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- 1. Consumption patterns among aging Canadians ArchivedArticles and reports: 75-001-X201100211417Geography: CanadaDescription:
Previous studies of older Canadians well-being have focused on changes in income as individuals age and leave the workforce. However, little has been published on the extent to which consumption levels change in this transitional period. This study uses data from the Survey of Family Expenditures and the Survey of Household Spending to develop a synthetic cohort approach to determine how the consumption patterns of households headed by those born in the late 1930s changed from middle age (in the early 1980s) to retirement (in the late 2000s).
Release date: 2011-03-25 - Articles and reports: 11F0027M2011067Geography: CanadaDescription:
Studies of pre- and post-retirement annual income have focused on the extent to which income falls at this crucial stage in life. Although these studies vary in scope and intent, the overall consensus is that the Canadian retirement income system provides income replacement rates that are in the excess of 60% to 70% for a plurality of Canadians, especially for those who had low incomes during their prime working years. However, little has been published on the extent to which retirees maintain their same levels of consumption. Using data from the Survey of Family Expenditures (FAMEX) and from the Survey of Household Spending (SHS), this study develops a synthetic cohort approach to determine how the consumption patterns of households headed by individuals in their late 40s (in the early 1980s) differ from those of a group of households headed by individuals in their early 70s (in the late 2000s). It finds that, even though the nature of consumption changes over time, the overall levels of consumption "per adult" do not decline by substantial amounts among Canadians as they age.
Release date: 2011-03-25 - Articles and reports: 62F0014M2005018Geography: CanadaDescription:
Since the early 1990s, increased attention has been focused on the possibility that the rate of inflation may be being overstated as a result of measurement biases in the estimation of the Consumer Price Index (CPI). One source of this possible error is caused by outlet substitution bias. This type of distortion can result when consumers shift their patronage from one retail outlet to another. As superstores and warehouse type stores continue to open and capture a larger share of the market, the existing CPI sample could become increasingly unrepresentative. If the prices are lower at the new outlets and this decrease in costs is not accurately captured in the CPI, the index will exhibit an upward bias.
Release date: 2006-05-10 - 4. Shifts in spending patterns of older Canadians ArchivedArticles and reports: 75-001-X20051128982Geography: CanadaDescription:
As households age and labour market attachment diminishes, income, savings and wealth generally become less. Households also become smaller as adult children leave or a spouse dies. And spending patterns change. Using 'similar' households, this study looks at changes in spending patterns for households headed by persons aged 55 or older in 1982 and 2003.
Release date: 2005-12-20 - 5. Spenders and savers ArchivedArticles and reports: 75-001-X200510313138Geography: CanadaDescription:
The national savings rate has been oscillating around historic lows for several years, prompting concerns about the resilience of a macro-level economy increasingly reliant on debt-financed consumer spending. Many are also troubled by the balance sheets of households, where ever-expanding debt has rapidly outpaced earnings growth. The resulting record-high, debt-to-income ratios leave households more vulnerable to interruptions in income. This article examines changes in saving and spending patterns over 20 years, and differences in the characteristics and spending patterns of saving versus spending households.
Release date: 2005-06-20
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Articles and reports (5)
Articles and reports (5) ((5 results))
- 1. Consumption patterns among aging Canadians ArchivedArticles and reports: 75-001-X201100211417Geography: CanadaDescription:
Previous studies of older Canadians well-being have focused on changes in income as individuals age and leave the workforce. However, little has been published on the extent to which consumption levels change in this transitional period. This study uses data from the Survey of Family Expenditures and the Survey of Household Spending to develop a synthetic cohort approach to determine how the consumption patterns of households headed by those born in the late 1930s changed from middle age (in the early 1980s) to retirement (in the late 2000s).
Release date: 2011-03-25 - Articles and reports: 11F0027M2011067Geography: CanadaDescription:
Studies of pre- and post-retirement annual income have focused on the extent to which income falls at this crucial stage in life. Although these studies vary in scope and intent, the overall consensus is that the Canadian retirement income system provides income replacement rates that are in the excess of 60% to 70% for a plurality of Canadians, especially for those who had low incomes during their prime working years. However, little has been published on the extent to which retirees maintain their same levels of consumption. Using data from the Survey of Family Expenditures (FAMEX) and from the Survey of Household Spending (SHS), this study develops a synthetic cohort approach to determine how the consumption patterns of households headed by individuals in their late 40s (in the early 1980s) differ from those of a group of households headed by individuals in their early 70s (in the late 2000s). It finds that, even though the nature of consumption changes over time, the overall levels of consumption "per adult" do not decline by substantial amounts among Canadians as they age.
Release date: 2011-03-25 - Articles and reports: 62F0014M2005018Geography: CanadaDescription:
Since the early 1990s, increased attention has been focused on the possibility that the rate of inflation may be being overstated as a result of measurement biases in the estimation of the Consumer Price Index (CPI). One source of this possible error is caused by outlet substitution bias. This type of distortion can result when consumers shift their patronage from one retail outlet to another. As superstores and warehouse type stores continue to open and capture a larger share of the market, the existing CPI sample could become increasingly unrepresentative. If the prices are lower at the new outlets and this decrease in costs is not accurately captured in the CPI, the index will exhibit an upward bias.
Release date: 2006-05-10 - 4. Shifts in spending patterns of older Canadians ArchivedArticles and reports: 75-001-X20051128982Geography: CanadaDescription:
As households age and labour market attachment diminishes, income, savings and wealth generally become less. Households also become smaller as adult children leave or a spouse dies. And spending patterns change. Using 'similar' households, this study looks at changes in spending patterns for households headed by persons aged 55 or older in 1982 and 2003.
Release date: 2005-12-20 - 5. Spenders and savers ArchivedArticles and reports: 75-001-X200510313138Geography: CanadaDescription:
The national savings rate has been oscillating around historic lows for several years, prompting concerns about the resilience of a macro-level economy increasingly reliant on debt-financed consumer spending. Many are also troubled by the balance sheets of households, where ever-expanding debt has rapidly outpaced earnings growth. The resulting record-high, debt-to-income ratios leave households more vulnerable to interruptions in income. This article examines changes in saving and spending patterns over 20 years, and differences in the characteristics and spending patterns of saving versus spending households.
Release date: 2005-06-20
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