Table 2 
Households and non-profit institutions serving household sector indicators – Market value 

Households and non-profit institutions serving household sector indicators – Market value
  Third quarter 2022 Fourth quarter 2022 First quarter 2023 Second quarter 2023 Third quarter 2023 Fourth quarter 2023
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Household sector, not seasonally adjusted            
Debt to gross domestic product (GDP) 102.92 101.80 100.96 102.13 102.85 102.54
Debt to disposable income 186.85 184.18 182.53 182.47 181.63 180.54
Credit market debt to disposable income 184.52 181.88 180.22 180.16 179.30 178.22
Consumer credit and mortgage liabilities to disposable income 175.73 173.13 171.59 171.54 170.69 169.66
Net worth as a percentage of disposable income 1,022.36 1,010.17 1,028.65 1,030.64 996.34 1,000.71
Debt to total assets 15.45 15.42 15.07 15.04 15.42 15.28
Debt to net worth 18.28 18.23 17.74 17.70 18.23 18.04
Credit market debt to net worth 18.05 18.00 17.52 17.48 18.00 17.81
Consumer credit and mortgage liabilities to net worth 17.19 17.14 16.68 16.64 17.13 16.95
Total assets to net worth 118.28 118.23 117.74 117.70 118.23 118.04
Financial assets to net worth 56.78 57.96 57.59 57.35 57.51 59.33
Financial assets to non-financial assets 92.34 96.18 95.73 95.02 94.73 101.04
Owner's equity as a percentage of real estate 75.92 75.46 76.09 76.26 75.63 75.01
Real estate as a percentage of disposable income 567.55 549.15 560.49 563.37 546.29 529.29
Households and non-profit institutions serving the household sector, not seasonally adjusted            
Debt to GDP 105.09 103.96 103.12 104.31 105.05 104.74
Debt to disposable income 185.43 182.90 181.35 181.34 180.47 179.45
Credit market debt to disposable income 181.16 178.68 177.16 177.15 176.28 175.31
Household sector, seasonally adjusted            
Credit market debt to disposable income 184.78 181.68 182.34 181.52 179.24 178.70
Consumer credit and mortgage liabilities to disposable income 175.94 172.97 173.62 172.84 170.61 170.13
Debt service ratio 14.27 14.49 14.91 15.01 14.99 15.00
Source(s):
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