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July 2004
Vol. 5, no. 7

Perspectives on Labour and Income

Saving for postsecondary education
Sophie Lefebvre

This study looks at the decision of parents to save, as well as the amounts saved, for the future education of children aged under 19 in 2002. A model is used to estimate cumulative parental savings, taking into consideration characteristics of the family and the child, aspirations and involvement of parents, awareness of saving incentive programs, and expectations about grant programs.

Housing costs of elderly families
Raj Chawla and Ted Wannell

Concerns about the property tax burden for seniors often relate to the long period that many have lived in their homes. The recent surge in residential housing prices has in many cities been greatest in mature neighbourhoods with concentrations of older homeowners. Thus a general rise in mill rates and a relatively high increase in assessed value can create a double burden for many elderly homeowners. This article examines housing costs within the context of income and assets, focusing on elderly homeowners but including younger families and renters for comparison. The low-income dimension is also explored.

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