Table 6
Cross-sectional and longitudinal rates of exceeding the affordability benchmark, 2002 to 2004
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| Characteristics | Cross-sectional | Longitudinal | |||
|---|---|---|---|---|---|
| 2002 | 2003 | 2004 | Ever | Persistently | |
| percent | |||||
| All population | 19.4 | 19.6 | 20.0 | 28.1 | 8.6 |
| Gender | |||||
| Female | 20.3 | 20.6 | 20.8 | 29.7 | 9.6 |
| Male | 18.5 | 18.6 | 19.2 | 26.5 | 7.6 |
| Age group | |||||
| 00 to 19 | 21.5 | 21.5 | 21.9 | 30.7 | 9.8 |
| 20 to 29 | 21.3 | 21.6 | 21.7 | 33.1 | 6.5 |
| 30 to 49 | 19.3 | 19.9 | 20.3 | 28.1 | 8.7 |
| 50 to 64 | 16.9 | 16.9 | 17.7 | 23.5 | 7.9 |
| 65 and more | 16.8 | 17.0 | 16.9 | 24.4 | 9.3 |
| Tenure | |||||
| Owners - with mortgage1 | 21.5 | 22.0 | 23.1 | 30.5 | 10.2 |
| Owners - without mortgage1 | 3.5 | 3.6 | 4.0 | 5.9 | 1.1 |
| Owners - with a change in mortgage status | ... | ... | ... | 24.9 | 0.8 |
| Renters - market1 | 32.0 | 38.4 | 34.3 | 43.1 | 19.2 |
| Renters - subsidized1 | 33.9 | 32.7 | 33.1 | 45.1 | 15.1 |
| Renters - with a change in rent subsidy status | ... | ... | ... | 56.4 | 24.3 |
| Changed tenure | ... | ... | ... | 42.8 | 6.5 |
| Geography | |||||
| Ottawa-Gatineau1 | 16.1 | 20.6 | 19.4 | 23.8 | 7.3 |
| Toronto1 | 23.9 | 25.2 | 28.9 | 36.0 | 11.9 |
| Vancouver1 | 30.7 | 30.3 | 33.1 | 44.0 | 16.4 |
| Montreal1 | 20.8 | 17.2 | 17.4 | 25.3 | 9.0 |
| Calgary1 | 15.3 | 21.3 | 18.6 | 26.8 | 8.1 |
| Edmonton1 | 16.7 | 16.4 | 13.7 | 24.9 | 5.5 |
| Victoria1 | 22.2 | 23.5 | 21.7 | 30.5 | 8.8 |
| Other CMAs1 | 18.0 | 17.9 | 17.3 | 24.8 | 7.5 |
| Rural1 | 13.4 | 14.1 | 14.8 | 20.5 | 5.7 |
| Moved between these places | ... | ... | ... | 41.4 | 6.6 |
| Family Type | |||||
| Married couple with no children1 | 11.7 | 11.8 | 11.6 | 16.0 | 4.2 |
| Married couple with children1 | 15.8 | 16.5 | 17.5 | 24.3 | 7.3 |
| Unattached individual1 | 40.9 | 41.3 | 41.6 | 46.9 | 22.9 |
| Female lone parent1 | 48.6 | 45.2 | 44.2 | 57.4 | 27.6 |
| Male lone parent1 | 27.8 | 24.8 | 27.4 | 25.7 | 12.8 |
| Other family type1 | 17.7 | 18.2 | 18.5 | 23.6 | 5.3 |
| Changed family type | ... | ... | ... | 38.6 | 7.1 |
| Disability | |||||
| Yes | 23.1 | 22.6 | 23.4 | 30.1 | 10.5 |
| No | 17.5 | 17.8 | 18.1 | 25.8 | 6.8 |
| Aboriginal | |||||
| Yes | 23.6 | 25.2 | 23.4 | 36.7 | 10.4 |
| No | 18.6 | 18.7 | 19.1 | 27.0 | 8.0 |
| Visible minority | |||||
| Yes | 28.6 | 29.8 | 31.3 | 43.7 | 13.2 |
| No | 17.4 | 17.4 | 17.6 | 25.1 | 7.4 |
| Years since immigration (as of 2002) | |||||
| 0 to 9 | 36.5 | 36.9 | 37.6 | 54.0 | 17.3 |
| 10 to 19 | 27.7 | 31.4 | 33.1 | 39.5 | 14.1 |
| 20 to 29 | 24.2 | 23.0 | 25.1 | 35.7 | 10.3 |
| 30 to 39 | 19.0 | 16.4 | 19.2 | 24.6 | 7.8 |
| 40 and more | 14.4 | 16.7 | 14.5 | 22.3 | 6.8 |
| Non-immigrant | 18.4 | 18.5 | 18.8 | 26.7 | 8.1 |
| Education | |||||
| Below high school | 20.6 | 20.9 | 20.8 | 29.4 | 9.5 |
| Graduated high school | 18.7 | 18.8 | 19.8 | 27.6 | 8.1 |
| Some PSE without cert | 21.1 | 21.1 | 20.8 | 30.1 | 9.1 |
| Some PSE with cert | 16.8 | 16.9 | 17.9 | 25.3 | 7.3 |
| Bachelor's degree | 14.0 | 15.3 | 14.4 | 21.1 | 5.5 |
| Postgraduate degree | 15.4 | 12.3 | 13.7 | 19.3 | 5.2 |
| ... not applicable | |||||
| 1. All three years for longitudinal estimates | |||||
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