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    All (170) (0 to 10 of 170 results)

    Data (67)

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    Analysis (87)

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    • Stats in brief: 11-001-X20242623631
      Description: Release published in The Daily – Statistics Canada’s official release bulletin
      Release date: 2024-09-18

    • Stats in brief: 11-001-X20240933548
      Description: Release published in The Daily – Statistics Canada’s official release bulletin
      Release date: 2024-04-02

    • Stats in brief: 11-001-X20233474775
      Description: Release published in The Daily – Statistics Canada’s official release bulletin
      Release date: 2023-12-13

    • Articles and reports: 75F0002M2023008
      Description: Contributions to the Registered Pension Plan (RPP), the Registered Retirement Savings Plan (RRSP) and the Tax-Free Savings Account (TFSA) constitute the third pillar of the Canadian retirement income system. Survey data show that income withdrawn from the retirement system accounted for an increasing share of the total income for elderly Canadians. Assessing the health of the retirement income system is important, especially when it comes to the fund inflows. This paper attempts to see how many Canadian families participated in this pillar of the retirement income system, the amounts contributed to the registered accounts, and their participation and contribution trends over time.
      Release date: 2023-10-17

    • Articles and reports: 36-28-0001202200200002
      Description:

      A Registered Retirement Savings Plan (RRSP) is a tax-deductible savings vehicle designed to encourage people to save for their retirement. Contributions are made with pre-tax income, and taxation is deferred to the time when funds are withdrawn, typically in retirement when marginal tax rates are otherwise low, resulting in tax savings over the life cycle. However, RRSP funds do not lock in and there are no early withdrawal penalties by the tax system, which means pre-retirement withdrawals are frequent. This prevalence of pre-retirement RRSP withdrawals raises the question of what reasons, aside from retirement planning, lead people to use these plans. To explore this issue, new research by Statistics Canada and the Retirement and Savings Institute (RSI) at HEC Montréal considers how a person’s financial literacy affects the timing of contributions to and withdrawals from RRSPs.

      Release date: 2022-02-23

    • Articles and reports: 75-006-X201900100017
      Description:

      Among immigrants who came to Canada recently, some are seniors over the age of 65. This study examines the factors associated with the low-income rate of senior immigrants, with a focus on access to Old Age Security (OAS) and Guaranteed Income Supplement (GIS) benefits.

      Release date: 2019-12-03

    • Stats in brief: 11-001-X201901419283
      Description: Release published in The Daily – Statistics Canada’s official release bulletin
      Release date: 2019-01-14

    • Articles and reports: 11F0019M2019001
      Description:

      What is the effect of having an employer-sponsored pension plan (EPP) on financial performance in non-workplace investments? This paper offers new insight into this unresolved empirical issue, using administrative data on over 345,000 taxfilers from Canada.

      Release date: 2019-01-14

    • Stats in brief: 11-001-X201833419264
      Description: Release published in The Daily – Statistics Canada’s official release bulletin
      Release date: 2018-11-30

    • Articles and reports: 11F0019M2017391
      Description:

      This paper assesses the extent to which education affects how Canadians save and accumulate wealth for retirement. The paper makes three contributions. First, a descriptive analysis is presented of differences in savings and home values across individuals based on their levels of educational attainment. To this end, new datasets that link survey respondents from the 1991 and 2006 censuses of Canada to their administrative tax records are used. These data provide a unique opportunity to jointly observe education, savings, home values, and a plethora of other factors of relevance. Second, the causal effect of high school completion on savings rates in tax-preferred accounts is estimated, exploiting compulsory schooling reforms in the identification. Third, building on a recent study by Messacar (2015), education is also found to affect how individuals re-optimize their savings rates in response to an automatic change in pension wealth accumulation. The implications of this study’s findings for the “nudge paradigm” in behavioural economics are discussed.

      Release date: 2017-03-27
    Reference (16)

    Reference (16) (10 to 20 of 16 results)

    • Surveys and statistical programs – Documentation: 2607
      Description: The purpose of this survey is to collect quarterly financial information on the revenues, expenditures and assets of trusteed pension funds. Within Statistics Canada, these data are used as input to the System of National Accounts.

    • Surveys and statistical programs – Documentation: 2608
      Description: The purpose of this biennial survey is to collect financial information on the revenues, expenditures and assets of trusteed pension funds. Within Statistics Canada, the data collected by the Census of Trusteed Pension Fund (CTPF) are used to calculate estimates for the entire trusteed universe and update the sample for the Quarterly Survey of Trusteed Pension Funds (Record number: 2607).

    • Surveys and statistical programs – Documentation: 2609
      Description: The purpose of the survey is to provide information on the terms and conditions of Registered Pension Plans (RPPs), membership in them and contributions made by and on behalf of the members.

    • Surveys and statistical programs – Documentation: 4106
      Description: This activity is conducted for the development and dissemination of annual small area economic data for Canadians.

    • Surveys and statistical programs – Documentation: 5013
      Description: The retirement savings data file provides information on the number of Canadians participating in an employer-sponsored pension plans (e.g.registered pension plans (RPPs) and deferred profit sharing plans (DPSPs)) and contributing to registered retirement savings plans (RRSPs) for the taxation year.

    • Surveys and statistical programs – Documentation: 5220
      Description: The Pension Fund Services Price Index (PFSPI) measures quarterly price changes over time for pension fund services in Canada.
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