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All (4)

All (4) ((4 results))

  • 1. Changes in debt and assets of Canadian families, 1999 to 2012 Archived
    Articles and reports: 75-006-X201500114167
    Description:

    This paper examines changes in debt, assets and net worth among Canadian families with debt over the period 1999 to 2012, by selected family characteristics. It also examines the extent to which two key ratios of indebtedness, the debt-to-income ratio and the debt-to-asset ratio, varied over the period.

    Release date: 2015-04-29
  • 2. Canadian Financial Capability Survey: Public Use Microdata File
    Public use microdata: 18-505-X
    Description:

    The Canadian Financial Capability Survey (CFCS) is sponsored by Human Resources and Skills Development Canada, Finance Canada and the Financial Consumer Agency of Canada. Specifically, the survey will shed light on Canadians' knowledge, abilities and behaviour concerning financial decision-making. In other words, how Canadians understand their financial situation, the financial services available to them and their plans for the future. The survey is designed to collect information surrounding respondents' approaches to day-to-day money management and budgeting, longer term money management and general financial planning.

    Release date: 2015-03-23
  • 3. Spenders and savers Archived
    Articles and reports: 75-001-X200510313138
    Geography: Canada
    Description:

    The national savings rate has been oscillating around historic lows for several years, prompting concerns about the resilience of a macro-level economy increasingly reliant on debt-financed consumer spending. Many are also troubled by the balance sheets of households, where ever-expanding debt has rapidly outpaced earnings growth. The resulting record-high, debt-to-income ratios leave households more vulnerable to interruptions in income. This article examines changes in saving and spending patterns over 20 years, and differences in the characteristics and spending patterns of saving versus spending households.

    Release date: 2005-06-20
  • 4. Bridging Two Surveys: An Integrated Series of Income Data from the Survey of Consumer Finances (SCF) and Survey of Labour and Income Dynamics (SLID), 1989-1997 Archived
    Articles and reports: 75F0002M2000002
    Description:

    This paper presents data from several of the most important income series. These integrated series use the Survey of Consumer Finances (SCF) data up to and including reference year 1995. From 1996 onwards, the data come from the Survey of Labour and Income Dynamics (SLID).

    Release date: 2000-02-14
Data (1)

Data (1) ((1 result))

  • 1. Canadian Financial Capability Survey: Public Use Microdata File
    Public use microdata: 18-505-X
    Description:

    The Canadian Financial Capability Survey (CFCS) is sponsored by Human Resources and Skills Development Canada, Finance Canada and the Financial Consumer Agency of Canada. Specifically, the survey will shed light on Canadians' knowledge, abilities and behaviour concerning financial decision-making. In other words, how Canadians understand their financial situation, the financial services available to them and their plans for the future. The survey is designed to collect information surrounding respondents' approaches to day-to-day money management and budgeting, longer term money management and general financial planning.

    Release date: 2015-03-23
Analysis (3)

Analysis (3) ((3 results))

  • 1. Changes in debt and assets of Canadian families, 1999 to 2012 Archived
    Articles and reports: 75-006-X201500114167
    Description:

    This paper examines changes in debt, assets and net worth among Canadian families with debt over the period 1999 to 2012, by selected family characteristics. It also examines the extent to which two key ratios of indebtedness, the debt-to-income ratio and the debt-to-asset ratio, varied over the period.

    Release date: 2015-04-29
  • 2. Spenders and savers Archived
    Articles and reports: 75-001-X200510313138
    Geography: Canada
    Description:

    The national savings rate has been oscillating around historic lows for several years, prompting concerns about the resilience of a macro-level economy increasingly reliant on debt-financed consumer spending. Many are also troubled by the balance sheets of households, where ever-expanding debt has rapidly outpaced earnings growth. The resulting record-high, debt-to-income ratios leave households more vulnerable to interruptions in income. This article examines changes in saving and spending patterns over 20 years, and differences in the characteristics and spending patterns of saving versus spending households.

    Release date: 2005-06-20
  • 3. Bridging Two Surveys: An Integrated Series of Income Data from the Survey of Consumer Finances (SCF) and Survey of Labour and Income Dynamics (SLID), 1989-1997 Archived
    Articles and reports: 75F0002M2000002
    Description:

    This paper presents data from several of the most important income series. These integrated series use the Survey of Consumer Finances (SCF) data up to and including reference year 1995. From 1996 onwards, the data come from the Survey of Labour and Income Dynamics (SLID).

    Release date: 2000-02-14
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