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- Articles and reports: 11F0019M2017391Description:
This paper assesses the extent to which education affects how Canadians save and accumulate wealth for retirement. The paper makes three contributions. First, a descriptive analysis is presented of differences in savings and home values across individuals based on their levels of educational attainment. To this end, new datasets that link survey respondents from the 1991 and 2006 censuses of Canada to their administrative tax records are used. These data provide a unique opportunity to jointly observe education, savings, home values, and a plethora of other factors of relevance. Second, the causal effect of high school completion on savings rates in tax-preferred accounts is estimated, exploiting compulsory schooling reforms in the identification. Third, building on a recent study by Messacar (2015), education is also found to affect how individuals re-optimize their savings rates in response to an automatic change in pension wealth accumulation. The implications of this study’s findings for the “nudge paradigm” in behavioural economics are discussed.
Release date: 2017-03-27 - 2. Year-end review [2002] ArchivedArticles and reports: 11-010-X20030036501Geography: CanadaDescription:
This article examines financial markets, business investment, household spending, interest rates, taxes, the job market and other economic developments in Canada and around the world in 2002. These factors are seen against longer-term trends in our society, such as an aging population and the increasing education of women.
Release date: 2003-03-20 - 3. Private pension savings, 1999 ArchivedArticles and reports: 75-001-X20010126037Geography: CanadaDescription:
This report focuses on employer pension plan assets, together with other private pension assets such as registered retirement savings plans. It also presents estimates of net worth, including the value of employer pension plan benefits.
Release date: 2001-12-17 - 4. The facts on Internet shopping from home ArchivedArticles and reports: 88-003-X20010025758Geography: CanadaDescription:
Consumers can browse the Web for purchasing ideas, to place orders and even pay for purchases over the Internet. Canadians have started doing so. Statistics Canada has been monitoring household Internet use for some time. With e-commerce as an emerging phenomenon, the 1999 Household Internet use survey (HIUS) collected detailed information on Internet shopping for the first time.
Release date: 2001-05-02 - 5. The gambling industry: raising the stakes ArchivedArticles and reports: 63-016-X19980044488Geography: CanadaDescription:
This article presents an updated statistical portrait of the gambling industry in Canada. It examines economic output, jobs and government revenue, and provides provincial comparisons.
Release date: 1999-04-15
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- Articles and reports: 11F0019M2017391Description:
This paper assesses the extent to which education affects how Canadians save and accumulate wealth for retirement. The paper makes three contributions. First, a descriptive analysis is presented of differences in savings and home values across individuals based on their levels of educational attainment. To this end, new datasets that link survey respondents from the 1991 and 2006 censuses of Canada to their administrative tax records are used. These data provide a unique opportunity to jointly observe education, savings, home values, and a plethora of other factors of relevance. Second, the causal effect of high school completion on savings rates in tax-preferred accounts is estimated, exploiting compulsory schooling reforms in the identification. Third, building on a recent study by Messacar (2015), education is also found to affect how individuals re-optimize their savings rates in response to an automatic change in pension wealth accumulation. The implications of this study’s findings for the “nudge paradigm” in behavioural economics are discussed.
Release date: 2017-03-27 - 2. Year-end review [2002] ArchivedArticles and reports: 11-010-X20030036501Geography: CanadaDescription:
This article examines financial markets, business investment, household spending, interest rates, taxes, the job market and other economic developments in Canada and around the world in 2002. These factors are seen against longer-term trends in our society, such as an aging population and the increasing education of women.
Release date: 2003-03-20 - 3. Private pension savings, 1999 ArchivedArticles and reports: 75-001-X20010126037Geography: CanadaDescription:
This report focuses on employer pension plan assets, together with other private pension assets such as registered retirement savings plans. It also presents estimates of net worth, including the value of employer pension plan benefits.
Release date: 2001-12-17 - 4. The facts on Internet shopping from home ArchivedArticles and reports: 88-003-X20010025758Geography: CanadaDescription:
Consumers can browse the Web for purchasing ideas, to place orders and even pay for purchases over the Internet. Canadians have started doing so. Statistics Canada has been monitoring household Internet use for some time. With e-commerce as an emerging phenomenon, the 1999 Household Internet use survey (HIUS) collected detailed information on Internet shopping for the first time.
Release date: 2001-05-02 - 5. The gambling industry: raising the stakes ArchivedArticles and reports: 63-016-X19980044488Geography: CanadaDescription:
This article presents an updated statistical portrait of the gambling industry in Canada. It examines economic output, jobs and government revenue, and provides provincial comparisons.
Release date: 1999-04-15
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