Table table 9
Rate of participation, by income quintile and age group

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Age group 1997 2008p
Income quintile Income quintile
Two lowest Third Two highest Total Two lowest Third Two highest Total
15 to 24
Tax filers with employment income 100 100 100 100 100 100 100 100
With PA1 5 21 36 8 8 28 41 12
With RRSP2 contribution 8 41 60 14 4 28 42 9
With either PA or RRSP contribution 13 53 73 20 12 47 65 18
With no PA and no RRSP contribution 87 47 27 80 88 53 35 82
25 to 34
Employed Tax Filers 100 100 100 100 100 100 100 100
With PA 9 30 54 30 12 36 56 34
With RRSP contribution 15 43 67 41 12 37 58 34
With either PA or RRSP contribution 22 59 85 54 22 58 81 52
With no PA and no RRSP contribution 78 41 15 46 78 42 19 48
35 to 54
Employed Tax Filers 100 100 100 100 100 100 100 100
With PA 9 36 64 43 12 39 60 42
With RRSP contribution 18 43 68 49 14 38 61 43
With either PA or RRSP contribution 25 63 90 66 24 62 85 63
With no PA and no RRSP contribution 75 37 10 34 76 38 15 37
55 to 64
Employed Tax Filers 100 100 100 100 100 100 100 100
With PA 8 28 51 33 10 31 49 34
With RRSP contribution 22 46 69 50 15 37 59 42
With either PA or RRSP contribution 28 60 84 62 23 55 79 57
With no PA and no RRSP contribution 72 40 16 38 77 45 21 43
65 or more
Employed Tax Filers 100 100 100 100 100 100 100 100
With PA 1 4 8 5 2 4 10 6
With RRSP contribution 8 17 36 23 5 11 29 17
With either PA or RRSP contribution 9 20 39 25 7 14 33 20
With no PA and no RRSP contribution 91 80 61 75 93 86 67 80
1 Pension adjustment
2 Registered retirement savings plans
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