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- 1. Family wealth across the generations ArchivedArticles and reports: 75-001-X200311013102Geography: CanadaDescription:
This article examines the changes to family wealth during the economic boom of 1984 to 1999. In the absence of longitudinal data, changes in family wealth can be estimated using cohorts of 'similar' families from two points in time.
Release date: 2003-12-08 - 2. Finances in the golden years ArchivedArticles and reports: 75-001-X200311113103Geography: CanadaDescription:
This paper looks at income and wealth as important indicators of financial well-being for seniors. It also examines their debts and preparedness for unexpected expenses.
Release date: 2003-12-08 - Articles and reports: 11F0019M2003197Geography: CanadaDescription:
The economic assimilation of immigrants is a key concern for economists and policy makers. The topic has been widely explored in terms of earnings assimilation of immigrants. Using the 1999 Survey of Financial Security, this study attempts to look at the issue from the wealth perspective.
Among married families, immigrants have higher wealth than their native-born counterparts from the 40th to 90th percentiles of the distribution, with the wealth gap ranging between $20,000 and $78,000. Among single families, immigrants have higher wealth from the 55th to 95th percentiles, with the wealth gap ranging between $14,000 and $145,000. At the bottom of the distribution, however, evidence suggests that immigrants have lower wealth, although the gap is generally below $10,000. Various decomposition results indicate that the age of the major income recipient (and of the spouse for married families) as well as factors affecting permanent income explain a significant portion of the wealth gap in cases where immigrant families have higher wealth than the native-born. At the bottom of the wealth distribution, however, the wealth gap cannot be explained by the age of the major income recipient, permanent income factors, or family size (or lone-parent status), suggesting that low-wealth immigrant families may behave differently than low-wealth Canadian-born families in their wealth accumulation process.
The wealth gap is also studied from a cohort perspective. Not surprisingly, recent immigrants have lower wealth than comparable Canadian-born families, and immigrants who arrived before 1976 have higher wealth. While immigrants who arrived in Canada between 1976 and 1985 are widely believed to initially have had more of an earnings disadvantage than their predecessors with respect to the Canadian-born, this study finds that, over the upper segment of the distribution, the wealth of this cohort is not significantly different from that of comparable Canadian-born families. But over the lower portion of the distribution, the cohort has lower wealth.
Release date: 2003-11-18 - 4. Review of personal disposable income ArchivedArticles and reports: 13-604-M20030436694Description:
This document contains historical analysis of the provincial and territorial economies from 1981 to 2002. It looks at their structural changes from the perspectives of the evolution of industries and the different components of the Gross Domestic Product (GDP).
Release date: 2003-11-06 - 5. Review of personal disposable income ArchivedArticles and reports: 13-605-X200300513023Geography: Province or territoryDescription:
This document contains historical analysis of the provincial and territorial economies from 1981 to 2002. It looks at their structural changes from the perspectives of the evolution of industries and the different components of the Gross Domestic Product (GDP).
Release date: 2003-11-06 - 6. Will They Ever Converge? Earnings of Immigrants and Canadian-born Workers over the Last Two Decades ArchivedArticles and reports: 11F0019M2003215Geography: CanadaDescription:
Using census data covering the 1980 to 2000 period, we examine what outcomes would be necessary for cohorts of recent immigrants to achieve earnings parity with Canadian-born workers. Our results show that today's recent immigrants would have to experience a drastic rise of their relative age-earnings profile in the near future for their earnings to converge with their Canadian-born counterparts. The reason is simple: the greater relative earnings growth experienced by cohorts of recent immigrants has only partially offset the drastic deterioration in their relative earnings at entry.
Release date: 2003-10-08 - Articles and reports: 11F0019M2003210Geography: CanadaDescription:
The relationship between family income and postsecondary participation is studied in order to determine the extent to which higher education in Canada has increasingly become the domain of students from well-to-do families. An analysis of two separate data sets suggests that individuals from higher income families are much more likely to attend university, but this has been a long-standing tendency and the participation gap between students from the highest and lowest income families has in fact narrowed. The relationship between family income and postsecondary participation did become stronger during the early to mid 1990s, but weakened thereafter. This pattern reflects the fact that policy changes increasing the maximum amount of a student loan as well as increases in other forms of support occurred only after tuition fees had already started increasing.
Release date: 2003-10-03 - 8. Property taxes ArchivedArticles and reports: 75-001-X200310713094Geography: CanadaDescription:
This paper examines the burden of property tax by province and household income and how property tax increases the inequality of family income.
Release date: 2003-09-17 - 9. Who pays for domestic help? ArchivedArticles and reports: 75-001-X200310813097Geography: CanadaDescription:
This paper examines the factors that influence the decision to hire domestic help.
Release date: 2003-08-26 - Articles and reports: 11F0019M2003198Geography: CanadaDescription:
This study uses census data to focus on low-income among immigrants, and asks a number of questions: (1) have low-income rates increased among successive cohorts of entering immigrants, both in absolute terms and relative to the Canadian born (they have), (2) is this increase due to changes in their characteristics (e.g. education, age, source country, language etc.), (3) do low-income rates fall as new immigrants acquire Canadian experience, and are there signs that low-income rates fall faster among the more recent entering cohorts with the higher entry level rates, resulting in some "catch-up", and (4) in the major Canadian cities, to what extent was the deterioration in the city level low-income rates during the 1990s concentrated among immigrants? The analysis covers the period from 1980 to 2000, and focuses on change between 1980 to 1990, and 1990 to 2000, years that are roughly at business cycle peaks.
Basically, low-income rates have been falling over the past two decades among the Canadian born, and rising among immigrants. A discussion of the possible determinants of the trends mentioned above is included in the literature review and the conclusion.
Release date: 2003-06-19
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Articles and reports (22)
Articles and reports (22) (0 to 10 of 22 results)
- 1. Family wealth across the generations ArchivedArticles and reports: 75-001-X200311013102Geography: CanadaDescription:
This article examines the changes to family wealth during the economic boom of 1984 to 1999. In the absence of longitudinal data, changes in family wealth can be estimated using cohorts of 'similar' families from two points in time.
Release date: 2003-12-08 - 2. Finances in the golden years ArchivedArticles and reports: 75-001-X200311113103Geography: CanadaDescription:
This paper looks at income and wealth as important indicators of financial well-being for seniors. It also examines their debts and preparedness for unexpected expenses.
Release date: 2003-12-08 - Articles and reports: 11F0019M2003197Geography: CanadaDescription:
The economic assimilation of immigrants is a key concern for economists and policy makers. The topic has been widely explored in terms of earnings assimilation of immigrants. Using the 1999 Survey of Financial Security, this study attempts to look at the issue from the wealth perspective.
Among married families, immigrants have higher wealth than their native-born counterparts from the 40th to 90th percentiles of the distribution, with the wealth gap ranging between $20,000 and $78,000. Among single families, immigrants have higher wealth from the 55th to 95th percentiles, with the wealth gap ranging between $14,000 and $145,000. At the bottom of the distribution, however, evidence suggests that immigrants have lower wealth, although the gap is generally below $10,000. Various decomposition results indicate that the age of the major income recipient (and of the spouse for married families) as well as factors affecting permanent income explain a significant portion of the wealth gap in cases where immigrant families have higher wealth than the native-born. At the bottom of the wealth distribution, however, the wealth gap cannot be explained by the age of the major income recipient, permanent income factors, or family size (or lone-parent status), suggesting that low-wealth immigrant families may behave differently than low-wealth Canadian-born families in their wealth accumulation process.
The wealth gap is also studied from a cohort perspective. Not surprisingly, recent immigrants have lower wealth than comparable Canadian-born families, and immigrants who arrived before 1976 have higher wealth. While immigrants who arrived in Canada between 1976 and 1985 are widely believed to initially have had more of an earnings disadvantage than their predecessors with respect to the Canadian-born, this study finds that, over the upper segment of the distribution, the wealth of this cohort is not significantly different from that of comparable Canadian-born families. But over the lower portion of the distribution, the cohort has lower wealth.
Release date: 2003-11-18 - 4. Review of personal disposable income ArchivedArticles and reports: 13-604-M20030436694Description:
This document contains historical analysis of the provincial and territorial economies from 1981 to 2002. It looks at their structural changes from the perspectives of the evolution of industries and the different components of the Gross Domestic Product (GDP).
Release date: 2003-11-06 - 5. Review of personal disposable income ArchivedArticles and reports: 13-605-X200300513023Geography: Province or territoryDescription:
This document contains historical analysis of the provincial and territorial economies from 1981 to 2002. It looks at their structural changes from the perspectives of the evolution of industries and the different components of the Gross Domestic Product (GDP).
Release date: 2003-11-06 - 6. Will They Ever Converge? Earnings of Immigrants and Canadian-born Workers over the Last Two Decades ArchivedArticles and reports: 11F0019M2003215Geography: CanadaDescription:
Using census data covering the 1980 to 2000 period, we examine what outcomes would be necessary for cohorts of recent immigrants to achieve earnings parity with Canadian-born workers. Our results show that today's recent immigrants would have to experience a drastic rise of their relative age-earnings profile in the near future for their earnings to converge with their Canadian-born counterparts. The reason is simple: the greater relative earnings growth experienced by cohorts of recent immigrants has only partially offset the drastic deterioration in their relative earnings at entry.
Release date: 2003-10-08 - Articles and reports: 11F0019M2003210Geography: CanadaDescription:
The relationship between family income and postsecondary participation is studied in order to determine the extent to which higher education in Canada has increasingly become the domain of students from well-to-do families. An analysis of two separate data sets suggests that individuals from higher income families are much more likely to attend university, but this has been a long-standing tendency and the participation gap between students from the highest and lowest income families has in fact narrowed. The relationship between family income and postsecondary participation did become stronger during the early to mid 1990s, but weakened thereafter. This pattern reflects the fact that policy changes increasing the maximum amount of a student loan as well as increases in other forms of support occurred only after tuition fees had already started increasing.
Release date: 2003-10-03 - 8. Property taxes ArchivedArticles and reports: 75-001-X200310713094Geography: CanadaDescription:
This paper examines the burden of property tax by province and household income and how property tax increases the inequality of family income.
Release date: 2003-09-17 - 9. Who pays for domestic help? ArchivedArticles and reports: 75-001-X200310813097Geography: CanadaDescription:
This paper examines the factors that influence the decision to hire domestic help.
Release date: 2003-08-26 - Articles and reports: 11F0019M2003198Geography: CanadaDescription:
This study uses census data to focus on low-income among immigrants, and asks a number of questions: (1) have low-income rates increased among successive cohorts of entering immigrants, both in absolute terms and relative to the Canadian born (they have), (2) is this increase due to changes in their characteristics (e.g. education, age, source country, language etc.), (3) do low-income rates fall as new immigrants acquire Canadian experience, and are there signs that low-income rates fall faster among the more recent entering cohorts with the higher entry level rates, resulting in some "catch-up", and (4) in the major Canadian cities, to what extent was the deterioration in the city level low-income rates during the 1990s concentrated among immigrants? The analysis covers the period from 1980 to 2000, and focuses on change between 1980 to 1990, and 1990 to 2000, years that are roughly at business cycle peaks.
Basically, low-income rates have been falling over the past two decades among the Canadian born, and rising among immigrants. A discussion of the possible determinants of the trends mentioned above is included in the literature review and the conclusion.
Release date: 2003-06-19
Journals and periodicals (2)
Journals and periodicals (2) ((2 results))
- 1. Canada E-Book ArchivedJournals and periodicals: 11-404-XGeography: CanadaDescription:
The Canada e-Book is an online version of the Canada Year Book with texts, tables, charts and audio clips that present the country's economic and social trends. The Canada e-Book illustrates Canada and Canadians under four broad headings: The Land, The People, The Economy, and The State. You will find a wealth of information on topics including the human imprint on the environment, population and demography, health, education, household and family life, labour force, arts and leisure, industries, finance, government and justice. All Canadians will enjoy this useful reference that helps explain the social, economic and cultural forces that shape our nation.
Release date: 2003-05-26 - 2. Analysis Series, 2001 Census ArchivedJournals and periodicals: 96F0030XGeography: CanadaDescription:
This series includes a number of comprehensive articles that supplement the day-of-release information launched through The Daily. These catalogued articles provide an analytical perspective on the 2001 Census release topics. The number and length of these articles vary for each census release and are based on the 21 census release topics disseminated over 8 major release dates.
More focused articles were disseminated as major releases in The Daily in the weeks following the official release of the data. Other more specialized articles were also announced in The Daily. The articles in the 2001 Census Analysis Series are available free of charge via the Internet.
Release date: 2003-05-13
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