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Survey or statistical program
- Longitudinal Administrative Databank (5)
- Survey of Financial Security (4)
- Canadian Financial Capability Survey (4)
- Pension Plans in Canada (3)
- Survey of Household Spending (3)
- Survey of Labour and Income Dynamics (3)
- General Social Survey - Caregiving and Care Receiving (3)
- Survey of Family Expenditures (2)
- Survey of Consumer Finances (1)
- Labour Force Survey (1)
- Survey of Union Membership (1)
- Labour Market Activity Survey (1)
- Retirement Savings Data (1)
- Longitudinal and International Study of Adults (1)
- Survey of Older Workers (1)
Results
All (49)
All (49) (0 to 10 of 49 results)
- Table: 89-26-0006Description: PASSAGES is an open-source dynamic microsimulation model aimed at supporting policy analysis and research relating to Canadian retirement income system outcomes at the individual and family level. The publicly available version includes a synthetic starting database, a model, and documentation. A confidential starting database is also available.Release date: 2024-04-23
- Articles and reports: 36-28-0001202300500002Description: The financial security of seniors has long been a concern, especially in recent years, against the backdrop of an aging population. This study analyzes the extent to which pre-retirement lifestyles can be maintained into retirement years by comparing family incomes of five cohorts of individuals as they age from their mid 50s to late 70s.Release date: 2023-05-24
- Articles and reports: 36-28-0001202300400003Description: While past Canadian studies have assessed the short-term impact of divorce and widowhood on living standards during retirement years, less is known about the long-term impact and how living standards compare across cohorts. This study follows five cohorts of individuals as they age from their mid 50s to their late 70s.Release date: 2023-05-08
- Stats in brief: 11-627-M2022088Description:
This infographic examines whether the financial expectations of non-retired Canadians were met upon retiring, as captured in Wave 5 (2020) of the Longitudinal and International Study of Adults. In 2014, a group of non-retired Canadians aged 55 or older were asked about their financial expectations for retirement. New data from 2020 reveal how this same group of Canadians-now retired-is doing financially.
Release date: 2022-12-13 - Articles and reports: 36-28-0001202200200002Description:
A Registered Retirement Savings Plan (RRSP) is a tax-deductible savings vehicle designed to encourage people to save for their retirement. Contributions are made with pre-tax income, and taxation is deferred to the time when funds are withdrawn, typically in retirement when marginal tax rates are otherwise low, resulting in tax savings over the life cycle. However, RRSP funds do not lock in and there are no early withdrawal penalties by the tax system, which means pre-retirement withdrawals are frequent. This prevalence of pre-retirement RRSP withdrawals raises the question of what reasons, aside from retirement planning, lead people to use these plans. To explore this issue, new research by Statistics Canada and the Retirement and Savings Institute (RSI) at HEC Montréal considers how a person’s financial literacy affects the timing of contributions to and withdrawals from RRSPs.
Release date: 2022-02-23 - Articles and reports: 11F0019M2017391Description:
This paper assesses the extent to which education affects how Canadians save and accumulate wealth for retirement. The paper makes three contributions. First, a descriptive analysis is presented of differences in savings and home values across individuals based on their levels of educational attainment. To this end, new datasets that link survey respondents from the 1991 and 2006 censuses of Canada to their administrative tax records are used. These data provide a unique opportunity to jointly observe education, savings, home values, and a plethora of other factors of relevance. Second, the causal effect of high school completion on savings rates in tax-preferred accounts is estimated, exploiting compulsory schooling reforms in the identification. Third, building on a recent study by Messacar (2015), education is also found to affect how individuals re-optimize their savings rates in response to an automatic change in pension wealth accumulation. The implications of this study’s findings for the “nudge paradigm” in behavioural economics are discussed.
Release date: 2017-03-27 - 7. Do Workplace Pensions Crowd Out Other Retirement Savings? Evidence from Canadian Tax Records ArchivedArticles and reports: 11F0019M2015371Description:
This paper investigates whether registered pension plans (RPPs) help households prepare financially for retirement or simply substitute for other forms of private saving. This issue is addressed using a panel of 1.8 million Canadian households, from 1991 to 2010, which appear in the Longitudinal Administrative Databank. The analysis controls for correlations in savings across accounts due to unobserved tastes for saving by exploiting the fact that employer contribution rates increase discontinuously on earnings above the average industrial wage, a unique feature of occupational pensions in Canada, the effect being estimated in a Regression Kink Design.
Release date: 2015-12-21 - Stats in brief: 11-630-X2015003Description:
This edition of Canadian Megatrends examines the changes in pension coverage for men and women in the 20th century.
Release date: 2015-03-24 - Articles and reports: 11-622-M2013029Geography: CanadaDescription:
Population aging and the recent global financial crisis underscore the importance of the discussions of the adequacy of retirement preparation in Canada and the soundness of the Canadian retirement income system. The focus of this study is to examine whether the accumulated private savings of Canadian households is adequate for their retirement, given their expected entitlement to public and private pension when they retire.
Release date: 2013-06-14 - 10. The evolution of wealth over the life cycle ArchivedArticles and reports: 75-001-X201200311690Geography: CanadaDescription:
Canadians accumulate wealth to deal with unforeseen circumstances, fund their children's education, invest in business opportunities and fund their retirement, among other reasons. Wealth is therefore a key indicator of household financial well-being. However, the financial and housing markets in which households invest have changed substantially. This study develops a synthetic cohort approach to examine the effect of these changes on the wealth accumulation of successive generations of Canadians' with a particular focus on younger households.
Release date: 2012-06-22
Data (2)
Data (2) ((2 results))
- Table: 89-26-0006Description: PASSAGES is an open-source dynamic microsimulation model aimed at supporting policy analysis and research relating to Canadian retirement income system outcomes at the individual and family level. The publicly available version includes a synthetic starting database, a model, and documentation. A confidential starting database is also available.Release date: 2024-04-23
- Public use microdata: 89M0030XDescription:
The Survey of Older Workers (SOW) is a survey that was conducted in October and November of 2008 .The survey was conducted on behalf of Human Resources and Skills Development Canada with the objective to develop a statistical database providing estimates surrounding the issues of work and retirement as perceived by older workers in the 10 provinces. The fundamental objective of the SOW is an attempt to understand the components that are integral in the decision to either continue working or retire. In essence we are trying to obtain a better understanding of factors that are driving the decisions of older workers in regards to working and retirement.
Release date: 2010-01-06
Analysis (42)
Analysis (42) (0 to 10 of 42 results)
- Articles and reports: 36-28-0001202300500002Description: The financial security of seniors has long been a concern, especially in recent years, against the backdrop of an aging population. This study analyzes the extent to which pre-retirement lifestyles can be maintained into retirement years by comparing family incomes of five cohorts of individuals as they age from their mid 50s to late 70s.Release date: 2023-05-24
- Articles and reports: 36-28-0001202300400003Description: While past Canadian studies have assessed the short-term impact of divorce and widowhood on living standards during retirement years, less is known about the long-term impact and how living standards compare across cohorts. This study follows five cohorts of individuals as they age from their mid 50s to their late 70s.Release date: 2023-05-08
- Stats in brief: 11-627-M2022088Description:
This infographic examines whether the financial expectations of non-retired Canadians were met upon retiring, as captured in Wave 5 (2020) of the Longitudinal and International Study of Adults. In 2014, a group of non-retired Canadians aged 55 or older were asked about their financial expectations for retirement. New data from 2020 reveal how this same group of Canadians-now retired-is doing financially.
Release date: 2022-12-13 - Articles and reports: 36-28-0001202200200002Description:
A Registered Retirement Savings Plan (RRSP) is a tax-deductible savings vehicle designed to encourage people to save for their retirement. Contributions are made with pre-tax income, and taxation is deferred to the time when funds are withdrawn, typically in retirement when marginal tax rates are otherwise low, resulting in tax savings over the life cycle. However, RRSP funds do not lock in and there are no early withdrawal penalties by the tax system, which means pre-retirement withdrawals are frequent. This prevalence of pre-retirement RRSP withdrawals raises the question of what reasons, aside from retirement planning, lead people to use these plans. To explore this issue, new research by Statistics Canada and the Retirement and Savings Institute (RSI) at HEC Montréal considers how a person’s financial literacy affects the timing of contributions to and withdrawals from RRSPs.
Release date: 2022-02-23 - Articles and reports: 11F0019M2017391Description:
This paper assesses the extent to which education affects how Canadians save and accumulate wealth for retirement. The paper makes three contributions. First, a descriptive analysis is presented of differences in savings and home values across individuals based on their levels of educational attainment. To this end, new datasets that link survey respondents from the 1991 and 2006 censuses of Canada to their administrative tax records are used. These data provide a unique opportunity to jointly observe education, savings, home values, and a plethora of other factors of relevance. Second, the causal effect of high school completion on savings rates in tax-preferred accounts is estimated, exploiting compulsory schooling reforms in the identification. Third, building on a recent study by Messacar (2015), education is also found to affect how individuals re-optimize their savings rates in response to an automatic change in pension wealth accumulation. The implications of this study’s findings for the “nudge paradigm” in behavioural economics are discussed.
Release date: 2017-03-27 - 6. Do Workplace Pensions Crowd Out Other Retirement Savings? Evidence from Canadian Tax Records ArchivedArticles and reports: 11F0019M2015371Description:
This paper investigates whether registered pension plans (RPPs) help households prepare financially for retirement or simply substitute for other forms of private saving. This issue is addressed using a panel of 1.8 million Canadian households, from 1991 to 2010, which appear in the Longitudinal Administrative Databank. The analysis controls for correlations in savings across accounts due to unobserved tastes for saving by exploiting the fact that employer contribution rates increase discontinuously on earnings above the average industrial wage, a unique feature of occupational pensions in Canada, the effect being estimated in a Regression Kink Design.
Release date: 2015-12-21 - Stats in brief: 11-630-X2015003Description:
This edition of Canadian Megatrends examines the changes in pension coverage for men and women in the 20th century.
Release date: 2015-03-24 - Articles and reports: 11-622-M2013029Geography: CanadaDescription:
Population aging and the recent global financial crisis underscore the importance of the discussions of the adequacy of retirement preparation in Canada and the soundness of the Canadian retirement income system. The focus of this study is to examine whether the accumulated private savings of Canadian households is adequate for their retirement, given their expected entitlement to public and private pension when they retire.
Release date: 2013-06-14 - 9. The evolution of wealth over the life cycle ArchivedArticles and reports: 75-001-X201200311690Geography: CanadaDescription:
Canadians accumulate wealth to deal with unforeseen circumstances, fund their children's education, invest in business opportunities and fund their retirement, among other reasons. Wealth is therefore a key indicator of household financial well-being. However, the financial and housing markets in which households invest have changed substantially. This study develops a synthetic cohort approach to examine the effect of these changes on the wealth accumulation of successive generations of Canadians' with a particular focus on younger households.
Release date: 2012-06-22 - Articles and reports: 11F0019M2012343Geography: CanadaDescription:
The financial security of widowed and divorced women during their retirement years has long been a concern. This paper places this issue within the context of research on replacement rates, the extent to which family income during the working years (here, the mid-50s) is "replaced" as individuals move into their late 70s. Using a longitudinal database and fixed-effects econometric models, the paper assesses the effect of widowhood/widowerhood and divorce after age 55 on replacement rates during the retirement years.
Release date: 2012-06-20
Reference (5)
Reference (5) ((5 results))
- Surveys and statistical programs – Documentation: 13-599-XDescription: This guide presents an overview of the scope and structure of the Pension Satellite Account as well as the methodology used to derive its stocks and flows estimates.Release date: 2010-11-12
- Surveys and statistical programs – Documentation: 75-512-XDescription:
This book provides technical documentation of variables, methodologies and extended lists of references used in developing the research findings reported in "New Frontiers of Research on Retirement". It will be used around the world by researchers and teachers, as well as by students preparing theses related to patterns of transition to retirement. This documentation is important because a large part of book is devoted to scientific papers that are based upon Statistics Canada's data and which require substantial innovations of useful concepts and data.
Release date: 2008-09-08 - 3. Survey of Financial Security - Methodology for Estimating the Value of Employer Pension Plan Benefits ArchivedSurveys and statistical programs – Documentation: 13F0026M2001003Description:
Initial results from the Survey of Financial Security (SFS), which provides information on the net worth of Canadians, were released on March 15 2001, in The daily. The survey collected information on the value of the financial and non-financial assets owned by each family unit and on the amount of their debt.
Statistics Canada is currently refining this initial estimate of net worth by adding to it an estimate of the value of benefits accrued in employer pension plans. This is an important addition to any asset and debt survey as, for many family units, it is likely to be one of the largest assets. With the aging of the population, information on pension accumulations is greatly needed to better understand the financial situation of those nearing retirement. These updated estimates of the Survey of Financial Security will be released in late fall 2001.
The process for estimating the value of employer pension plan benefits is a complex one. This document describes the methodology for estimating that value, for the following groups: a) persons who belonged to an RPP at the time of the survey (referred to as current plan members); b) persons who had previously belonged to an RPP and either left the money in the plan or transferred it to a new plan; c) persons who are receiving RPP benefits.
This methodology was proposed by Hubert Frenken and Michael Cohen. The former has many years of experience with Statistics Canada working with data on employer pension plans; the latter is a principal with the actuarial consulting firm William M. Mercer. Earlier this year, Statistics Canada carried out a public consultation on the proposed methodology. This report includes updates made as a result of feedback received from data users.
Release date: 2001-09-05 - 4. Retirement Income Programs: An Inventory of Data/Information Available at Statistics Canada ArchivedSurveys and statistical programs – Documentation: 13F0026M2000001Description:
The intent of this document is to provide an inventory of the surveys, databases, publications, articles and work in progress in Statistics Canada that relate to Canada's retirement income programs. The inventory provides information on publications, output and relevant data elements produced by the surveys and databases. It does not provide an exhaustive description of these data sources, but instead focuses on the information that can be used for purposes of researching/analysing retirement income programs. Some of the information contained does not specifically relate to these programs but might be used as a secondary source when doing research in this area.
Release date: 2000-03-06 - 5. SLID Test 3B Results: Income Sources ArchivedSurveys and statistical programs – Documentation: 75F0002M1993015Description:
This paper outlines the results of an initial evaluation of the income items in the Survey of Labour and Income Dynamics (SLID) test 3B.
Release date: 1995-12-30
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