Table 2
Average out-of-pocket costs as a percentage of the average house value, 1969 to 2006

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Average out-of-pocket costs as a percentage of the average house value, 1969 to 2006
  1969 1974 1978 1982 1986 1990 1996 2001 2006
  percent
Insurance 0.23 0.22 0.26 0.43 0.42 0.28 0.40 0.41 0.26
Property tax 1.79 1.27 1.14 1.40 1.34 1.25 1.48 1.47 0.78
Repairs and maintenance 1.56 1.08 1.90 0.88 0.83 0.57 0.68 0.74 0.23
Depreciation  
Improvements and alterations 0.77 0.57 1.14 1.75 1.54 1.19 1.11 1.35 1.70
Long term structural deterioration 0.50 0.50 0.50 0.50 0.50 0.50 0.50 0.50 0.50
Total depreciation 1.27 1.07 1.64 2.25 2.04 1.69 1.61 1.85 2.20
Source(s):
Survey of Family Expenditures (1969 to 1996) and Survey of Household Spending (2001 to 2006).
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