uses recent data on interhousehold transfers from income, expenditure and wealth surveys.

    Release date: 2011-05-25
  • 4. Payday loans Archived
    Articles and reports: 75-001-X200710413185
    Geography: Canada
    Description:

    Payday loans are part of the growing alternative consumer credit market in Canada. These loans are for relatively small amounts ($100 to $1,000) and are short-term, with repayment usually made on or before the next payday. Although the convenience of payday loans makes them attractive, concerns have been raised about questionable practices within the industry, including high borrowing costs, insufficient disclosure of contract terms, and unfair collection practices. Who uses payday loans and why?

    Release date: 2007-06-19
  • 5. Shifts in consumer spending Archived
    Articles and reports: 75-001-X200410613122
    Geography: Canada
    Description:

    This paper examines the effects of changes in consumer spending and asset holdings over the last 20 years on the economic landscape.

    Release date: 2004-09-21
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Analysis (5) ((5 results))

  • 1. Rising prices and the impact on the most financially vulnerable: A profile of those in the bottom family income quintile
    Articles and reports: 75-006-X202300100002
    Description: This study uses the 2022 Portrait of Canadian Society Survey to examine the impact of rising inflation on the lowest income Canadians. Using multiple pre-pandemic data sources, the study also takes a closer look at people living in the bottom income quintile, examining their family income, debt and assets levels, as well as some indicators of economic hardship.
    Release date: 2023-02-08
  • 2. The evolution of wealth over the life cycle Archived
    Articles and reports: 75-001-X201200311690
    Geography: Canada
    Description:

    Canadians accumulate wealth to deal with unforeseen circumstances, fund their children's education, invest in business opportunities and fund their retirement, among other reasons. Wealth is therefore a key indicator of household financial well-being. However, the financial and housing markets in which households invest have changed substantially. This study develops a synthetic cohort approach to examine the effect of these changes on the wealth accumulation of successive generations of Canadians' with a particular focus on younger households.

    Release date: 2012-06-22
  • 3. Measuring voluntary interhousehold transfers in Canada Archived
    Articles and reports: 75-001-X201100211455
    Geography: Canada
    Description:

    Some households provide money, goods and services directly to help other households: these interhousehold transfers add up to a sizeable flow of economic resources between households. While measured by Statistics Canada surveys, voluntary interhousehold transfers are not included in the recipient household's total income. This article examines the conceptual and measurement issues related to voluntary interhousehold transfers, and provides a profile of voluntary interhousehold transfers in Canada. It uses recent data on interhousehold transfers from income, expenditure and wealth surveys.

    Release date: 2011-05-25
  • 4. Payday loans Archived
    Articles and reports: 75-001-X200710413185
    Geography: Canada
    Description:

    Payday loans are part of the growing alternative consumer credit market in Canada. These loans are for relatively small amounts ($100 to $1,000) and are short-term, with repayment usually made on or before the next payday. Although the convenience of payday loans makes them attractive, concerns have been raised about questionable practices within the industry, including high borrowing costs, insufficient disclosure of contract terms, and unfair collection practices. Who uses payday loans and why?

    Release date: 2007-06-19
  • 5. Shifts in consumer spending Archived
    Articles and reports: 75-001-X200410613122
    Geography: Canada
    Description:

    This paper examines the effects of changes in consumer spending and asset holdings over the last 20 years on the economic landscape.

    Release date: 2004-09-21
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