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  • 11. Canada Year Book
    Journals and periodicals: 11-402-X
    Geography: Canada
    Description: Presented in almanac style, the 2012 Canada Year Book contains more than 500 pages of tables, charts and succinct analytical articles on every major area of Statistics Canada's expertise. The Canada Year Book is the premier reference on the social and economic life of Canada and its citizens.
    Release date: 2012-12-24
  • 12. Income of Canadian Households: 1981-2010 Archived
    Articles and reports: 11-626-X2012015
    Geography: Canada
    Description:

    This Economic Insights article presents new income data on Canadian households from the revised Canadian System of National Accounts (CSNA12). It is one of a series of Economic Insights articles designed to emphasize key aspects of the new national accounts data and their utility for analyses of the Canadian economy.

    The Canadian System of National Accounts had for many years combined the incomes and expenditures of non-profit institutions and certain other institutions with those of households. Over the years, this has led users to ask whether the economic picture of Canadian households would be similar if the data on non-profit institutions were no longer combined with the household data. One of the important changes with the current revisions is that data based on a "pure" measure of the household sector are now available.

    The new data, which provide more detail on the transactions of households with other sectors of the economy, tell fundamentally the same story as to the evolution and composition of household incomes and expenditures.

    Release date: 2012-10-01
  • 13. Perspectives on Labour and Income
    Journals and periodicals: 75-001-X
    Geography: Canada
    Description: This publication brings together and analyzes a wide range of labour and income data. Topics include youth in the labour market, pensions and retirement, work arrangements, education and training, and trends in family income. One section highlights new products, surveys, research projects and conferences. Another section uses charts and text to describe a variety of subjects related to labour and income. Each winter print issue contains an index of all published articles.

    To find the latest updates on labour market and household issues such as gambling, minimum wage, retirement and unionization, please visit: Topics of interest on labour and income.

    Release date: 2012-08-22
  • 14. The evolution of wealth over the life cycle Archived
    Articles and reports: 75-001-X201200311690
    Geography: Canada
    Description:

    Canadians accumulate wealth to deal with unforeseen circumstances, fund their children's education, invest in business opportunities and fund their retirement, among other reasons. Wealth is therefore a key indicator of household financial well-being. However, the financial and housing markets in which households invest have changed substantially. This study develops a synthetic cohort approach to examine the effect of these changes on the wealth accumulation of successive generations of Canadians' with a particular focus on younger households.

    Release date: 2012-06-22
  • 15. Income Replacement Rates Among Canadian Seniors: The Effect of Widowhood and Divorce Archived
    Articles and reports: 11F0019M2012343
    Geography: Canada
    Description:

    The financial security of widowed and divorced women during their retirement years has long been a concern. This paper places this issue within the context of research on replacement rates, the extent to which family income during the working years (here, the mid-50s) is "replaced" as individuals move into their late 70s. Using a longitudinal database and fixed-effects econometric models, the paper assesses the effect of widowhood/widowerhood and divorce after age 55 on replacement rates during the retirement years.

    Release date: 2012-06-20
  • 16. Interjurisdictional cases of spousal and child support, 2010/2011 Archived
    Articles and reports: 85-002-X201200111628
    Geography: Canada, Province or territory
    Description:

    Using data available from the Survey of Maintenance Enforcement Programs, the article profiles a particularly challenging aspect of maintenance enforcement, interjurisdictional support order (ISO) cases of child and spousal support within nine provinces and territories: Newfoundland and Labrador, Prince Edward Island, Nova Scotia, New Brunswick, Saskatchewan, Alberta, Yukon, the Northwest Territories and Nunavut. The article gives a general overview of maintenance enforcement cases, followed by a detailed analysis of ISO cases, and concludes with a look at international ISO cases.

    Release date: 2012-03-28
  • 17. Household debt in Canada Archived
    Articles and reports: 75-001-X201200211636
    Geography: Canada
    Description:

    This article uses data from the 2009 Canadian Financial Capability Survey to study various aspects of household debt. It examines the characteristics of borrowers and the types of households that are more likely to carry debt. The paper also looks at the association between financial knowledge and the amount of debt held, using multivariate techniques.

    Release date: 2012-03-23
  • 18. How Have the Risk of Layoff and Earnings Losses of Laid-off Workers Evolved Since the Late 1970s in Canada? Archived
    Articles and reports: 11F0019M2011339
    Geography: Canada
    Description:

    This study examines how the risk of job loss and the short-term earnings losses of laid-off workers evolved between the late 1970s and the mid-2000s.

    Release date: 2011-12-15
  • 19. Women with activity limitations Archived
    Articles and reports: 89-503-X201000111545
    Geography: Canada
    Description: This chapter examines the basic demographic characteristics of women and men with disabilities, the types and causes of their activity limitations, the domain in which the disabilities reported most often manifest themselves, the education and income of women with and without disabilities, and their experiences in the workforce.
    Release date: 2011-12-14
  • 20. Income Adequacy in Retirement: Accounting for the Annuitized Value of Wealth in Canada Archived
    Articles and reports: 11F0027M2011074
    Geography: Canada
    Description:

    Discussions of pension adequacy for elderly Canadians have used the rate at which income falls with age; the income replacement rate or the ratio of post-retirement income to pre-retirement income. Use of income streams to assess post-retirement welfare requires a standard against which adequacy of the replacement rates can be judged. Because some expenditures (for example, work-related expenses) can be expected to fall after retirement, a declining income stream does not necessarily signal financial problems for seniors. More importantly, income as normally measured captures only part of what is available to seniors if households possess assets, which in retirement are not being used to generate measured income.

    This paper uses a different metric, referred to as "potential" income. Potential income is the sum of realized income and the income that could be realized from owned assets such as mutual funds and housing. Households prepare for retirement by saving and borrowing and investing the proceeds. The assets accumulated over a lifetime may or may not be drawn down in later years. If they are not, income streams underestimate the "potential" income available to support retirement. This paper takes this potential into account when comparing the pre- and post-retirement financial status of Canadian households.

    Release date: 2011-11-21
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Reference (1) ((1 result))

  • 1. Life Cycle Bias in the Estimation of Intergenerational Earnings Persistence Archived
    Surveys and statistical programs – Documentation: 11F0019M2003207
    Geography: Canada
    Description:

    The estimation of intergenerational earnings mobility is rife with measurement problems since the research does not observe permanent, lifetime earnings. Nearly all studies make corrections for mean variation in earnings because of the age differences among respondents. Recent works employ average earnings or instrumental variable methods to address the effects of measurement error as a result of transitory earnings shocks and mis-reporting. However, empirical studies of intergenerational mobility have paid no attention to the changes in earnings variance across the life cycle suggested by economic models of human capital investment.

    Using information from the Intergenerational Income Data from Canada and the National Longitudinal Survey and Panel Study of Income Dynamics from the United States, this study finds a strong association between age at observation and estimated earnings persistence. Part of this age-dependence is related to a general increase in transitory earnings variance during the collection of data. An independent effect of life cycle investment is also identified. These findings are then applied to the variation among intergenerational earnings persistence studies. Among studies with similar methodologies, one-third of the variance in published estimates of earnings persistence is attributable to cross-study differences in the age of responding fathers. Finally, these results call into question tests for the importance of credit constraints based on measures of earnings at different points in the life cycle.

    Release date: 2003-08-05

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