Longitudinal Administrative Databank

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The Longitudinal Administrative Databank (LAD) is a longitudinal file designed as a research tool on income and demographics.

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  • 1. Canada Student Loans Repayment Assistance: Who Does and Does Not Use Interest Relief? Archived
    Articles and reports: 81-595-M2006047
    Geography: Canada
    Description:

    This study uses data from a data linkage of administrative Canada Student Loans Program data and the Longitudinal Administrative Database to analyze the Interest Relief Program. This study measures the size and characteristics of the population that is eligible but does not utilize Interest Relief, and determines how socio-economic and loan characteristics relate to the uptake and eligibility for Interest Relief. In 2000, for every 100 borrowers in repayment, about 35 borrowers were eligible for Interest Relief, but less than 16 borrowers took it.

    Release date: 2006-08-30
  • 2. Who gets student loans? Archived
    Articles and reports: 75-001-X200610313160
    Geography: Canada
    Description:

    Every year the Canada Student Loans Program (CSLP) provides approximately $1.5 billion in loans and $80 million in grants to students with a demonstrated financial need. Nevertheless, a gap in postsecondary participation remains between children from upper- and lower-income backgrounds. While it is difficult to estimate the extent to which the CSLP has made it possible for low-income students to obtain a postsecondary education, the study looks at how well loans are targeted to low-income youth, the extent to which the loan amount reflects financial need, and the impact of parental income.

    Release date: 2006-06-20
  • 3. Factors Affecting the Repayment of Student Loans Archived
    Articles and reports: 81-595-M2006039
    Geography: Canada
    Description:

    This study focuses on the experience of students who consolidated their Canada student loans in loan year 1994-1995. It analyses a new database, which was created by linking Canada Student Loan Program records to income tax records from the Statistics Canada Longitudinal Administrative Database (LAD) and looks, in particular, at the relationships between debt size, income and default.

    Release date: 2006-03-29
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  • 1. Canada Student Loans Repayment Assistance: Who Does and Does Not Use Interest Relief? Archived
    Articles and reports: 81-595-M2006047
    Geography: Canada
    Description:

    This study uses data from a data linkage of administrative Canada Student Loans Program data and the Longitudinal Administrative Database to analyze the Interest Relief Program. This study measures the size and characteristics of the population that is eligible but does not utilize Interest Relief, and determines how socio-economic and loan characteristics relate to the uptake and eligibility for Interest Relief. In 2000, for every 100 borrowers in repayment, about 35 borrowers were eligible for Interest Relief, but less than 16 borrowers took it.

    Release date: 2006-08-30
  • 2. Who gets student loans? Archived
    Articles and reports: 75-001-X200610313160
    Geography: Canada
    Description:

    Every year the Canada Student Loans Program (CSLP) provides approximately $1.5 billion in loans and $80 million in grants to students with a demonstrated financial need. Nevertheless, a gap in postsecondary participation remains between children from upper- and lower-income backgrounds. While it is difficult to estimate the extent to which the CSLP has made it possible for low-income students to obtain a postsecondary education, the study looks at how well loans are targeted to low-income youth, the extent to which the loan amount reflects financial need, and the impact of parental income.

    Release date: 2006-06-20
  • 3. Factors Affecting the Repayment of Student Loans Archived
    Articles and reports: 81-595-M2006039
    Geography: Canada
    Description:

    This study focuses on the experience of students who consolidated their Canada student loans in loan year 1994-1995. It analyses a new database, which was created by linking Canada Student Loan Program records to income tax records from the Statistics Canada Longitudinal Administrative Database (LAD) and looks, in particular, at the relationships between debt size, income and default.

    Release date: 2006-03-29
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