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  • 1. Why are Lower-income Parents Less Likely to Open an RESP Account? The Roles of Literacy, Education and Wealth
    Articles and reports: 11F0019M2020012
    Description:

    The Government of Canada offers various financial incentives for parents to save for their children’s postsecondary education by contributing to a Registered Education Savings Plan (RESP). However, RESP participation rates tend to rise substantially with family income, and previous research has demonstrated that family wealth was the single most important reason for this trend (among factors that could be examined). This study explores whether differences in parental literacy, numeracy and financial literacy can further account for some of the gap in RESP participation by level of family income.

    Release date: 2020-07-06
  • 2. Earnings Inequality and the Gender Pay Gap in Canada: The Role of Women’s Under-representation Among Top Earners Archived
    Articles and reports: 11-626-X2019002
    Description:

    This Economic Insights article examines the representation of women in top earnings groups—specifically, the top 0.1%, next 0.9% and next 9% of earners—and the extent to which their under-representation in these groups contributes to the overall gender gap in annual earnings. Trends are documented over almost forty years from 1978 to 2015.

    Release date: 2019-03-07
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Articles and reports (2)

Articles and reports (2) ((2 results))

  • 1. Why are Lower-income Parents Less Likely to Open an RESP Account? The Roles of Literacy, Education and Wealth
    Articles and reports: 11F0019M2020012
    Description:

    The Government of Canada offers various financial incentives for parents to save for their children’s postsecondary education by contributing to a Registered Education Savings Plan (RESP). However, RESP participation rates tend to rise substantially with family income, and previous research has demonstrated that family wealth was the single most important reason for this trend (among factors that could be examined). This study explores whether differences in parental literacy, numeracy and financial literacy can further account for some of the gap in RESP participation by level of family income.

    Release date: 2020-07-06
  • 2. Earnings Inequality and the Gender Pay Gap in Canada: The Role of Women’s Under-representation Among Top Earners Archived
    Articles and reports: 11-626-X2019002
    Description:

    This Economic Insights article examines the representation of women in top earnings groups—specifically, the top 0.1%, next 0.9% and next 9% of earners—and the extent to which their under-representation in these groups contributes to the overall gender gap in annual earnings. Trends are documented over almost forty years from 1978 to 2015.

    Release date: 2019-03-07
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