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Table B.3.2
Incidence and repayment of government student loans among 2005 graduates
1 who did not pursue any further postsecondary education program2, Canada and provinces

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Province of study and level of education Percentage of graduates who borrowed Graduates still owing at graduation Graduates still owing two years after graduation
percentage percentage average debt ($) percentage average debt ($)
Canada
College 40 34 12,700 25 10,900
Bachelor's 49 43 19,600 29 16,900
Master's 50 34 19,000 22 15,800
Doctorate 45 34 22,900 23 19,700
All university 49 41 19,600 28 16,800
Newfoundland and Labrador
College 57 49 17,400 41 14,500
Bachelor's 71 66 28,200 52 23,600
Master's 62 31 23,700 22 18,400
Doctorate 47 33E 14,800 x x
All university 69 59 27,700 46 23,100
Prince Edward Island
College 55 53 14,100 39 11,800
Bachelor's 72 66 25,800 57 21,600
Master's 72 x x x x
Doctorate x x x .. ..
All university 72 63 25,500 54 21,400
Nova Scotia
College 46 39 12,900 30 11,900
Bachelor's 61 57 27,200 44 22,600
Master's 55 28 26,200 20 24,000
Doctorate 37 32 38,000E 21E 41,600E
All university 59 49 27,100 38 22,900
New Brunswick
College 62 57 13,200 41 12,100
Bachelor's 65 61 28,500 52 25,900
Master's 53 32 24,400 24 23,300
Doctorate 46 38 45,200 29E 45,700E
All university 63 57 28,300 47 25,900
Quebec
College 41 35 8,000 25 7,200
Bachelor's 49 40 11,400 28 9,600
Master's 62 44 13,100 30 11,000
Doctorate 54 40 17,900 30 15,100
All university 52 41 12,100 28 10,100
Ontario
College 37 32 13,800 23 12,100
Bachelor's 47 41 19,400 24 17,200
Master's 44 32 22,000 21 18,200
Doctorate 45 36 25,800 23 23,200
All university 46 39 20,000 24 17,600
Manitoba
College 25 20 10,200 14 7,900
Bachelor's 38 34 16,600 23 14,600
Master's 42 27 23,600 17 21,600
Doctorate 30 15E 20,400 8E 15,600
All university 39 32 17,400 22 15,400
Saskatchewan
College 39 34 14,600 25 11,300
Bachelor's 51 47 23,500 36 19,400
Master's 41 26 25,500 17 20,700
Doctorate 29 21 26,500 16E 21,500
All university 49 43 23,700 33 19,500
Alberta
College 42 36 13,400 28 9,300
Bachelor's 51 47 21,100 32 16,100
Master's 40 22 21,400 10 16,600
Doctorate 40 25 18,300 16 13,000
All university 49 42 21,100 28 16,100
British Columbia
College 42 35 16,400 23 14,000
Bachelor's 50 44 24,800 31 21,500
Master's 47 31 24,000 20 19,600
Doctorate 37 28 25,700 18 19,800
All university 49 41 24,700 29 21,300
1. For graduates who incurred government student loans and who reported data two years after graduation. Government student loan programs include all federal and provincial student lending resources; that is, programs under which provincial and federal governments provide loans to Canadians enrolled in full- or part-time postsecondary education.
2. A program for a diploma, certificate or degree above the high school level that would take someone three months or more to complete if taken full time.
Note: Not comparable with Table B.3.1, as data in this table exclude graduates who pursued any further postsecondary education program.
Source: Statistics Canada, National Graduates Survey 2007 (Class of 2005).