Keyword search

Results

All (102)

All (102) (0 to 10 of 102 results)

1. A cross-cohort comparison of economic well-being during retirement years
Articles and reports: 36-28-0001202300500002
Description: The financial security of seniors has long been a concern, especially in recent years, against the backdrop of an aging population. This study analyzes the extent to which pre-retirement lifestyles can be maintained into retirement years by comparing family incomes of five cohorts of individuals as they age from their mid 50s to late 70s.
Release date: 2023-05-24
2. A cross-cohort comparison of the economic impact of divorce and widowhood on seniors
Articles and reports: 36-28-0001202300400003
Description: While past Canadian studies have assessed the short-term impact of divorce and widowhood on living standards during retirement years, less is known about the long-term impact and how living standards compare across cohorts. This study follows five cohorts of individuals as they age from their mid 50s to their late 70s.
Release date: 2023-05-08
3. Income in retirement: Expectations versus reality
Stats in brief: 11-627-M2022088
Description:
This infographic examines whether the financial expectations of non-retired Canadians were met upon retiring, as captured in Wave 5 (2020) of the Longitudinal and International Study of Adults. In 2014, a group of non-retired Canadians aged 55 or older were asked about their financial expectations for retirement. New data from 2020 reveal how this same group of Canadians-now retired-is doing financially.

Release date: 2022-12-13
4. Understanding the tax implications of Registered Retirement Savings Plans
Articles and reports: 36-28-0001202200200002
Description:
A Registered Retirement Savings Plan (RRSP) is a tax-deductible savings vehicle designed to encourage people to save for their retirement. Contributions are made with pre-tax income, and taxation is deferred to the time when funds are withdrawn, typically in retirement when marginal tax rates are otherwise low, resulting in tax savings over the life cycle. However, RRSP funds do not lock in and there are no early withdrawal penalties by the tax system, which means pre-retirement withdrawals are frequent. This prevalence of pre-retirement RRSP withdrawals raises the question of what reasons, aside from retirement planning, lead people to use these plans. To explore this issue, new research by Statistics Canada and the Retirement and Savings Institute (RSI) at HEC Montréal considers how a person’s financial literacy affects the timing of contributions to and withdrawals from RRSPs.

Release date: 2022-02-23
5. Labour Statistics at a Glance
Journals and periodicals: 71-222-X
Description:
Labour Statistics at a Glance features short analytical articles on specific topics of interest related to Canada's labour market. The studies examine recent or historical trends using data produced by the Labour Statistics Division, i.e., the Labour Force Survey, the Survey of Employment Payrolls and Hours, the Job Vacancy and Wage Survey, the Employment Insurance Coverage Survey and the Employment Insurance Statistics Program.
Release date: 2019-10-28
6. The General Social Survey: An Overview
Surveys and statistical programs – Documentation: 89F0115X
Description:
This document provides a comprehensive reference to the information available from the General Social Survey (GSS). It provides a description of the content of each of the 18 GSS cycles (e.g. time use, social support, education, the family), as well as background information, target population and collection methodology. A list of the products and services available from each cycle is also included.
Release date: 2019-02-20
7. Reasons for working at 60 and beyond Archived
Articles and reports: 71-222-X2018003
Description:
Using data from the Labour Force Survey, this analysis provides new information on the labour force participation of older Canadians, defined in this analysis as persons aged 60 years and older, by shedding light on the reasons why they were working.
Release date: 2018-12-14
8. Recent trends for the population aged 15 to 64 in Canada
Stats in brief: 98-200-X2016003
Description:
This Census in Brief article examines recent trends for the population aged 15 to 64. It includes comparisons between provinces and territories, census metropolitan areas, and municipalities, as well as between G7 countries. This article also provides some insights on the proportion of people aged 55 to 64 among the population aged 15 to 64.

Release date: 2017-05-03
9. The Effects of Education on Canadians’ Retirement Savings Behaviour Archived
Articles and reports: 11F0019M2017391
Description:
This paper assesses the extent to which education affects how Canadians save and accumulate wealth for retirement. The paper makes three contributions. First, a descriptive analysis is presented of differences in savings and home values across individuals based on their levels of educational attainment. To this end, new datasets that link survey respondents from the 1991 and 2006 censuses of Canada to their administrative tax records are used. These data provide a unique opportunity to jointly observe education, savings, home values, and a plethora of other factors of relevance. Second, the causal effect of high school completion on savings rates in tax-preferred accounts is estimated, exploiting compulsory schooling reforms in the identification. Third, building on a recent study by Messacar (2015), education is also found to affect how individuals re-optimize their savings rates in response to an automatic change in pension wealth accumulation. The implications of this study’s findings for the “nudge paradigm” in behavioural economics are discussed.
Release date: 2017-03-27
10. Seniors’ income from 1976 to 2014: Four decades, two stories Archived
Articles and reports: 11-630-X2016008
Description:
This edition of Canadian Megatrends looks at Canadian seniors’ income since the-mid 1970s.
Release date: 2016-11-10

Data (3)

Data (3) ((3 results))

1. Survey of Older Workers: Public Use Microdata File
Public use microdata: 89M0030X
Description:
The Survey of Older Workers (SOW) is a survey that was conducted in October and November of 2008 .The survey was conducted on behalf of Human Resources and Skills Development Canada with the objective to develop a statistical database providing estimates surrounding the issues of work and retirement as perceived by older workers in the 10 provinces. The fundamental objective of the SOW is an attempt to understand the components that are integral in the decision to either continue working or retire. In essence we are trying to obtain a better understanding of factors that are driving the decisions of older workers in regards to working and retirement.
Release date: 2010-01-06
2. General Social Survey, Cycle 21: Family, Social Support and Retirement ( 2007): Public Use Microdata File, Documentation and User's Guide
Public use microdata: 12M0021X
Description:
This package was designed to enable users to access and manipulate the microdata file for the 21st cycle (2007) of the General Social Survey (GSS). It contains information on the objectives, methodology and estimation procedures, as well as guidelines for releasing estimates based on the survey. Cycle 21 of the GSS collected data from persons aged 45 years and over living in private households in the 10 provinces of Canada. The survey covered a wide range of topics such as well-being, family composition, retirement decisions and plans, care giving and care receiving experiences, social networks and housing.
Release date: 2009-05-04
3. General Social Survey, Cycle 16: Aging and Social Support (2002): Public Use Microdata File and Documentation, 2002 Archived
Public use microdata: 12M0016X
Geography: Province or territory
Description:
Cycle 16 of the GSS is the second cycle (after cycle 11) to collect information social support for older Canadians, introducing modules on preparations for retirement and retirement experience. The GSS is an annual telephone survey covering the non-institutionalized population in the 10 provinces. Respondents were randomly selected from a list of individuals aged 45 and over who had responded to another Statistics Canada survey. Data were collected over an 11-month period from February to December 2002. The representative sample had about 25,000 respondents. The response rate was almost 84%.
The main objective of the 2002 GSS was to provide data on the aging population. However, the survey allows detailed analysis of characteristics of family and friends who provide care to seniors; characteristics of seniors receiving formal and informal care; links to broader determinants of health (such as income, education and social networks); and people's retirement plans and experiences.
Release date: 2005-11-28

Analysis (90)

Analysis (90) (50 to 60 of 90 results)

51. 2007 General Social Survey Report: The retirement puzzle: Sorting the pieces Archived
Articles and reports: 11-008-X200800210667
Geography: Canada
Description:
Do Canadians have the information they need to plan for retirement? Drawing on data from the 2007 General Social survey, this article examines the "informational resources" of Canadians aged 45 to 59. While most individuals receive financial advice, understand the basic structure of their pension, and say they understand Canada's public retirement income programs, significant proportions do not. The characteristics associated with differences in this regard are examined.
Release date: 2008-09-09
52. Retiring together, or not Archived
Articles and reports: 75-001-X200810413208
Geography: Canada
Description:
Throughout much of the last century, older couples faced only one retirement decision -- the husband's. However, the dramatic rise and sustained participation of women in the paid labour force since the 1970s transformed the retirement transitions of married couples; increasingly, couples had to make two decisions and balance the preferences and constraints of partners who both made substantial contributions to household income. This article looks at the extent to which spouses synchronize the timing of their retirements, the factors associated with taking one or another pathway into retirement and changes in patterns of retirement through the 1990s.
Release date: 2008-06-18
53. Departure of Frederic Gault Archived
Articles and reports: 88-003-X200800110598
Geography: Canada
Description:
After working for more than 20 years on behalf of science and technology statistics, Dr. Frederic Gault, Director, Science, Innovation and Electronic Information Division, is leaving Statistics Canada.
Release date: 2008-05-22
54. Federal Public Service Retirements: Trends in the New Millennium Archived
Articles and reports: 11-621-M2008068
Geography: Canada
Description:
This study examines retirements since the turn of the millennium among permanent federal employees who occupy jobs subject to the Public Service Employment Act. This study presents statistics on retirements, retirement eligibility, and pensionable years accumulated by age and sex for fiscal year 2006/2007 and other selected fiscal years in the new millennium.
Release date: 2008-05-09
55. Earnings in the last decade Archived
Articles and reports: 75-001-X200810213204
Geography: Canada
Description:
The pay structure for Canada's workers has changed over the past decade. Pay rates have risen in Alberta, especially since 2004. In Ontario and Quebec, earnings in manufacturing have not fallen substantially, despite sharp decreases in employment. Even after the turbulence of the 2001 to 2004 period, average earnings in the CT sector ended up rising 12% in real terms. Along with changes in trade patterns and technology use, demographic trends have also influenced labour market conditions and earnings. This article examines the evolution of earnings in Canada from 1997 to 2007.
Release date: 2008-03-18
56. Income Security and Stability During Retirement in Canada Archived
Articles and reports: 11F0019M2008306
Geography: Canada
Description:
Past research has shown that the Canadian pension system is relatively effective in helping seniors to stay out of poverty. However, the extent to which the pension system enables individuals and families to maintain living standards achieved during their working years after retirement (income security) is less well understood. To help fill this knowledge gap, we employ 20-year longitudinal data to track individuals as they move from age 55 through their retirement years. We use various measures of an individual's family income to study four main issues: change in income levels through retirement; the role that various income sources play in this change; variation in replacement rates through time and between poorer and richer individuals; and, finally, the degree of long-term stability in individual incomes. For workers with average incomes, family income falls after age 60, declines until age 68, and then stabilizes at approximately 80% of the income level they had at age 55. In contrast, low income individuals (those in the bottom income quintile) experience little change in income as they move from age 55 through the retirement years, largely because of the income maintenance effects of the public pension system. They experience high levels of individual income instability in their late 50s and early 60s, but income instability falls dramatically after retirement. Individuals in the top quintile experience substantially larger income declines in retirement so that income inequality within a cohort declines as the cohort ages. More recent groups of retirees are experiencing higher income levels than earlier cohorts, largely because of higher private pensions. Replacement rates have changed little among cohorts, however. Whether recent gains in income levels will persist in future cohorts is unknown since pension coverage has been falling among younger workers.
Release date: 2008-03-10
57. Pensions and retirement savings of families Archived
Articles and reports: 75-001-X200711113197
Geography: Canada
Description:
Prime-aged couples experienced a moderate decline in RPP coverage over the last two decades, as the substantial growth in wives labour market participation and the slight increase in their RPP coverage only partially offset a substantial decline in husbands coverage. On average, retirement savings of families rose over the last two decades, but the distribution became more unequal. To a large extent, the uneven growth in retirement savings mirrors the sharp increase in family earnings inequality since the early 1980s.
Release date: 2007-12-19
58. Participation of older workers Archived
Articles and reports: 75-001-X200710813192
Geography: Canada
Description:
For some years now, attention has been focused on the predicted retirement patterns of the baby-boom generation since a wave of early departures could seriously disrupt the labour force. However, recent studies and indicators suggest that baby boomers may not in fact be collectively fleeing employment for 'freedom 55. In 2006, a record proportion of 60 to 64 year-olds were in the labour force (45%) and the retirement age remained steady at 61.5. The article examines labour market trends of the population aged 55 to 64 and the employment characteristics of workers in this age group vis à vis those aged 25 to 54.
Release date: 2007-09-18
59. Public pensions and work Archived
Articles and reports: 75-001-X200710813193
Geography: Canada
Description:
'Do I have enough money to retire?' is a question that older workers have been trained to ask themselves as they consider the transition out of the workplace. The financial tally includes employer pension plans, registered savings plans and other investments, as well as entitlement to public benefits' the Canada and Quebec Pension Plan (C/QPP) and Old Age Security/Guaranteed Income Supplement. These resources are balanced against projected spending and other considerations, such as health, family demands and leisure activities. Take-up rates of C/QPP benefits, co-receipt of C/QPP and other benefits, and employment following benefit take-up are examined for taxfilers in their 60s.
Release date: 2007-09-18
60. Labour force projections for Canada, 2006-2031 Archived
Articles and reports: 11-010-X20070069980
Geography: Canada
Description:
The labour force participation rate will inevitably decline over the next two decades. This reflects the retirement of the boomer generation and a low birth rate in recent years. Various scenarios involving increased immigration and keeping older workers in the labour force longer can mitigate but not reverse these trends
Release date: 2007-06-15

Reference (8)

Reference (8) ((8 results))

1. The General Social Survey: An Overview
Surveys and statistical programs – Documentation: 89F0115X
Description:
This document provides a comprehensive reference to the information available from the General Social Survey (GSS). It provides a description of the content of each of the 18 GSS cycles (e.g. time use, social support, education, the family), as well as background information, target population and collection methodology. A list of the products and services available from each cycle is also included.
Release date: 2019-02-20
2. Guide to the Canadian Pension Satellite Account
Surveys and statistical programs – Documentation: 13-599-X
Description: This guide presents an overview of the scope and structure of the Pension Satellite Account as well as the methodology used to derive its stocks and flows estimates.
Release date: 2010-11-12
3. New Frontiers of Research on Retirement - Technical Annex Archived
Surveys and statistical programs – Documentation: 75-512-X
Description:
This book provides technical documentation of variables, methodologies and extended lists of references used in developing the research findings reported in "New Frontiers of Research on Retirement". It will be used around the world by researchers and teachers, as well as by students preparing theses related to patterns of transition to retirement. This documentation is important because a large part of book is devoted to scientific papers that are based upon Statistics Canada's data and which require substantial innovations of useful concepts and data.
Release date: 2008-09-08
4. The General Social Survey: New Data Overview Archived
Surveys and statistical programs – Documentation: 89-631-X
Description:
This report highlights the latest developments and rationale behind recent cycles of the General Social Survey (GSS). Starting with an overview of the GSS mandate and historic cycle topics, we then focus on two recent cycles related to families in Canada: Family Transitions (2006) and Family, Social Support and Retirement (2007). Finally, we give a summary of what is to come in the 2008 GSS on Social Networks, and describe a special project to mark 'Twenty Years of GSS'.
The survey collects data over a twelve month period from the population living in private households in the 10 provinces. For all cycles except Cycles 16 and 21, the population aged 15 and older has been sampled. Cycles 16 and 21 sampled persons aged 45 and older.
Cycle 20 (GSS 2006) is the fourth cycle of the GSS to collect data on families (the first three cycles on the family were in 1990, 1995 and 2001). Cycle 20 covers much the same content as previous cycles on families with some sections revised and expanded. The data enable analysts to measure conjugal and fertility history (chronology of marriages, common-law unions, and children), family origins, children's home leaving, fertility intentions, child custody as well as work history and other socioeconomic characteristics. Questions on financial support agreements or arrangements (for children and the ex-spouse or ex-partner) for separated and divorced families have been modified. Also, sections on social networks, well-being and housing characteristics have been added.
Release date: 2008-05-27
5. Survey of Financial Security - Methodology for Estimating the Value of Employer Pension Plan Benefits Archived
Surveys and statistical programs – Documentation: 13F0026M2001003
Description:
Initial results from the Survey of Financial Security (SFS), which provides information on the net worth of Canadians, were released on March 15 2001, in The daily. The survey collected information on the value of the financial and non-financial assets owned by each family unit and on the amount of their debt.
Statistics Canada is currently refining this initial estimate of net worth by adding to it an estimate of the value of benefits accrued in employer pension plans. This is an important addition to any asset and debt survey as, for many family units, it is likely to be one of the largest assets. With the aging of the population, information on pension accumulations is greatly needed to better understand the financial situation of those nearing retirement. These updated estimates of the Survey of Financial Security will be released in late fall 2001.
The process for estimating the value of employer pension plan benefits is a complex one. This document describes the methodology for estimating that value, for the following groups: a) persons who belonged to an RPP at the time of the survey (referred to as current plan members); b) persons who had previously belonged to an RPP and either left the money in the plan or transferred it to a new plan; c) persons who are receiving RPP benefits.
This methodology was proposed by Hubert Frenken and Michael Cohen. The former has many years of experience with Statistics Canada working with data on employer pension plans; the latter is a principal with the actuarial consulting firm William M. Mercer. Earlier this year, Statistics Canada carried out a public consultation on the proposed methodology. This report includes updates made as a result of feedback received from data users.
Release date: 2001-09-05
6. Retirement Income Programs: An Inventory of Data/Information Available at Statistics Canada Archived
Surveys and statistical programs – Documentation: 13F0026M2000001
Description:
The intent of this document is to provide an inventory of the surveys, databases, publications, articles and work in progress in Statistics Canada that relate to Canada's retirement income programs. The inventory provides information on publications, output and relevant data elements produced by the surveys and databases. It does not provide an exhaustive description of these data sources, but instead focuses on the information that can be used for purposes of researching/analysing retirement income programs. Some of the information contained does not specifically relate to these programs but might be used as a secondary source when doing research in this area.
Release date: 2000-03-06
7. Guide to Statistics Canada Information and Data Sources on Adult Education and Training Archived
Surveys and statistical programs – Documentation: 81-580-X
Description:
The adult education and training sector is as complex as it is dynamic. In order to describe all its facets, Statistics Canada surveys many different populations. Given the number of data sources and their conceptual and methodological differences, it is sometimes very difficult for researchers and decision makers to obtain required information or data. This guide is a tool that has been developed to assist them. It provides a summary description of all Statistics Canada surveys related to adult education and training. From a selected variable, it allows the identification of surveys that can provide information. It also indicates relevant publications and how to obtain additional information.
Release date: 1997-03-12
8. SLID Test 3B Results: Income Sources Archived
Surveys and statistical programs – Documentation: 75F0002M1993015
Description:
This paper outlines the results of an initial evaluation of the income items in the Survey of Labour and Income Dynamics (SLID) test 3B.
Release date: 1995-12-30

Report a problem or mistake on this page

Date modified:: 2024-04-16

Language selection

Search and menus

Search

Keyword search

Filter results by

Keyword(s)

Subject

Type

Year of publication

Geography

Survey or statistical program

Portal

Content

Results

All (102) (0 to 10 of 102 results)

Data (3) ((3 results))

Analysis (90) (50 to 60 of 90 results)

Reference (8) ((8 results))

Keyword search

Filter results by

Keyword(s)

Subject

Type

Year of publication

Geography

Survey or statistical program

Portal

Content

Results

All (102) (0 to 10 of 102 results)

Data (3) ((3 results))

Analysis (90) (50 to 60 of 90 results)

Reference (8) ((8 results))

How do I use the filters and the search box?

How do I refine my search?

How does the search work?

How are the results ordered?

How are the results ordered?