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  • 1. The financial impact of student loans Archived
    Articles and reports: 75-001-X201010113242
    Geography: Canada
    Description:

    The student borrowing rate among postsecondary graduates increased between 1995 and 2005, with borrowers differing little from non-borrowers in terms of employment rates and total personal income. However, borrowers were less likely to have savings or investments, or own their own homes. Total debt for borrower and non-borrower graduates age 20 to 29 was similar, while borrowers had lower assets and net worth than non-borrowers.

    Release date: 2010-03-23
  • 2. Graduating in Canada: Profile, Labour Market Outcomes and Student Debt of the Class of 2005 Archived
    Articles and reports: 81-595-M2009074
    Geography: Canada
    Description:

    This report describes the educational experiences, labour market outcomes and financing of higher education of recent graduates for Canadian postsecondary education institutions using data from the 2007 National Graduates Survey (Class of 2005). The first section describes the characteristics of graduates from college, bachelor, master and doctorate level programs. The second section focuses on experiences after graduation including pursuing further education and labour market activities. Section three presents information on the financing of postsecondary education, its relation to education level and labour market outcomes. The final section focuses on co-operative education and international studies and their relationship with labour market outcomes and student debt.

    Release date: 2009-04-22
  • 3. Who gets student loans? Archived
    Articles and reports: 75-001-X200610313160
    Geography: Canada
    Description:

    Every year the Canada Student Loans Program (CSLP) provides approximately $1.5 billion in loans and $80 million in grants to students with a demonstrated financial need. Nevertheless, a gap in postsecondary participation remains between children from upper- and lower-income backgrounds. While it is difficult to estimate the extent to which the CSLP has made it possible for low-income students to obtain a postsecondary education, the study looks at how well loans are targeted to low-income youth, the extent to which the loan amount reflects financial need, and the impact of parental income.

    Release date: 2006-06-20
  • 4. How Students Fund Their Postsecondary Education: Findings from the Postsecondary Education Participation Survey Archived
    Articles and reports: 81-595-M2006042
    Geography: Canada
    Description:

    This study looks at the education costs and financial support for 18 to 24 year old students (17 to 24 in Quebec) pursuing postsecondary studies in Canada during the 2001-2002 academic year. Taking into account the basic costs of postsecondary programs (tuition fees, books and supplies), this study also looks at how students pay for their studies.

    Release date: 2006-04-26
  • 5. Participation in Postsecondary Education: Evidence from the Survey of Labour and Income Dynamics Archived
    Articles and reports: 81-595-M2005036
    Geography: Canada
    Description:

    This report builds on previous research examining the role of family income in postsecondary education. The paper attempts to address three broad questions using data from the Survey of Labour and Income Dynamics (SLID). First, has the postsecondary education participation pattern changed in the recent past either for college and university participation, or for youth of various backgrounds? Second, how are the socio-economic factors related to postsecondary participation? Does the impact of socio-economic factors differ for college and university participation? Thirdly, for those who did pursue postsecondary education, which factors are more important in the choice of institution - university versus college?

    Release date: 2005-10-17
  • 6. Is Post-secondary Access More Equitable in Canada or the United States? Archived
    Articles and reports: 11F0019M2005244
    Geography: Canada
    Description:

    This comparative study investigates the role of family background characteristics in postsecondary access in Canada and the United States. Given that postsecondary schooling is funded very differently in the two countries, family background may play substantively different roles. The findings suggest that university-going is less common among lower-income students and members of a visible minority group in the U.S. than among their Canadian counterparts. Some possible reasons are discussed.

    Release date: 2005-03-15
  • 7. Saving for postsecondary education Archived
    Articles and reports: 75-001-X200410713123
    Geography: Canada
    Description:

    This study looks at the decision of parents to save, and amounts saved, for the future education of children aged under 19 years in 2002. A model is used to estimate cumulative parental savings, taking into consideration characteristics of the family and the child, aspirations and involvement of parents, awareness of saving incentive programs, and expectations about grant programs.

    Release date: 2004-09-21
  • 8. Planning and Preparation: First Results from the Survey of Approaches to Educational Planning (SAEP), 2002 Archived
    Articles and reports: 81-595-M2003010
    Geography: Canada
    Description:

    This paper presents data for children aged 0 to 18 years on three important elements of educational planning related to postsecondary education: a home context that promotes and supports postsecondary education, children's academic abilities and perceptions of school, and saving and financial planning for postsecondary education. It uses data collected by the Survey of Approaches to Educational Planning (SAEP), 2002.

    Release date: 2003-11-20
  • 9. Access, Persistence and Financing: First Results from the Postsecondary Education Participation Survey (PEPS) Archived
    Articles and reports: 81-595-M2003007
    Geography: Canada
    Description:

    This report presents information collected by the new Postsecondary Education Participation Survey (PEPS) on three themes: access, persistence and financing.

    Release date: 2003-09-10
  • 10. Changing patterns of university finance Archived
    Articles and reports: 81-003-X20020026524
    Geography: Canada
    Description:

    This study examines universities' responses to reductions in government funding and changes in operating revenue and expenditures over the past 15 years, using the Financial Information of Universities and Colleges Survey.

    Release date: 2003-06-11
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