Pensions and retirement income programs

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  • 1. How does personal bankruptcy affect retirement plans? Archived
    Articles and reports: 11-008-X201100111431
    Geography: Canada
    Description:

    Over the last two decades, the bankruptcy rate in Canada has been trending upwards, regardless of changing economic conditions; the age of people filing for bankruptcy has also been rising. Using the 2007 General Social Survey, this article identifies pre-retirees aged 45 to 64 who have experienced a bankruptcy and examines how they are preparing for retirement.

    Release date: 2011-04-21
  • 2. 2007 General Social Survey report: The retirement plans and expectations of older workers Archived
    Articles and reports: 11-008-X200800210666
    Geography: Canada
    Description:

    After many years of public discussion about Canada's aging population, the leading edge of the baby boom generation is now on the cusp of retirement. Focusing on Canadians aged 45 to 59, this article examines the age at which individuals intend to retire, the certainty of their plans, and their expectations regarding their retirement income. Evidence from the 2007 General Social Survey is used to show how retirement plans and expectations are related to demographic, employment and financial characteristics.

    Release date: 2008-09-09
  • 3. 2007 General Social Survey Report: The retirement puzzle: Sorting the pieces Archived
    Articles and reports: 11-008-X200800210667
    Geography: Canada
    Description:

    Do Canadians have the information they need to plan for retirement? Drawing on data from the 2007 General Social survey, this article examines the "informational resources" of Canadians aged 45 to 59. While most individuals receive financial advice, understand the basic structure of their pension, and say they understand Canada's public retirement income programs, significant proportions do not. The characteristics associated with differences in this regard are examined.

    Release date: 2008-09-09
  • 4. Preparing for retirement Archived
    Articles and reports: 11-008-X20050028452
    Geography: Canada
    Description:

    Settling into retirement involves changes in many aspects of a person's life. Certainly financial adjustments are involved as employment income is replaced by retirement income and spending patterns are altered. People often find they have to make psychological and social adjustments as well. In light of these substantial transformations in lifestyle, retirement counsellors are increasingly encouraging older workers to prepare just as carefully for the non-financial as the financial challenges of retirement. This article draws on the 2002 General Social Survey (GSS) to examine four specific non-financial preparations made prior to leaving the labour force by Canadians who had retired in the previous 10 years (1992 to 2002).

    Release date: 2005-09-13
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  • 1. How does personal bankruptcy affect retirement plans? Archived
    Articles and reports: 11-008-X201100111431
    Geography: Canada
    Description:

    Over the last two decades, the bankruptcy rate in Canada has been trending upwards, regardless of changing economic conditions; the age of people filing for bankruptcy has also been rising. Using the 2007 General Social Survey, this article identifies pre-retirees aged 45 to 64 who have experienced a bankruptcy and examines how they are preparing for retirement.

    Release date: 2011-04-21
  • 2. 2007 General Social Survey report: The retirement plans and expectations of older workers Archived
    Articles and reports: 11-008-X200800210666
    Geography: Canada
    Description:

    After many years of public discussion about Canada's aging population, the leading edge of the baby boom generation is now on the cusp of retirement. Focusing on Canadians aged 45 to 59, this article examines the age at which individuals intend to retire, the certainty of their plans, and their expectations regarding their retirement income. Evidence from the 2007 General Social Survey is used to show how retirement plans and expectations are related to demographic, employment and financial characteristics.

    Release date: 2008-09-09
  • 3. 2007 General Social Survey Report: The retirement puzzle: Sorting the pieces Archived
    Articles and reports: 11-008-X200800210667
    Geography: Canada
    Description:

    Do Canadians have the information they need to plan for retirement? Drawing on data from the 2007 General Social survey, this article examines the "informational resources" of Canadians aged 45 to 59. While most individuals receive financial advice, understand the basic structure of their pension, and say they understand Canada's public retirement income programs, significant proportions do not. The characteristics associated with differences in this regard are examined.

    Release date: 2008-09-09
  • 4. Preparing for retirement Archived
    Articles and reports: 11-008-X20050028452
    Geography: Canada
    Description:

    Settling into retirement involves changes in many aspects of a person's life. Certainly financial adjustments are involved as employment income is replaced by retirement income and spending patterns are altered. People often find they have to make psychological and social adjustments as well. In light of these substantial transformations in lifestyle, retirement counsellors are increasingly encouraging older workers to prepare just as carefully for the non-financial as the financial challenges of retirement. This article draws on the 2002 General Social Survey (GSS) to examine four specific non-financial preparations made prior to leaving the labour force by Canadians who had retired in the previous 10 years (1992 to 2002).

    Release date: 2005-09-13
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