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All (74) (60 to 70 of 74 results)

  • Articles and reports: 75-001-X19960042921
    Geography: Canada
    Description:

    Despite improved economic conditions in recent years, Canadians have continued to cash in their RRSPs. This article looks at RRSP withdrawals during the 1990s, including those made through the Home Buyers' Plan. Who made these withdrawals, and for what reasons, and how will such behaviour affect immediate tax obligations and future retirement savings?

    Release date: 1996-12-03

  • 62. RRSP rollovers Archived
    Articles and reports: 75-001-X19960042922
    Geography: Canada
    Description:

    From 1990 to 1994, rolloves of retiring allowances and pension benefits represented about 20% of all RRSP deposits. This article shows how great these rollover contributions were, who benefited and who will be most affected by recent legislative changes.

    Release date: 1996-12-03

  • Articles and reports: 75-001-X19960032895
    Geography: Canada
    Description:

    The number of dual-earner couples increased in the 1980s, but has this translated to more dual-pensioner families in the 1990s? The growth of husband-wife couples with both spouses receiving private pension benefits is compared with that of their single- and no-pensioner counterparts. Sources of pension income are also analyzed.

    Release date: 1996-09-03

  • Articles and reports: 75-001-X19960022888
    Geography: Canada
    Description:

    This article challenges the notion that defined benefit registered pension plans have been abandoned in great numbers. It also examines why this perception has arisen and to what extent recent conversions to group RRSPs have contributed to this idea.

    Release date: 1996-06-05

  • Surveys and statistical programs – Documentation: 75F0002M1993015
    Description:

    This paper outlines the results of an initial evaluation of the income items in the Survey of Labour and Income Dynamics (SLID) test 3B.

    Release date: 1995-12-30

  • Articles and reports: 75-001-X19950042454
    Geography: Canada
    Description:

    Using the new Revenue Canada RRSP room file, this study shows how current tax-assistance rules apply to members of different plans, how levels of tax-assisted savings can vary widely and how these savings are integrated. It also notes the number of persons falling into the various tax-assistance categories.

    Release date: 1995-12-05

  • Articles and reports: 75-001-X19950042456
    Geography: Canada
    Description:

    This article provides previously unavailable information on RRSPs by tracking taxfilers' RRSP participation over a three-year period. It shows who contributed regularly, sporadically or not at all, and explores the extent to which individuals used their RRSP room.

    Release date: 1995-12-05

  • Articles and reports: 75-001-X19950011779
    Geography: Canada
    Description:

    A look at the 1993 growth in the number of RRSP contributors and the amounts invested in this tax-assisted retirement savings program.

    Release date: 1995-03-08

  • 69. RRSP withdrawals Archived
    Articles and reports: 75-001-X19940015
    Geography: Canada
    Description:

    Many Canadians with RRSP savings are dipping into these funds before the "normal" retirement age. Who are they, and can their actions be linked to job losses resulting from the recession?

    Release date: 1994-03-02

  • Articles and reports: 75-001-X199300472
    Geography: Canada
    Description:

    Major revisions in the tax treatment of retirement savings came into effect in 1991. This study shows how much RRSP contribution room was made available, how much was used up, and who were the contributors.

    Release date: 1993-12-07
Data (5)

Data (5) ((5 results))

  • Public use microdata: 13M0006X
    Description: The cross-sectional public-use microdata file for the Survey of Financial Security is a collection of income, assets, debts and wealth data on the economy of Canadian families. The production of this file includes many safeguards to prevent the identification of any one person or family.

    The file is produced at the economic family level with information on family demographics; income; financial behaviours and attitudes; principal residence; assets, debts and net worth; family composition and size; and the major income recipient.

    Please see the user guide for more information.  

    Release date: 2021-08-31

  • Table: 74-401-X
    Description:

    Pension plans in Canada provides information on all employer sponsered pension plans in both the public and private sectors. Information is presented on male and female membership; type of plan (defined benefit, defined contributions) provincial distribution of members; labour force coverage; eligibility conditions; contribution and benefit rates; contributions paid into the plans; and indexing provisions.

    Release date: 2001-12-10

  • Table: 74F0002X
    Description:

    This report is produced from data supplied by Canadian Customs and Revenue Agency. It provides information on retirement savings through registered pension plans (RPPs) and/or registered retirement savings plans (RRSPs) from 1993 to 1999. The data make it possible to identify the characteristics (age, sex and income) of tax-filers who did and who did not participate in these programs.

    Release date: 2001-07-17

  • Table: 74-401-S
    Description:

    Retirement issues have risen to the forefront of socio-economic debate in Canada through the nineties and will likely gain importance as we enter the new millennium. Employer pension plans are one of the primary programs in place to provide workers with income after retirement.

    Pension plans in Canada: statistical highlights and key tables presents information on the terms, conditions and membership on all employers sponsored pension plans in Canada. This supplement to publication Pension plans in Canada (74-401-XIB) provides analysis and data on registered pension plans. The topics covered include province of employment, labour force/paid workers coverage, type of plan (defined benefit and defined contributions), size of plan, public and private sectors, contributory and non-contributory plans, employee and employer contributions.

    Release date: 2000-10-31

  • Table: 74-201-X
    Description:

    This publication presents information on the income, expenditure and assets of all trusteed pension funds in Canada in both the public and private sectors. Data are presented at the Canada level. The publication contains an analysis of the funds based on the size of the fund, the number of members and the type of benefit. It is a continuation of a series of reports produced since 1957. As a single pool of investment capital in Canada, these funds are surpassed in size only by the aggregate reserves held by the chartered banks.

    Release date: 2000-07-17
Analysis (52)

Analysis (52) (30 to 40 of 52 results)

  • Articles and reports: 75-001-X19990024602
    Geography: Canada
    Description:

    The two principal tax-assisted vehicles for retirement income planning in Canada are registered retirement savings plans (RRSPs) and employer-sponsored registered pension plans (RPPs). Using 1996 tax data, this study compares various groups of workers and their retirement saving patterns.

    Release date: 1999-06-09

  • Articles and reports: 75-001-X19980023827
    Geography: Canada
    Description:

    This article looks at the RRSP Home Buyers' Plan in terms of the amounts withdrawn and the number of participants by age, sex and income. In addition, it considers the number of taxfilers who defaulted on their 1995 repayments and the amounts involved.

    Release date: 1998-06-25

  • Articles and reports: 75-001-X19980013596
    Geography: Canada
    Description:

    This study examines some of the factors underlying the rapid growth in RRSP contributions since 1991, and explains how, and why, the composition of contributions has changed. Regiona ldifferences in RRSP participation are also provided. Finally, RRSP withdrawals are briefly noted.

    Release date: 1998-03-25

  • Articles and reports: 75-001-X19980013597
    Geography: Canada
    Description:

    Relatively few eligible taxfilers take advantage of their unused RRSP contribution room in a given year, and they use only a fraction of it. This article looks at how much room has accumulated since 1991. It also examines which taxfilers are using their RRSP room.

    Release date: 1998-03-25

  • Articles and reports: 61-532-X19970013506
    Description:

    The economic system has adopted many institutions that intermediate between buyers and sellers. In commodity markets there are retailers and supermarkets; in the housing market there are real estate agents; in financial markets, there are depository institutions (commercial banks, savings and loans institutions, credit unions), contractual savings institutions (insurance companies and pension funds) and investment intermediaries (mutual funds, finance companies).

    Release date: 1998-02-02

  • Articles and reports: 67F0001M1997007
    Geography: Canada
    Description:

    This paper first conducts a general review of trusteed pension funds, their definition, assets and growth. It then focusses on the foreign assets of these funds.

    Release date: 1997-05-13

  • Articles and reports: 62F0014M1996001
    Geography: Canada
    Description:

    For decades, Canadians have been living in an inflationary environment. Everyone remembers that at some point in the past, consumer goods and services cost less. Even young people know that a candy bar cost less five or ten years ago than it does now. Thus the purchasing power of the Canadian dollar has gradually declined over the years.

    Even though everyone knows that things cost more now than in the past, there are situations in which this seems to be forgotten. The purpose of this article is to present a situation that shows the illusion of wealth that fairly long-term inflation can foster. We begin by looking at how inflation and income tax affect a retired person's interest income for a given year. Then we look at the effects of inflation and income tax on interest income over a longer period. When taxation is not factored in, the situation is one of investing inside a registered retirement savings plan.

    Release date: 1997-05-05

  • Articles and reports: 75-001-X19970012993
    Geography: Canada
    Description:

    How actively have young people been contributing to RRSPs? This article examines the rate of participation of 25 to 29 year-olds, their frequency of contribution, and average amounts deposited. Characteristics of RRSP contributors and the incidence of cash withdrawals are also examined.

    Release date: 1997-03-14

  • Articles and reports: 75-001-X19970012994
    Geography: Canada
    Description:

    The rate of RRSP participation of persons with low incomes has been increasing since the early 1980s. This note explores the reasons for this and examines participation among men and women by personal and family income.

    Release date: 1997-03-14

  • Articles and reports: 75-001-X19960042921
    Geography: Canada
    Description:

    Despite improved economic conditions in recent years, Canadians have continued to cash in their RRSPs. This article looks at RRSP withdrawals during the 1990s, including those made through the Home Buyers' Plan. Who made these withdrawals, and for what reasons, and how will such behaviour affect immediate tax obligations and future retirement savings?

    Release date: 1996-12-03
Reference (12)

Reference (12) (0 to 10 of 12 results)

  • Surveys and statistical programs – Documentation: 72-211-X2018001
    Description:

    Data on investment income, Registered Retirement Savings Plan (RRSP) contributions and charitable donations are derived from income tax returns.The data for the products associated with this release are derived from an early version of the T1 file that Statistics Canada receives from Canada Revenue Agency (CRA).

    Release date: 2018-02-14

  • Surveys and statistical programs – Documentation: 72-211-X
    Description:

    Data on investment income, Registered Retirement Savings Plan (RRSP) contributions and charitable donations are derived from income tax returns.The data for the products associated with this release are derived from an early version of the T1 file that Statistics Canada receives from Canada Revenue Agency (CRA).

    Release date: 2018-02-14

  • Surveys and statistical programs – Documentation: 72-211-X2017001
    Description:

    Data on investment income, Registered Retirement Savings Plan (RRSP) contributions and charitable donations are derived from income tax returns.The data for the products associated with this release are derived from an early version of the T1 file that Statistics Canada receives from Canada Revenue Agency (CRA).

    Release date: 2017-02-22

  • Surveys and statistical programs – Documentation: 13-599-X
    Description: This guide presents an overview of the scope and structure of the Pension Satellite Account as well as the methodology used to derive its stocks and flows estimates.
    Release date: 2010-11-12

  • Surveys and statistical programs – Documentation: 17-507-X
    Description:

    "Neighbourhood insights" is your guide to the statistical information packages available from the Small Area and Administrative Data Division. The guide provides descriptions of the various databanks, the geographic availability and the pricing structure. The guide also contains sample statistical tables showing data for Canada.

    Release date: 2006-05-04

  • Surveys and statistical programs – Documentation: 13F0026M2003001
    Description:

    This guide will be of assistance in understanding the concepts, methodology and data quality of the surveys conducted as well as the data analysed by the Pensions and Wealth Surveys Section of the Income Statistics Division. It covers the following surveys/programs:- Pension Plans in Canada;- Trusteed Pension Funds (Census and Quarterly);- Survey of Financial Security; and- Pension adjustment/registered retirement savings plans data file provided by Canada Customs and Revenue Agency.

    Release date: 2003-02-14

  • Surveys and statistical programs – Documentation: 62F0026M2002002
    Geography: Province or territory
    Description:

    This guide presents information of interest to users of data from the Survey of Household Spending. Data are collected via paper questionnaires and personal interviews conducted in January, February and March after the reference year. Information is gathered about the spending habits, dwelling characteristics and household equipment of Canadian households during the reference year. The survey covers private households in the 10 provinces and the 3 territories. (The territories are surveyed every second year, starting in 2001.) This guide includes definitions of survey terms and variables, as well as descriptions of survey methodology and data quality. There is also a section describing the various statistics that can be created using expenditure data (e.g., budget share, market share and aggregates).

    Release date: 2002-12-11

  • Surveys and statistical programs – Documentation: 13F0026M1999006
    Description:

    Although income and expenditure data provide an indication of current consumption and ability to purchase goods and services, they provide little information on the long-term ability of families to sustain themselves. The results of this survey will provide information on the net worth (wealth) of Canadian families, that is, the value of their assets less their debts.

    This paper examines the objectives of the survey, how the survey has changed since 1984, the types of questions being asked and information that will be provided, as well as other survey background. An accompanying table outlines the content of the questionnaire. The intent of this paper is to describe the work done to date and the next steps for this important subject.

    Release date: 1999-09-27

  • Notices and consultations: 13F0026M1999001
    Description:

    The main objectives of a new Canadian survey measuring asset and debt holding of families and individuals will be to update wealth information that is over one decade old; to improve the reliability of the wealth estimates; and, to provide a primary tool for analysing many important policy issues related to the distribution of assets and debts, future consumption possibilities, and savings behaviour that is of interest to governments, business and communities.

    This paper is the document that launched the development of the new asset and debt survey, subsequently renamed the Survey of Financial Security. It looks at the conceptual framework for the survey, including the appropriate unit of measurement (family, household or person) and discusses measurement issues such as establishing an accounting framework for assets and debts. The variables proposed for inclusion are also identified. The paper poses several questions to readers and asks for comments and feedback.

    Release date: 1999-03-23

  • Notices and consultations: 13F0026M1999002
    Description:

    This document summarizes the comments and feedback received on an earlier document: Towards a new Canadian asset and debt survey - A content discussion paper. The new asset and debt survey (now called the Survey of Financial Security) is to update the wealth information on Canadian families and unattached individuals. Since the last data collection was conducted in 1984, it was essential to include a consultative process in the development of the survey in order to obtain feedback on issues of concern and to define the conceptual framework for the survey.

    Comments on the content discussion paper are summarized by major theme and sections indicate how the suggestions are being incorporated into the survey or why they could not be incorporated. This paper also mentions the main objectives of the survey and provides an overview of the survey content, revised according to the feedback from the discussion paper.

    Release date: 1999-03-23
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