Chart 1
Household credit market debt, seasonally adjusted flows

billions of dollars -30 -20 -10 0 10 20 30 40 50 60 Q2 2015 Q2 2017 Q2 2019 Q2 2021 Q2 2023 Q2 2025 Mortgage debtMortgage debt Consumer creditConsumer credit Non-mortgage debtNon-mortgage debt Total credit market debtTotal credit market debt
Source(s):

Chart description


This is a combined line chart.

Household credit market debt, seasonally adjusted flows, billions of dollars
  Mortgage debt Consumer credit Non-mortgage debt Total credit market debt
Second quarter 2015 20.5 1.9 6.5 28.9
Third quarter 2015 23.8 2.5 0.6 27.0
Fourth quarter 2015 24.4 2.1 0.8 27.3
First quarter 2016 19.0 1.8 1.0 21.7
Second quarter 2016 24.2 5.7 1.4 31.3
Third quarter 2016 23.5 0.1 0.3 23.8
Fourth quarter 2016 20.0 5.5 3.2 28.8
First quarter 2017 21.5 8.2 2.7 32.4
Second quarter 2017 22.9 5.6 1.3 29.8
Third quarter 2017 18.2 3.5 1.9 23.5
Fourth quarter 2017 19.4 4.6 0.6 24.6
First quarter 2018 17.1 3.2 3.9 24.2
Second quarter 2018 11.4 4.3 3.8 19.5
Third quarter 2018 14.2 4.5 2.3 21.0
Fourth quarter 2018 17.4 4.6 1.3 23.3
First quarter 2019 16.9 2.4 0.6 19.9
Second quarter 2019 17.4 2.5 -0.1 19.7
Third quarter 2019 22.8 2.0 1.5 26.3
Fourth quarter 2019 22.6 2.8 1.7 27.1
First quarter 2020 29.8 -4.8 0.6 25.7
Second quarter 2020 20.7 -22.8 2.1 -0.1
Third quarter 2020 30.8 4.5 0.4 35.7
Fourth quarter 2020 39.1 -3.6 1.5 37.0
First quarter 2021 37.1 -7.6 0.9 30.3
Second quarter 2021 54.8 -2.3 1.7 54.1
Third quarter 2021 42.5 5.2 1.2 49.0
Fourth quarter 2021 47.9 5.3 1.0 54.2
First quarter 2022 47.4 7.3 1.8 56.5
Second quarter 2022 47.5 8.8 0.8 57.1
Third quarter 2022 29.8 7.6 0.4 37.7
Fourth quarter 2022 18.9 4.9 1.7 25.5
First quarter 2023 18.2 3.5 1.0 22.7
Second quarter 2023 16.1 5.3 -0.5 20.9
Third quarter 2023 20.5 3.9 1.8 26.2
Fourth quarter 2023 18.0 7.9 0.7 26.6
First quarter 2024 17.0 8.1 2.8 27.9
Second quarter 2024 18.6 4.3 2.5 25.5
Third quarter 2024 24.4 7.6 3.2 35.2
Fourth quarter 2024 30.7 8.4 2.5 41.6
First quarter 2025 28.9 4.5 1.2 34.6
Second quarter 2025 24.6 5.9 1.1 31.6
Source(s):
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