Table 2 
Households and non-profit institutions serving household sector indicators – Market value 

Households and non-profit institutions serving household sector indicators – Market value
  Third quarter 2023 Fourth quarter 2023 First quarter 2024 Second quarter 2024 Third quarter 2024 Fourth quarter 2024
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Household sector, not seasonally adjusted            
Debt to gross domestic product (GDP) 101.35 100.81 99.83 100.02 100.32 100.39
Debt to disposable income 182.59 181.28 178.65 177.65 176.55 175.40
Credit market debt to disposable income 180.25 178.95 176.29 175.30 174.22 173.07
Consumer credit and mortgage liabilities to disposable income 171.76 170.53 167.99 166.98 165.92 164.74
Net worth as a percentage of disposable income 997.37 998.88 1,021.25 1,003.93 1,000.55 995.92
Debt to total assets 15.47 15.36 14.89 15.03 15.00 14.97
Debt to net worth 18.31 18.15 17.49 17.70 17.65 17.61
Credit market debt to net worth 18.07 17.92 17.26 17.46 17.41 17.38
Consumer credit and mortgage liabilities to net worth 17.22 17.07 16.45 16.63 16.58 16.54
Total assets to net worth 118.31 118.15 117.49 117.70 117.65 117.61
Financial assets to net worth 58.33 59.81 59.80 60.18 61.51 61.91
Financial assets to non-financial assets 97.24 102.51 103.66 104.64 109.57 111.14
Owner's equity as a percentage of real estate 75.16 74.64 75.32 74.96 74.37 74.23
Real estate as a percentage of disposable income 538.76 523.78 531.12 520.00 504.67 498.30
Households and non-profit institutions serving the household sector, not seasonally adjusted            
Debt to GDP 103.64 103.14 102.19 102.43 102.79 102.88
Debt to disposable income 181.60 180.44 177.90 176.91 175.97 174.86
Credit market debt to disposable income 177.18 176.00 173.40 172.28 171.24 170.08
Household sector, seasonally adjusted            
Credit market debt to disposable income 179.79 179.10 178.34 174.73 172.36 172.83
Consumer credit and mortgage liabilities to disposable income 171.31 170.70 169.93 166.44 164.13 164.54
Debt service ratio 15.09 15.11 15.01 14.89 14.55 14.35
Source(s):
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