Table 3
Multinomial logit on income management strategies (base model)

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Multinomial logit on income management strategies (base model): Part 1
  Allocative Pooled Separate
  marginal effect standard error marginal effect standard error marginal effect standard error
Female -0.009 0.011 -0.014 0.027 0.023 * 0.010
Males age 0.000 0.001 -0.002 0.002 0.001 0.001
Females age -0.001 0.001 -0.005 * 0.003 0.002 * 0.001
Male immigrant 0.007 0.018 0.020 0.042 -0.027 † 0.015
Female immigrant -0.011 0.017 0.006 0.039 0.006 0.016
Common-law -0.012 0.019 -0.142 ** 0.031 0.154 ** 0.019
Duration of relation (less than 5 years)  
 5 to 9 years -0.033 0.022 0.054 0.035 -0.021 0.030
 10 to 19 years 0.019 0.025 0.116 ** 0.045 -0.135 ** 0.024
More than 20 years 0.020 0.027 0.185 ** 0.045 -0.205 ** 0.026
Family type (couple, no children)  
Empty nesters 0.005 0.016 0.061 † 0.036 -0.066 ** 0.015
Couple with children 0.022 0.020 0.077 † 0.039 -0.099 ** 0.017
Other couples 0.038 0.041 0.028 0.062 -0.066 * 0.034
Previously married 0.005 0.018 -0.012 0.037 0.007 0.014
Education  
Male (no postsecondary)  
With postsecondary -0.027 * 0.012 0.004 0.026 0.023 * 0.009
Unknown education 0.098 † 0.050 -0.072 0.089 -0.026 0.027
Female (no postsecondary)  
With postsecondary -0.027 ** 0.012 -0.009 0.027 0.035 ** 0.010
Unknown education 0.048 0.047 -0.034 0.087 -0.014 0.026
Income  
Male ($20,000 to $39,999)  
Reports no income 0.175 * 0.075 -0.024 0.113 -0.151 ** 0.020
$1 to $19,999 -0.013 0.019 0.009 0.046 0.004 0.018
$40,000 to $59,999 -0.011 0.017 -0.004 0.034 0.016 0.015
$60,000 to $100,000 -0.010 0.019 0.005 0.039 0.006 0.015
Greater than $100,000 -0.021 0.022 0.027 0.051 -0.006 0.019
Income unknown -0.010 0.032 0.023 0.078 -0.012 0.028
Female ($1 to $19,999)  
Reports no income 0.135 ** 0.041 -0.016 0.067 -0.119 ** 0.011
$20,000 to $39,999 -0.035 * 0.015 -0.017 0.035 0.052 ** 0.014
$40,000 to $59,999 -0.059 ** 0.017 -0.058 0.037 0.117 ** 0.020
$60,000 to $100,000 -0.077 ** 0.020 -0.005 0.050 0.082 ** 0.022
Greater than $100,000 -0.069 ** 0.023 -0.029 0.053 0.098 ** 0.025
Income unknown -0.015 0.031 -0.008 0.081 0.023 0.028
Language (English in rest of Canada)  
French in Quebec -0.043 ** 0.013 -0.063 * 0.025 0.106 ** 0.013
French in rest of Canada -0.039 0.032 -0.028 0.071 0.068 * 0.032
English in Quebec 0.011 0.040 -0.103 0.065 0.091 * 0.036
Other language in Quebec 0.020 0.063 0.016 0.137 -0.036 0.042
Other language in rest of Canada 0.056 † 0.034 -0.026 0.063 -0.030 0.022
Multinomial logit on income management strategies (base model): Part 2
  Allocative Pooled Separate
Number of observations 9,489 9,489 9,489
Note(s):
†p<0.1, *p<0.05, **p<0.01. Omitted categories in parentheses.
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