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- Articles and reports: 11-010-X20050108758Geography: CanadaDescription:
The current boom in housing reflects not just low interest rates, but also a number of factors such as population changes, migration and household formation. These will continue to support housing even if interest rates rise.
Release date: 2005-10-13 - 2. What do seniors spend on housing? ArchivedArticles and reports: 11-008-X20050028451Geography: CanadaDescription:
Age brings limitations that affect where, how and with whom people live. One of the concerns that seniors may face is affordable housing. This may be a particular concern for those seniors who lose a spouse and are faced with reduced household income while shelter costs remain unchanged. Using data from the 2001 Census of Population and the 2002 General Social Survey (GSS), this article looks at who seniors live with and the affordability of their homes.
Release date: 2005-09-13 - 3. General Housing Imputation (Excluding Utilities) in the Survey of Labour and Income Dynamics (SLID) ArchivedArticles and reports: 75F0002M2005010Description:
For some time, Canada Mortgage and Housing Corporation (CMHC) has used data on housing characteristics and housing-related expenditures from the Census of Population. Although the Census data source serves CMHC's purposes to a large extent, the federal government agency turned to the annual household surveys of Statistics Canada to provide information on a more frequent basis. This would allow them to have a better picture of annual trends, and perhaps have a greater choice of other characteristics with which to cross housing data on Canadian households. In 2001, CMHC began to sponsor additional content in both the Survey of Labour and Income Dynamics (SLID) and the Survey of Household Spending (SHS), starting with reference year 2002.
Release date: 2005-07-22 - 4. Property taxes relative to income ArchivedArticles and reports: 75-001-X200510313137Geography: CanadaDescription:
Local government revenues are increasingly perceived as inadequate to fund the program responsibilities of municipalities. Property taxes (residential and non-residential) are by far the most important revenue source, accounting for 35% in 2003 (up from 30% in 1988). But, residential property taxes are commonly viewed as regressive in relation to income. This study uses the 2001 Census of Population to quantify the regressiveness of residential property taxes in Canadian municipalities, and to examine whether regressive taxes are generally attributable to lower-income seniors living in high-priced homes.
Release date: 2005-06-20 - Articles and reports: 11F0019M2005253Geography: Census metropolitan areaDescription:
This article summarizes findings from the research paper entitled Are immigrants buying to get in? The role of ethnic clustering on the homeownership propensities of 12 Toronto immigrant groups, 1996-2001. Spatial assimilation theory is a model of status attainment that links the spatial and social positions of minority group members (Massey and Denton 1985). If applied to immigrants, the model would suggest that immigrants would first cluster in typically poor neighbourhoods with high concentrations of co-ethnics, but that ethnic concentration should be temporary and of declining utility. Once an immigrant family's socioeconomic status improves, they should merge into the residential 'mainstream' by moving to a better, and typically less segregated, neighbourhood (Massey and Denton 1985). Further, although housing tenure is not an explicit dimension of spatial assimilation theory, given the well-established relationship between income, human capital and homeownership (Balakrishnan and Wu 1992; Laryea 1999), and the importance of homeownership as an indicator of well-being and residential assimilation (Myers and Lee 1998), part of an immigrant family's socioeconomic ascent should be a shift from tenant to homeowner (Alba and Logan 1992). Spatial assimilation theory would further predict that same-group concentration should be inversely related to homeownership since ethnic enclaves are typically conceived of as poor rental zones (Fong and Gulia 1999; Myles and Hou 2004).
Recent research (Alba and Nee 2003; Logan, Alba, and Zhang 2002), however, finds that some immigrant groups may be choosing against spatial assimilation to form more durable 'ethnic communities' (Logan, Alba, and Zhang 2002), giving rise to a positive and growing 'enclave effect' on homeownership (Borjas 2002). In this paper, an enclave effect is evaluated as an explanation for the 1996-2001 homeownership patterns of Toronto's 12 largest recent immigrant groups. Using longitudinally-consistent and temporally-antecedent 1996 neighbourhood ethnic composition data this paper aims to determine if immigrants buy homes outside their enclaves or prefer an owner-occupied neighbourhood of same-group members. To this end, the paper discusses the potential benefits of living and buying in an enclave; it develops a predictive framework for determining which groups might benefit from owner-occupied ethnic communities; it also examines the issue of 'neighbourhood disequilibrium' and evaluates the enclave effect on homeownership using a sample of recent (1996-2001) movers, their 1996 neighbourhood ethnic characteristics, and bivariate probit models with sample selection corrections (Van de Ven and Van Praag 1981).
Release date: 2005-05-26 - Articles and reports: 11F0019M2005238Geography: Canada, Census metropolitan areaDescription:
In the past, working-age immigrant families in Canada's large urban centres had higher homeownership rates than the Canadian-born. Over the past twenty years however, this advantage has reversed, due jointly to a drop in immigrant rates and a rise in the popularity of homeownership among the Canadian-born. This paper assesses the efficacy of standard consumer choice models, which include indicators for age, income, education, family type, plus several immigrant characteristics, to explain these changes. The main findings are that the standard model almost completely explains the immigrant homeownership advantage in 1981, as well as the rise over time among the Canadian-born, but even after accounting for the well-known decline in immigrant economic fortunes, only about one-third of the 1981-2001 immigrant change in homeownership rates is explained. The implications of this inability are discussed and several suggestions for further research are made.
Release date: 2005-02-03 - Articles and reports: 89-613-M2004005Geography: CanadaDescription:
The report examines housing market trends and housing adequacy, suitability, affordability, and core housing need in Canada's census metropolitan areas (CMAs) from 1991 to 2001.
It begins with a review of demographic and housing market trends, including changes in house prices, rents, and incomes during the 1990s and of factors underlying increasing housing demand late in the decade. Against this backdrop, subsequent chapters examine how well households living in CMAs were housed in 1991, 1996, and 2001. Households that do not live in acceptable housing and do not have sufficient income to afford such housing are deemed to be in core housing need. The last chapter of the report explores the spatial distribution of core housing need in CMAs in 2001 and the characteristics of neighbourhoods in which core housing need was most prevalent.
This publication is not available. For more information, contact Andrew Heisz at 613-951-3748 or Sébastien Larochelle-Côté at 613-951-0803.
Release date: 2005-01-05
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Articles and reports (7)
Articles and reports (7) ((7 results))
- Articles and reports: 11-010-X20050108758Geography: CanadaDescription:
The current boom in housing reflects not just low interest rates, but also a number of factors such as population changes, migration and household formation. These will continue to support housing even if interest rates rise.
Release date: 2005-10-13 - 2. What do seniors spend on housing? ArchivedArticles and reports: 11-008-X20050028451Geography: CanadaDescription:
Age brings limitations that affect where, how and with whom people live. One of the concerns that seniors may face is affordable housing. This may be a particular concern for those seniors who lose a spouse and are faced with reduced household income while shelter costs remain unchanged. Using data from the 2001 Census of Population and the 2002 General Social Survey (GSS), this article looks at who seniors live with and the affordability of their homes.
Release date: 2005-09-13 - 3. General Housing Imputation (Excluding Utilities) in the Survey of Labour and Income Dynamics (SLID) ArchivedArticles and reports: 75F0002M2005010Description:
For some time, Canada Mortgage and Housing Corporation (CMHC) has used data on housing characteristics and housing-related expenditures from the Census of Population. Although the Census data source serves CMHC's purposes to a large extent, the federal government agency turned to the annual household surveys of Statistics Canada to provide information on a more frequent basis. This would allow them to have a better picture of annual trends, and perhaps have a greater choice of other characteristics with which to cross housing data on Canadian households. In 2001, CMHC began to sponsor additional content in both the Survey of Labour and Income Dynamics (SLID) and the Survey of Household Spending (SHS), starting with reference year 2002.
Release date: 2005-07-22 - 4. Property taxes relative to income ArchivedArticles and reports: 75-001-X200510313137Geography: CanadaDescription:
Local government revenues are increasingly perceived as inadequate to fund the program responsibilities of municipalities. Property taxes (residential and non-residential) are by far the most important revenue source, accounting for 35% in 2003 (up from 30% in 1988). But, residential property taxes are commonly viewed as regressive in relation to income. This study uses the 2001 Census of Population to quantify the regressiveness of residential property taxes in Canadian municipalities, and to examine whether regressive taxes are generally attributable to lower-income seniors living in high-priced homes.
Release date: 2005-06-20 - Articles and reports: 11F0019M2005253Geography: Census metropolitan areaDescription:
This article summarizes findings from the research paper entitled Are immigrants buying to get in? The role of ethnic clustering on the homeownership propensities of 12 Toronto immigrant groups, 1996-2001. Spatial assimilation theory is a model of status attainment that links the spatial and social positions of minority group members (Massey and Denton 1985). If applied to immigrants, the model would suggest that immigrants would first cluster in typically poor neighbourhoods with high concentrations of co-ethnics, but that ethnic concentration should be temporary and of declining utility. Once an immigrant family's socioeconomic status improves, they should merge into the residential 'mainstream' by moving to a better, and typically less segregated, neighbourhood (Massey and Denton 1985). Further, although housing tenure is not an explicit dimension of spatial assimilation theory, given the well-established relationship between income, human capital and homeownership (Balakrishnan and Wu 1992; Laryea 1999), and the importance of homeownership as an indicator of well-being and residential assimilation (Myers and Lee 1998), part of an immigrant family's socioeconomic ascent should be a shift from tenant to homeowner (Alba and Logan 1992). Spatial assimilation theory would further predict that same-group concentration should be inversely related to homeownership since ethnic enclaves are typically conceived of as poor rental zones (Fong and Gulia 1999; Myles and Hou 2004).
Recent research (Alba and Nee 2003; Logan, Alba, and Zhang 2002), however, finds that some immigrant groups may be choosing against spatial assimilation to form more durable 'ethnic communities' (Logan, Alba, and Zhang 2002), giving rise to a positive and growing 'enclave effect' on homeownership (Borjas 2002). In this paper, an enclave effect is evaluated as an explanation for the 1996-2001 homeownership patterns of Toronto's 12 largest recent immigrant groups. Using longitudinally-consistent and temporally-antecedent 1996 neighbourhood ethnic composition data this paper aims to determine if immigrants buy homes outside their enclaves or prefer an owner-occupied neighbourhood of same-group members. To this end, the paper discusses the potential benefits of living and buying in an enclave; it develops a predictive framework for determining which groups might benefit from owner-occupied ethnic communities; it also examines the issue of 'neighbourhood disequilibrium' and evaluates the enclave effect on homeownership using a sample of recent (1996-2001) movers, their 1996 neighbourhood ethnic characteristics, and bivariate probit models with sample selection corrections (Van de Ven and Van Praag 1981).
Release date: 2005-05-26 - Articles and reports: 11F0019M2005238Geography: Canada, Census metropolitan areaDescription:
In the past, working-age immigrant families in Canada's large urban centres had higher homeownership rates than the Canadian-born. Over the past twenty years however, this advantage has reversed, due jointly to a drop in immigrant rates and a rise in the popularity of homeownership among the Canadian-born. This paper assesses the efficacy of standard consumer choice models, which include indicators for age, income, education, family type, plus several immigrant characteristics, to explain these changes. The main findings are that the standard model almost completely explains the immigrant homeownership advantage in 1981, as well as the rise over time among the Canadian-born, but even after accounting for the well-known decline in immigrant economic fortunes, only about one-third of the 1981-2001 immigrant change in homeownership rates is explained. The implications of this inability are discussed and several suggestions for further research are made.
Release date: 2005-02-03 - Articles and reports: 89-613-M2004005Geography: CanadaDescription:
The report examines housing market trends and housing adequacy, suitability, affordability, and core housing need in Canada's census metropolitan areas (CMAs) from 1991 to 2001.
It begins with a review of demographic and housing market trends, including changes in house prices, rents, and incomes during the 1990s and of factors underlying increasing housing demand late in the decade. Against this backdrop, subsequent chapters examine how well households living in CMAs were housed in 1991, 1996, and 2001. Households that do not live in acceptable housing and do not have sufficient income to afford such housing are deemed to be in core housing need. The last chapter of the report explores the spatial distribution of core housing need in CMAs in 2001 and the characteristics of neighbourhoods in which core housing need was most prevalent.
This publication is not available. For more information, contact Andrew Heisz at 613-951-3748 or Sébastien Larochelle-Côté at 613-951-0803.
Release date: 2005-01-05
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