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All (20) (0 to 10 of 20 results)

  • 1. Trends in out-of-pocket health care expenditures in Canada, by household income, 1997 to 2009 Archived
    Articles and reports: 82-003-X201400411924
    Geography: Canada
    Description:

    Using data from the annual Survey of Household Spending, this study investigates trends in out-of-pocket expenditures on health care products and services from 1997 to 2009 by household income quintile.

    Release date: 2014-04-16
  • 2. The financial well-being of the self-employed Archived
    Articles and reports: 75-001-X201100411535
    Geography: Canada
    Description:

    About 1 in 6 Canadian workers is self-employed. Does taking on the responsibility of a business result in greater earning potential? More wealth? Affect spending patterns? This paper uses a variety of data sources to examine how the self-employed differ from paid employees in income level and dispersion, wealth, retirement preparation and spending.

    Release date: 2011-09-23
  • 3. Measuring voluntary interhousehold transfers in Canada Archived
    Articles and reports: 75-001-X201100211455
    Geography: Canada
    Description:

    Some households provide money, goods and services directly to help other households: these interhousehold transfers add up to a sizeable flow of economic resources between households. While measured by Statistics Canada surveys, voluntary interhousehold transfers are not included in the recipient household's total income. This article examines the conceptual and measurement issues related to voluntary interhousehold transfers, and provides a profile of voluntary interhousehold transfers in Canada. It uses recent data on interhousehold transfers from income, expenditure and wealth surveys.

    Release date: 2011-05-25
  • 4. The distribution of mortgage debt in Canada Archived
    Articles and reports: 75-001-X201100211429
    Geography: Canada
    Description:

    Mortgages consistently account for two-thirds of Canadians' household debt. This study uses the Survey of Household Spending to examine the characteristics of mortgagees and the size of their payments. It focuses on mortgage payments expressed as a percentage of disposable income-the mortgage-liability ratio. This analysis highlights differences in personal characteristics, and spending and saving patterns among households with higher and lower mortgage-liability ratios.

    Release date: 2011-04-27
  • 5. Consumption patterns among aging Canadians Archived
    Articles and reports: 75-001-X201100211417
    Geography: Canada
    Description:

    Previous studies of older Canadians well-being have focused on changes in income as individuals age and leave the workforce. However, little has been published on the extent to which consumption levels change in this transitional period. This study uses data from the Survey of Family Expenditures and the Survey of Household Spending to develop a synthetic cohort approach to determine how the consumption patterns of households headed by those born in the late 1930s changed from middle age (in the early 1980s) to retirement (in the late 2000s).

    Release date: 2011-03-25
  • 6. Consumption Patterns Among Aging Canadians: A Synthetic Cohort Approach Archived
    Articles and reports: 11F0027M2011067
    Geography: Canada
    Description:

    Studies of pre- and post-retirement annual income have focused on the extent to which income falls at this crucial stage in life. Although these studies vary in scope and intent, the overall consensus is that the Canadian retirement income system provides income replacement rates that are in the excess of 60% to 70% for a plurality of Canadians, especially for those who had low incomes during their prime working years. However, little has been published on the extent to which retirees maintain their same levels of consumption. Using data from the Survey of Family Expenditures (FAMEX) and from the Survey of Household Spending (SHS), this study develops a synthetic cohort approach to determine how the consumption patterns of households headed by individuals in their late 40s (in the early 1980s) differ from those of a group of households headed by individuals in their early 70s (in the late 2000s). It finds that, even though the nature of consumption changes over time, the overall levels of consumption "per adult" do not decline by substantial amounts among Canadians as they age.

    Release date: 2011-03-25
  • 7. Incomes from Owner-occupied Housing for Working-age and Retirement-age Canadians, 1969 to 2006 Archived
    Articles and reports: 11F0027M2010066
    Geography: Canada
    Description:

    Using data from the Survey of Household Spending and from its predecessor, the Survey of Family Expenditures, this paper investigates the relative incomes of retirement-age and working-age Canadians from 1969 to 2006, taking into account both explicit household income and the implicit income generated by owner-occupied housing. Over this 37-year period, the explicit incomes of retirement-age households increased at a more rapid pace than those of working-age households. Implicit income from owner-occupied housing also increased rapidly during this time, matching the rate at which the explicit income of retirement-age households increased. On average, this implicit source of earnings raised the incomes of retirement-age households (aged 70 and over) by 16%. Taking both forms of income into account, the incomes of retirement-age households (aged 70 and over), relative to the incomes of working-age households (aged 40 to 49), increased from 45% in 1969 to 59% in 2006. During this period, Canadians invested in housing assets that provided additional income upon retirement.

    Release date: 2010-12-09
  • 8. Gambling, 2010 Archived
    Articles and reports: 75-001-X201010813255
    Geography: Canada
    Description:

    This product presents the latest facts and figures on gambling in Canada.

    Release date: 2010-09-21
  • 9. Spending patterns in Canada and the U.S. Archived
    Articles and reports: 75-001-X200710913195
    Geography: Canada
    Description:

    In addition to sharing a border, Canada and the United States share many demographic and economic characteristics. Both countries have aging populations and low unemployment rates. Consumer spending has also been similar, although differences exist in certain areas. A comparison of spending patterns in Canada and the U.S. between the early 1980s and 2003.

    Release date: 2007-12-19
  • 10. Measuring housing affordability Archived
    Articles and reports: 75-001-X200611113174
    Geography: Canada
    Description:

    A household's ability to afford housing has traditionally been measured using income information derived from the census. A household spending 30% or more of its income on shelter was considered to have a shelter-cost burden. The Survey of Household Spending provides an alternative denominator based on total household spending.

    Release date: 2006-12-20
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Analysis (20)

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  • 1. Trends in out-of-pocket health care expenditures in Canada, by household income, 1997 to 2009 Archived
    Articles and reports: 82-003-X201400411924
    Geography: Canada
    Description:

    Using data from the annual Survey of Household Spending, this study investigates trends in out-of-pocket expenditures on health care products and services from 1997 to 2009 by household income quintile.

    Release date: 2014-04-16
  • 2. The financial well-being of the self-employed Archived
    Articles and reports: 75-001-X201100411535
    Geography: Canada
    Description:

    About 1 in 6 Canadian workers is self-employed. Does taking on the responsibility of a business result in greater earning potential? More wealth? Affect spending patterns? This paper uses a variety of data sources to examine how the self-employed differ from paid employees in income level and dispersion, wealth, retirement preparation and spending.

    Release date: 2011-09-23
  • 3. Measuring voluntary interhousehold transfers in Canada Archived
    Articles and reports: 75-001-X201100211455
    Geography: Canada
    Description:

    Some households provide money, goods and services directly to help other households: these interhousehold transfers add up to a sizeable flow of economic resources between households. While measured by Statistics Canada surveys, voluntary interhousehold transfers are not included in the recipient household's total income. This article examines the conceptual and measurement issues related to voluntary interhousehold transfers, and provides a profile of voluntary interhousehold transfers in Canada. It uses recent data on interhousehold transfers from income, expenditure and wealth surveys.

    Release date: 2011-05-25
  • 4. The distribution of mortgage debt in Canada Archived
    Articles and reports: 75-001-X201100211429
    Geography: Canada
    Description:

    Mortgages consistently account for two-thirds of Canadians' household debt. This study uses the Survey of Household Spending to examine the characteristics of mortgagees and the size of their payments. It focuses on mortgage payments expressed as a percentage of disposable income-the mortgage-liability ratio. This analysis highlights differences in personal characteristics, and spending and saving patterns among households with higher and lower mortgage-liability ratios.

    Release date: 2011-04-27
  • 5. Consumption patterns among aging Canadians Archived
    Articles and reports: 75-001-X201100211417
    Geography: Canada
    Description:

    Previous studies of older Canadians well-being have focused on changes in income as individuals age and leave the workforce. However, little has been published on the extent to which consumption levels change in this transitional period. This study uses data from the Survey of Family Expenditures and the Survey of Household Spending to develop a synthetic cohort approach to determine how the consumption patterns of households headed by those born in the late 1930s changed from middle age (in the early 1980s) to retirement (in the late 2000s).

    Release date: 2011-03-25
  • 6. Consumption Patterns Among Aging Canadians: A Synthetic Cohort Approach Archived
    Articles and reports: 11F0027M2011067
    Geography: Canada
    Description:

    Studies of pre- and post-retirement annual income have focused on the extent to which income falls at this crucial stage in life. Although these studies vary in scope and intent, the overall consensus is that the Canadian retirement income system provides income replacement rates that are in the excess of 60% to 70% for a plurality of Canadians, especially for those who had low incomes during their prime working years. However, little has been published on the extent to which retirees maintain their same levels of consumption. Using data from the Survey of Family Expenditures (FAMEX) and from the Survey of Household Spending (SHS), this study develops a synthetic cohort approach to determine how the consumption patterns of households headed by individuals in their late 40s (in the early 1980s) differ from those of a group of households headed by individuals in their early 70s (in the late 2000s). It finds that, even though the nature of consumption changes over time, the overall levels of consumption "per adult" do not decline by substantial amounts among Canadians as they age.

    Release date: 2011-03-25
  • 7. Incomes from Owner-occupied Housing for Working-age and Retirement-age Canadians, 1969 to 2006 Archived
    Articles and reports: 11F0027M2010066
    Geography: Canada
    Description:

    Using data from the Survey of Household Spending and from its predecessor, the Survey of Family Expenditures, this paper investigates the relative incomes of retirement-age and working-age Canadians from 1969 to 2006, taking into account both explicit household income and the implicit income generated by owner-occupied housing. Over this 37-year period, the explicit incomes of retirement-age households increased at a more rapid pace than those of working-age households. Implicit income from owner-occupied housing also increased rapidly during this time, matching the rate at which the explicit income of retirement-age households increased. On average, this implicit source of earnings raised the incomes of retirement-age households (aged 70 and over) by 16%. Taking both forms of income into account, the incomes of retirement-age households (aged 70 and over), relative to the incomes of working-age households (aged 40 to 49), increased from 45% in 1969 to 59% in 2006. During this period, Canadians invested in housing assets that provided additional income upon retirement.

    Release date: 2010-12-09
  • 8. Gambling, 2010 Archived
    Articles and reports: 75-001-X201010813255
    Geography: Canada
    Description:

    This product presents the latest facts and figures on gambling in Canada.

    Release date: 2010-09-21
  • 9. Spending patterns in Canada and the U.S. Archived
    Articles and reports: 75-001-X200710913195
    Geography: Canada
    Description:

    In addition to sharing a border, Canada and the United States share many demographic and economic characteristics. Both countries have aging populations and low unemployment rates. Consumer spending has also been similar, although differences exist in certain areas. A comparison of spending patterns in Canada and the U.S. between the early 1980s and 2003.

    Release date: 2007-12-19
  • 10. Measuring housing affordability Archived
    Articles and reports: 75-001-X200611113174
    Geography: Canada
    Description:

    A household's ability to afford housing has traditionally been measured using income information derived from the census. A household spending 30% or more of its income on shelter was considered to have a shelter-cost burden. The Survey of Household Spending provides an alternative denominator based on total household spending.

    Release date: 2006-12-20
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