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All (8)

All (8) ((8 results))

  • Articles and reports: 11F0027M2011067
    Geography: Canada
    Description:

    Studies of pre- and post-retirement annual income have focused on the extent to which income falls at this crucial stage in life. Although these studies vary in scope and intent, the overall consensus is that the Canadian retirement income system provides income replacement rates that are in the excess of 60% to 70% for a plurality of Canadians, especially for those who had low incomes during their prime working years. However, little has been published on the extent to which retirees maintain their same levels of consumption. Using data from the Survey of Family Expenditures (FAMEX) and from the Survey of Household Spending (SHS), this study develops a synthetic cohort approach to determine how the consumption patterns of households headed by individuals in their late 40s (in the early 1980s) differ from those of a group of households headed by individuals in their early 70s (in the late 2000s). It finds that, even though the nature of consumption changes over time, the overall levels of consumption "per adult" do not decline by substantial amounts among Canadians as they age.

    Release date: 2011-03-25

  • Articles and reports: 75-001-X201100111402
    Geography: Canada
    Description:

    This study examines four distinct states of retirement among older Canadians: fully retired; partially retired; previously retired but returned to work; and never retired. Using the 2009 Canadian Community Health Survey (CCHS) Healthy Aging, it presents the socio-economic characteristics of each group, and discusses their differing work patterns and health.

    Release date: 2011-01-31

  • Public use microdata: 12M0021X
    Description:

    This package was designed to enable users to access and manipulate the microdata file for the 21st cycle (2007) of the General Social Survey (GSS). It contains information on the objectives, methodology and estimation procedures, as well as guidelines for releasing estimates based on the survey. Cycle 21 of the GSS collected data from persons aged 45 years and over living in private households in the 10 provinces of Canada. The survey covered a wide range of topics such as well-being, family composition, retirement decisions and plans, care giving and care receiving experiences, social networks and housing.

    Release date: 2009-05-04

  • Articles and reports: 11F0019M2008306
    Geography: Canada
    Description:

    Past research has shown that the Canadian pension system is relatively effective in helping seniors to stay out of poverty. However, the extent to which the pension system enables individuals and families to maintain living standards achieved during their working years after retirement (income security) is less well understood. To help fill this knowledge gap, we employ 20-year longitudinal data to track individuals as they move from age 55 through their retirement years. We use various measures of an individual's family income to study four main issues: change in income levels through retirement; the role that various income sources play in this change; variation in replacement rates through time and between poorer and richer individuals; and, finally, the degree of long-term stability in individual incomes. For workers with average incomes, family income falls after age 60, declines until age 68, and then stabilizes at approximately 80% of the income level they had at age 55. In contrast, low income individuals (those in the bottom income quintile) experience little change in income as they move from age 55 through the retirement years, largely because of the income maintenance effects of the public pension system. They experience high levels of individual income instability in their late 50s and early 60s, but income instability falls dramatically after retirement. Individuals in the top quintile experience substantially larger income declines in retirement so that income inequality within a cohort declines as the cohort ages. More recent groups of retirees are experiencing higher income levels than earlier cohorts, largely because of higher private pensions. Replacement rates have changed little among cohorts, however. Whether recent gains in income levels will persist in future cohorts is unknown since pension coverage has been falling among younger workers.

    Release date: 2008-03-10

  • Public use microdata: 12M0016X
    Geography: Province or territory
    Description:

    Cycle 16 of the GSS is the second cycle (after cycle 11) to collect information social support for older Canadians, introducing modules on preparations for retirement and retirement experience. The GSS is an annual telephone survey covering the non-institutionalized population in the 10 provinces. Respondents were randomly selected from a list of individuals aged 45 and over who had responded to another Statistics Canada survey. Data were collected over an 11-month period from February to December 2002. The representative sample had about 25,000 respondents. The response rate was almost 84%.

    The main objective of the 2002 GSS was to provide data on the aging population. However, the survey allows detailed analysis of characteristics of family and friends who provide care to seniors; characteristics of seniors receiving formal and informal care; links to broader determinants of health (such as income, education and social networks); and people's retirement plans and experiences.

    Release date: 2005-11-28

  • Articles and reports: 75-001-X200310213084
    Geography: Canada
    Description:

    This paper looks at the availability of qualified workers as baby boomers retire, a key challenge facing employers over the first decades of the 21st century. It also examines which industries and occupations may be affected more than others.

    Release date: 2003-02-21

  • Articles and reports: 75-001-X20021126392
    Geography: Canada
    Description:

    This paper examines the characteristics of men 55 and over who are no longer active in the labour market, and the "voluntary" or "involuntary" reasons for inactivity.

    Release date: 2002-12-18

  • 8. Retirement Issues Archived
    Journals and periodicals: 75-003-X
    Geography: Canada
    Description:

    Retirement issues is an occasional digest and newsletter designed for executives concerned with questions closely linked to the social institution called "retirement" and for researchers whose work addresses these and related questions. Each issue provides a quick survey of selected research findings, key points in discussion papers on theoretical and policy issues, lists of upcoming conferences and other events in which retirement will be prominent, and topics of related research underway at universities and elsewhere.

    Release date: 2002-01-07
Data (2)

Data (2) ((2 results))

  • Public use microdata: 12M0021X
    Description:

    This package was designed to enable users to access and manipulate the microdata file for the 21st cycle (2007) of the General Social Survey (GSS). It contains information on the objectives, methodology and estimation procedures, as well as guidelines for releasing estimates based on the survey. Cycle 21 of the GSS collected data from persons aged 45 years and over living in private households in the 10 provinces of Canada. The survey covered a wide range of topics such as well-being, family composition, retirement decisions and plans, care giving and care receiving experiences, social networks and housing.

    Release date: 2009-05-04

  • Public use microdata: 12M0016X
    Geography: Province or territory
    Description:

    Cycle 16 of the GSS is the second cycle (after cycle 11) to collect information social support for older Canadians, introducing modules on preparations for retirement and retirement experience. The GSS is an annual telephone survey covering the non-institutionalized population in the 10 provinces. Respondents were randomly selected from a list of individuals aged 45 and over who had responded to another Statistics Canada survey. Data were collected over an 11-month period from February to December 2002. The representative sample had about 25,000 respondents. The response rate was almost 84%.

    The main objective of the 2002 GSS was to provide data on the aging population. However, the survey allows detailed analysis of characteristics of family and friends who provide care to seniors; characteristics of seniors receiving formal and informal care; links to broader determinants of health (such as income, education and social networks); and people's retirement plans and experiences.

    Release date: 2005-11-28
Analysis (6)

Analysis (6) ((6 results))

  • Articles and reports: 11F0027M2011067
    Geography: Canada
    Description:

    Studies of pre- and post-retirement annual income have focused on the extent to which income falls at this crucial stage in life. Although these studies vary in scope and intent, the overall consensus is that the Canadian retirement income system provides income replacement rates that are in the excess of 60% to 70% for a plurality of Canadians, especially for those who had low incomes during their prime working years. However, little has been published on the extent to which retirees maintain their same levels of consumption. Using data from the Survey of Family Expenditures (FAMEX) and from the Survey of Household Spending (SHS), this study develops a synthetic cohort approach to determine how the consumption patterns of households headed by individuals in their late 40s (in the early 1980s) differ from those of a group of households headed by individuals in their early 70s (in the late 2000s). It finds that, even though the nature of consumption changes over time, the overall levels of consumption "per adult" do not decline by substantial amounts among Canadians as they age.

    Release date: 2011-03-25

  • Articles and reports: 75-001-X201100111402
    Geography: Canada
    Description:

    This study examines four distinct states of retirement among older Canadians: fully retired; partially retired; previously retired but returned to work; and never retired. Using the 2009 Canadian Community Health Survey (CCHS) Healthy Aging, it presents the socio-economic characteristics of each group, and discusses their differing work patterns and health.

    Release date: 2011-01-31

  • Articles and reports: 11F0019M2008306
    Geography: Canada
    Description:

    Past research has shown that the Canadian pension system is relatively effective in helping seniors to stay out of poverty. However, the extent to which the pension system enables individuals and families to maintain living standards achieved during their working years after retirement (income security) is less well understood. To help fill this knowledge gap, we employ 20-year longitudinal data to track individuals as they move from age 55 through their retirement years. We use various measures of an individual's family income to study four main issues: change in income levels through retirement; the role that various income sources play in this change; variation in replacement rates through time and between poorer and richer individuals; and, finally, the degree of long-term stability in individual incomes. For workers with average incomes, family income falls after age 60, declines until age 68, and then stabilizes at approximately 80% of the income level they had at age 55. In contrast, low income individuals (those in the bottom income quintile) experience little change in income as they move from age 55 through the retirement years, largely because of the income maintenance effects of the public pension system. They experience high levels of individual income instability in their late 50s and early 60s, but income instability falls dramatically after retirement. Individuals in the top quintile experience substantially larger income declines in retirement so that income inequality within a cohort declines as the cohort ages. More recent groups of retirees are experiencing higher income levels than earlier cohorts, largely because of higher private pensions. Replacement rates have changed little among cohorts, however. Whether recent gains in income levels will persist in future cohorts is unknown since pension coverage has been falling among younger workers.

    Release date: 2008-03-10

  • Articles and reports: 75-001-X200310213084
    Geography: Canada
    Description:

    This paper looks at the availability of qualified workers as baby boomers retire, a key challenge facing employers over the first decades of the 21st century. It also examines which industries and occupations may be affected more than others.

    Release date: 2003-02-21

  • Articles and reports: 75-001-X20021126392
    Geography: Canada
    Description:

    This paper examines the characteristics of men 55 and over who are no longer active in the labour market, and the "voluntary" or "involuntary" reasons for inactivity.

    Release date: 2002-12-18

  • 6. Retirement Issues Archived
    Journals and periodicals: 75-003-X
    Geography: Canada
    Description:

    Retirement issues is an occasional digest and newsletter designed for executives concerned with questions closely linked to the social institution called "retirement" and for researchers whose work addresses these and related questions. Each issue provides a quick survey of selected research findings, key points in discussion papers on theoretical and policy issues, lists of upcoming conferences and other events in which retirement will be prominent, and topics of related research underway at universities and elsewhere.

    Release date: 2002-01-07
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