Table 2 
Households and non-profit institutions serving household sector indicators – Market value 

Households and non-profit institutions serving household sector indicators – Market value
  First quarter 2024 Second quarter 2024 Third quarter 2024 Fourth quarter 2024 First quarter 2025 Second quarter 2025
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Household sector, not seasonally adjusted            
Debt to gross domestic product (GDP) 99.85 99.96 100.28 100.39 99.54 100.19
Debt to disposable income 178.72 177.67 176.57 175.46 173.39 174.21
Credit market debt to disposable income 176.36 175.32 174.24 173.14 171.07 171.89
Consumer credit and mortgage liabilities to disposable income 167.97 166.92 165.84 164.74 162.82 163.68
Net worth as a percentage of disposable income 1,020.95 1,004.73 1,001.46 993.15 986.08 990.31
Debt to total assets 14.90 15.03 14.99 15.01 14.95 14.96
Debt to net worth 17.51 17.68 17.63 17.67 17.58 17.59
Credit market debt to net worth 17.27 17.45 17.40 17.43 17.35 17.36
Consumer credit and mortgage liabilities to net worth 16.45 16.61 16.56 16.59 16.51 16.53
Total assets to net worth 117.51 117.68 117.63 117.67 117.58 117.59
Financial assets to net worth 59.82 60.13 61.48 61.99 62.05 62.79
Financial assets to non-financial assets 103.69 104.49 109.49 111.35 111.75 114.57
Owner's equity as a percentage of real estate 75.31 75.02 74.42 74.13 74.09 73.71
Real estate as a percentage of disposable income 530.96 520.85 505.35 496.44 491.50 486.41
Households and non-profit institutions serving the household sector, not seasonally adjusted            
Debt to GDP 102.21 102.37 102.75 102.88 102.04 102.70
Debt to disposable income 178.01 177.02 176.14 175.11 173.14 173.98
Credit market debt to disposable income 173.50 172.37 171.38 170.30 168.33 169.19
Household sector, seasonally adjusted            
Credit market debt to disposable income 178.38 174.94 172.18 173.51 173.74 174.89
Consumer credit and mortgage liabilities to disposable income 169.90 166.56 163.87 165.10 165.38 166.53
Debt service ratio 15.03 14.89 14.51 14.40 14.37 14.41
Source(s):
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