Chart 2
Household credit market debt, seasonally adjusted flows

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billions of dollars -30 -20 -10 0 10 20 30 40 50 60 70 Q4 2015 Q4 2017 Q4 2019 Q4 2021 Q4 2023 Q4 2025 Mortgage debtMortgage debt Consumer creditConsumer credit Non-mortgage debtNon-mortgage debt Total credit market debtTotal credit market debt
Source(s):
Table 38-10-0238-01.

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Household credit market debt, seasonally adjusted flows, billions of dollars
  Mortgage debt Consumer credit Non-mortgage debt Total credit market debt
Fourth quarter 2015 25.0 1.9 1.0 28.0
First quarter 2016 20.9 1.8 1.2 23.8
Second quarter 2016 25.4 5.7 1.5 32.7
Third quarter 2016 26.1 0.2 0.2 26.4
Fourth quarter 2016 21.1 5.4 2.9 29.4
First quarter 2017 22.9 8.2 2.6 33.8
Second quarter 2017 24.4 5.6 1.2 31.3
Third quarter 2017 18.9 3.6 1.8 24.3
Fourth quarter 2017 20.0 4.4 0.7 25.2
First quarter 2018 19.4 3.2 3.8 26.5
Second quarter 2018 14.7 4.3 3.6 22.5
Third quarter 2018 16.6 4.6 2.4 23.6
Fourth quarter 2018 17.3 4.3 1.3 22.9
First quarter 2019 18.1 2.5 0.5 21.1
Second quarter 2019 19.2 2.4 -0.1 21.5
Third quarter 2019 18.7 2.2 1.5 22.4
Fourth quarter 2019 21.1 2.4 1.6 25.1
First quarter 2020 25.5 -4.4 0.7 21.8
Second quarter 2020 21.5 -23.0 2.2 0.7
Third quarter 2020 33.4 4.4 0.6 38.4
Fourth quarter 2020 39.9 -3.8 1.8 37.9
First quarter 2021 37.9 -7.1 1.0 31.8
Second quarter 2021 61.7 -2.4 1.9 61.2
Third quarter 2021 42.9 5.2 1.0 49.1
Fourth quarter 2021 47.5 5.0 1.3 53.8
First quarter 2022 48.1 7.7 1.9 57.6
Second quarter 2022 50.0 8.8 0.8 59.6
Third quarter 2022 26.5 7.4 0.1 34.1
Fourth quarter 2022 16.0 4.5 1.8 22.4
First quarter 2023 18.7 3.3 0.0 22.0
Second quarter 2023 22.2 6.3 1.3 29.8
Third quarter 2023 21.8 4.5 1.2 27.4
Fourth quarter 2023 17.9 8.5 0.9 27.3
First quarter 2024 17.1 9.8 2.6 29.5
Second quarter 2024 22.7 5.2 2.7 30.6
Third quarter 2024 25.2 8.1 2.8 36.1
Fourth quarter 2024 29.0 9.7 2.6 41.4
First quarter 2025 26.5 4.9 0.7 32.1
Second quarter 2025 28.6 6.1 0.8 35.5
Third quarter 2025 26.8 8.1 2.5 37.4
Fourth quarter 2025 28.7 5.9 1.6 36.2
Source(s):
Table 38-10-0238-01.
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