Table 7
Average family income before tax by source, in thousands of constant dollars

View the most recent version.

	Replacement rates				Difference (High-low)
	Low (<60%)	Medium low (60% to 80%)	Medium high (80% to 100%)	High (>100%)	($000)	Share of difference (percent)
Age from 64 to 66 Average Income at age 55
($'000)1	38.9	38.7	38.7	38.6
Distribution (%)	18.1	31.5	21.9	28.6
Earnings ($'000)	1.8	5.2	12.1	26.9	25.1	57.2
Private pensions ($'000)	6.4	11.6	13.2	12.4	6.0	13.7
Investment gains ($'000)	1.6	2.4	3.1	6.0	4.4	10.0
Capital gains ($'000)	0.1	0.4	1.2	10.3	10.2	23.2
OAS/GIS2 ($'000)	3.5	3.4	3.3	2.5	-1.0	-2.3
C/QPP3 ($'000)	6.7	7.0	6.6	5.5	-1.2	-2.7
Other ($'000)	0.9	1.0	1.1	1.1	0.2	0.5
Total before tax ($'000)	20.9	30.8	40.6	64.8	43.9	100.0
Age from 69 to 71 Average Income at age 55
($'000)	38.9	38.7	38.6	38.6
Distribution (%)	24.3	38.8	21.4	15.5
Earnings ($'000)	0.3	1.4	4.5	17.3	17.0	40.3
Private pensions ($'000)	5.2	11.7	17.0	19.6	14.4	34.1
Investment gains ($'000)	1.0	2.2	3.5	7.6	6.6	15.6
Capital gains ($'000)	0.1	0.2	0.6	5.0	4.9	11.6
OAS/GIS($'000)	7.0	6.8	6.7	5.8	-1.2	-2.8
C/QPP($'000)	7.5	8.2	8.2	8.0	0.5	1.2
Other ($'000)	0.3	0.2	0.2	0.3	0.0	0.0
Total before tax ($'000)	21.4	30.6	40.9	63.6	42.2	100.0
Age from 74 to 76 Average Income at age 55
($'000)	38.9	38.7	38.7	38.6
Distribution (%)	24.7	36.7	21.6	17.2
Earnings ($'000)	0.1	0.9	2.7	12.0	11.9	28.6
Private pensions ($'000)	4.4	11.1	17.6	23.3	18.9	45.4
Investment gains ($'000)	0.8	1.8	3.0	8.3	7.5	18.0
Capital gains ($'000)	0.1	0.2	0.5	4.0	3.9	9.4
OAS/GIS($'000)	7.3	7.1	7.1	6.4	-0.9	-2.2
C/QPP ($'000)	7.6	8.3	8.4	8.2	0.6	1.4
Other ($'000)	0.3	0.2	0.1	0.2	-0.1	-0.2
Total before tax ($'000)	20.7	29.5	39.5	62.3	41.6	100.0

… not applicable

^1. Total income after taxes.

^2. Old Age Security/Guaranteed Income Supplement.

^3. Canada and Quebec Pension Plans.

Note: Numbers may not add up due to rounding.

Source: Statistics Canada, Longitudinal Administrative Data base.